Ranked from ACS 2023 5-Year
Cheapest Counties to Own a Home in Oregon
Where the full monthly cost of owning the local median home is lowest. Every figure includes tax, insurance, utilities and maintenance, not just the mortgage.
Oregon ranked
| # | County | Monthly to own | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Gilliam County | $1,316 | $158,400 | 1.008% |
| 2 | Harney County | $1,534 | $190,600 | 0.968% |
| 3 | Sherman County | $1,599 | $206,700 | 0.695% |
| 4 | Lake County | $1,674 | $219,400 | 0.641% |
| 5 | Malheur County | $1,718 | $221,300 | 0.813% |
| 6 | Grant County | $1,734 | $225,100 | 0.761% |
| 7 | Morrow County | $1,777 | $229,800 | 0.820% |
| 8 | Baker County | $1,912 | $247,700 | 0.882% |
| 9 | Klamath County | $1,923 | $255,700 | 0.678% |
| 10 | Wheeler County | $1,956 | $259,000 | 0.727% |
| 11 | Umatilla County | $1,992 | $256,100 | 0.989% |
| 12 | Union County | $2,000 | $260,500 | 0.886% |
| 13 | Douglas County | $2,103 | $283,200 | 0.660% |
| 14 | Coos County | $2,254 | $302,800 | 0.741% |
| 15 | Wasco County | $2,481 | $332,500 | 0.837% |
| 16 | Jefferson County | $2,499 | $339,200 | 0.739% |
| 17 | Linn County | $2,583 | $344,600 | 0.908% |
| 18 | Curry County | $2,620 | $366,700 | 0.531% |
| 19 | Wallowa County | $2,671 | $371,900 | 0.584% |
| 20 | Josephine County | $2,727 | $383,100 | 0.528% |
| 21 | Marion County | $2,841 | $383,300 | 0.882% |
| 22 | Columbia County | $2,850 | $390,600 | 0.755% |
| 23 | Lincoln County | $2,857 | $387,700 | 0.836% |
| 24 | Jackson County | $2,916 | $400,200 | 0.758% |
| 25 | Tillamook County | $2,918 | $408,600 | 0.599% |
Every figure is modelled on the county's own median home with 20% down at 6.66%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Cheapest Counties to Own a Home across all 3,133 US counties · Every county in Oregon