Ranked from ACS 2023 5-Year
Cheapest Counties to Own a Home in South Dakota
Where the full monthly cost of owning the local median home is lowest. Every figure includes tax, insurance, utilities and maintenance, not just the mortgage.
South Dakota ranked
| # | County | Monthly to own | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Oglala Lakota County | $519 | $45,600 | 0.436% |
| 2 | Todd County | $584 | $45,200 | 2.226% |
| 3 | Mellette County | $695 | $63,000 | 1.529% |
| 4 | Corson County | $766 | $73,800 | 1.337% |
| 5 | Dewey County | $779 | $75,400 | 1.338% |
| 6 | McPherson County | $815 | $78,400 | 1.554% |
| 7 | Campbell County | $880 | $87,900 | 1.440% |
| 8 | Ziebach County | $913 | $101,700 | 0.585% |
| 9 | Buffalo County | $974 | $108,000 | 0.781% |
| 10 | Perkins County | $1,008 | $105,900 | 1.327% |
| 11 | Miner County | $1,049 | $114,100 | 1.108% |
| 12 | Jones County | $1,076 | $117,100 | 1.159% |
| 13 | Faulk County | $1,087 | $124,100 | 0.762% |
| 14 | Spink County | $1,093 | $117,400 | 1.311% |
| 15 | Bon Homme County | $1,108 | $120,300 | 1.246% |
| 16 | Jerauld County | $1,127 | $127,000 | 0.954% |
| 17 | Potter County | $1,128 | $121,300 | 1.371% |
| 18 | Douglas County | $1,136 | $125,000 | 1.173% |
| 19 | Aurora County | $1,155 | $129,000 | 1.080% |
| 20 | Gregory County | $1,157 | $129,000 | 1.100% |
| 21 | Tripp County | $1,194 | $137,100 | 0.902% |
| 22 | Walworth County | $1,201 | $130,000 | 1.435% |
| 23 | Hyde County | $1,212 | $134,500 | 1.227% |
| 24 | Bennett County | $1,220 | $138,600 | 1.027% |
| 25 | Roberts County | $1,226 | $139,100 | 1.050% |
Every figure is modelled on the county's own median home with 20% down at 6.66%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Cheapest Counties to Own a Home across all 3,133 US counties · Every county in South Dakota