Ranked from ACS 2023 5-Year
Cheapest Counties to Own a Home in Oregon
Where the full monthly cost of owning the local median home is lowest. Every figure includes tax, insurance, utilities and maintenance, not just the mortgage.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Oregon ranked
| # | County | Monthly to own | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Gilliam County | $1,342 | $158,400 | 1.008% |
| 2 | Harney County | $1,566 | $190,600 | 0.968% |
| 3 | Sherman County | $1,634 | $206,700 | 0.695% |
| 4 | Lake County | $1,712 | $219,400 | 0.641% |
| 5 | Malheur County | $1,757 | $221,300 | 0.813% |
| 6 | Grant County | $1,773 | $225,100 | 0.761% |
| 7 | Morrow County | $1,817 | $229,800 | 0.820% |
| 8 | Baker County | $1,955 | $247,700 | 0.882% |
| 9 | Klamath County | $1,968 | $255,700 | 0.678% |
| 10 | Wheeler County | $2,002 | $259,000 | 0.727% |
| 11 | Umatilla County | $2,037 | $256,100 | 0.989% |
| 12 | Union County | $2,047 | $260,500 | 0.886% |
| 13 | Douglas County | $2,153 | $283,200 | 0.660% |
| 14 | Coos County | $2,308 | $302,800 | 0.741% |
| 15 | Wasco County | $2,541 | $332,500 | 0.837% |
| 16 | Jefferson County | $2,560 | $339,200 | 0.739% |
| 17 | Linn County | $2,646 | $344,600 | 0.908% |
| 18 | Curry County | $2,687 | $366,700 | 0.531% |
| 19 | Wallowa County | $2,739 | $371,900 | 0.584% |
| 20 | Josephine County | $2,797 | $383,100 | 0.528% |
| 21 | Marion County | $2,912 | $383,300 | 0.882% |
| 22 | Columbia County | $2,922 | $390,600 | 0.755% |
| 23 | Lincoln County | $2,928 | $387,700 | 0.836% |
| 24 | Jackson County | $2,989 | $400,200 | 0.758% |
| 25 | Lane County | $2,993 | $395,800 | 0.863% |
| 26 | Tillamook County | $2,994 | $408,600 | 0.599% |
| 27 | Crook County | $3,108 | $423,300 | 0.639% |
| 28 | Polk County | $3,153 | $419,500 | 0.842% |
| 29 | Clatsop County | $3,231 | $437,800 | 0.704% |
| 30 | Yamhill County | $3,281 | $442,700 | 0.749% |
| 31 | Benton County | $3,644 | $481,700 | 0.978% |
| 32 | Multnomah County | $3,966 | $528,000 | 0.959% |
| 33 | Hood River County | $4,096 | $571,200 | 0.588% |
| 34 | Washington County | $4,141 | $558,500 | 0.869% |
| 35 | Deschutes County | $4,279 | $596,000 | 0.616% |
| 36 | Clackamas County | $4,280 | $577,900 | 0.874% |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Cheapest Counties to Own a Home across all 3,133 US counties · Every county in Oregon