Ranked from ACS 2023 5-Year
Cheapest Counties to Own a Home in Pennsylvania
Where the full monthly cost of owning the local median home is lowest. Every figure includes tax, insurance, utilities and maintenance, not just the mortgage.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Pennsylvania ranked
| # | County | Monthly to own | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Cameron County | $942 | $88,200 | 1.667% |
| 2 | McKean County | $1,022 | $98,700 | 1.636% |
| 3 | Forest County | $1,070 | $111,900 | 1.038% |
| 4 | Venango County | $1,116 | $114,500 | 1.318% |
| 5 | Cambria County | $1,123 | $115,900 | 1.283% |
| 6 | Warren County | $1,179 | $121,800 | 1.391% |
| 7 | Clearfield County | $1,183 | $125,000 | 1.190% |
| 8 | Jefferson County | $1,187 | $126,700 | 1.114% |
| 9 | Fayette County | $1,197 | $126,900 | 1.195% |
| 10 | Somerset County | $1,216 | $130,600 | 1.109% |
| 11 | Elk County | $1,223 | $128,600 | 1.311% |
| 12 | Lawrence County | $1,300 | $136,700 | 1.451% |
| 13 | Schuylkill County | $1,338 | $140,400 | 1.529% |
| 14 | Potter County | $1,352 | $146,200 | 1.278% |
| 15 | Crawford County | $1,353 | $143,400 | 1.464% |
| 16 | Greene County | $1,354 | $146,200 | 1.295% |
| 17 | Clarion County | $1,358 | $152,100 | 0.971% |
| 18 | Mifflin County | $1,361 | $142,900 | 1.558% |
| 19 | Armstrong County | $1,379 | $146,300 | 1.487% |
| 20 | Northumberland County | $1,380 | $151,600 | 1.173% |
| 21 | Indiana County | $1,381 | $145,400 | 1.562% |
| 22 | Mercer County | $1,407 | $153,600 | 1.265% |
| 23 | Blair County | $1,408 | $156,700 | 1.092% |
| 24 | Bedford County | $1,487 | $172,900 | 0.811% |
| 25 | Luzerne County | $1,520 | $163,800 | 1.530% |
| 26 | Huntingdon County | $1,556 | $180,300 | 0.914% |
| 27 | Tioga County | $1,565 | $176,000 | 1.189% |
| 28 | Erie County | $1,578 | $169,500 | 1.625% |
| 29 | Clinton County | $1,581 | $179,100 | 1.143% |
| 30 | Bradford County | $1,607 | $182,300 | 1.157% |
| 31 | Sullivan County | $1,621 | $186,400 | 1.051% |
| 32 | Beaver County | $1,675 | $185,500 | 1.440% |
| 33 | Westmoreland County | $1,708 | $193,100 | 1.281% |
| 34 | Lackawanna County | $1,723 | $189,900 | 1.532% |
| 35 | Columbia County | $1,730 | $199,200 | 1.138% |
| 36 | Lycoming County | $1,739 | $195,600 | 1.353% |
| 37 | Carbon County | $1,748 | $193,700 | 1.504% |
| 38 | Fulton County | $1,762 | $206,000 | 1.028% |
| 39 | Juniata County | $1,768 | $206,300 | 1.050% |
| 40 | Snyder County | $1,783 | $205,500 | 1.169% |
| 41 | Susquehanna County | $1,788 | $206,700 | 1.148% |
| 42 | Wyoming County | $1,813 | $205,600 | 1.344% |
| 43 | Washington County | $1,884 | $220,600 | 1.108% |
| 44 | Union County | $1,918 | $222,900 | 1.197% |
| 45 | Philadelphia County | $1,920 | $232,400 | 0.840% |
| 46 | Perry County | $1,926 | $222,800 | 1.246% |
| 47 | Allegheny County | $1,939 | $216,700 | 1.569% |
| 48 | Dauphin County | $1,956 | $222,300 | 1.426% |
| 49 | Wayne County | $1,970 | $228,200 | 1.263% |
| 50 | Lebanon County | $1,989 | $227,300 | 1.399% |
| 51 | Franklin County | $2,002 | $236,300 | 1.115% |
| 52 | Montour County | $2,015 | $240,300 | 1.030% |
| 53 | York County | $2,103 | $235,000 | 1.680% |
| 54 | Berks County | $2,158 | $239,700 | 1.768% |
| 55 | Pike County | $2,170 | $250,900 | 1.396% |
| 56 | Monroe County | $2,184 | $241,200 | 1.839% |
| 57 | Adams County | $2,209 | $256,100 | 1.394% |
| 58 | Cumberland County | $2,214 | $261,900 | 1.214% |
| 59 | Butler County | $2,284 | $275,600 | 1.070% |
| 60 | Lancaster County | $2,392 | $279,400 | 1.411% |
| 61 | Lehigh County | $2,424 | $276,100 | 1.663% |
| 62 | Northampton County | $2,492 | $285,000 | 1.653% |
| 63 | Centre County | $2,523 | $308,100 | 1.065% |
| 64 | Delaware County | $2,713 | $302,400 | 1.984% |
| 65 | Montgomery County | $3,394 | $409,900 | 1.409% |
| 66 | Bucks County | $3,475 | $421,700 | 1.383% |
| 67 | Chester County | $3,766 | $461,800 | 1.341% |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Cheapest Counties to Own a Home across all 3,133 US counties · Every county in Pennsylvania