Ranked from ACS 2023 5-Year
Cheapest Counties to Own a Home in North Dakota
Where the full monthly cost of owning the local median home is lowest. Every figure includes tax, insurance, utilities and maintenance, not just the mortgage.
North Dakota ranked
| # | County | Monthly to own | Median home | Effective rate |
|---|---|---|---|---|
| 1 | McIntosh County | $777 | $80,300 | 1.080% |
| 2 | Benson County | $783 | $83,100 | 0.871% |
| 3 | Sioux County | $784 | $87,400 | 0.469% |
| 4 | Grant County | $810 | $85,800 | 0.980% |
| 5 | Rolette County | $861 | $93,000 | 0.975% |
| 6 | Logan County | $921 | $101,800 | 0.932% |
| 7 | Sheridan County | $943 | $107,700 | 0.699% |
| 8 | Wells County | $964 | $106,400 | 1.040% |
| 9 | Adams County | $976 | $108,300 | 1.021% |
| 10 | Emmons County | $994 | $112,400 | 0.899% |
| 11 | Nelson County | $1,000 | $114,500 | 0.803% |
| 12 | Hettinger County | $1,005 | $110,900 | 1.128% |
| 13 | Slope County | $1,005 | $121,300 | 0.379% |
| 14 | Eddy County | $1,016 | $115,500 | 0.889% |
| 15 | Pembina County | $1,034 | $116,600 | 0.999% |
| 16 | LaMoure County | $1,041 | $118,000 | 0.968% |
| 17 | Golden Valley County | $1,046 | $119,200 | 0.930% |
| 18 | Steele County | $1,057 | $120,400 | 0.952% |
| 19 | Towner County | $1,067 | $122,800 | 0.878% |
| 20 | Cavalier County | $1,100 | $122,300 | 1.246% |
| 21 | Griggs County | $1,108 | $128,200 | 0.906% |
| 22 | Walsh County | $1,111 | $125,700 | 1.105% |
| 23 | Kidder County | $1,153 | $138,500 | 0.657% |
| 24 | Burke County | $1,180 | $141,900 | 0.682% |
| 25 | McHenry County | $1,186 | $143,200 | 0.663% |
Every figure is modelled on the county's own median home with 20% down at 6.66%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Cheapest Counties to Own a Home across all 3,133 US counties · Every county in North Dakota