Ranked from ACS 2023 5-Year
Cheapest Counties to Own a Home in North Carolina
Where the full monthly cost of owning the local median home is lowest. Every figure includes tax, insurance, utilities and maintenance, not just the mortgage.
North Carolina ranked
| # | County | Monthly to own | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Robeson County | $832 | $88,600 | 0.902% |
| 2 | Bertie County | $874 | $95,800 | 0.797% |
| 3 | Halifax County | $950 | $102,500 | 1.135% |
| 4 | Northampton County | $954 | $102,200 | 1.205% |
| 5 | Washington County | $982 | $107,000 | 1.123% |
| 6 | Scotland County | $983 | $109,900 | 0.909% |
| 7 | Lenoir County | $992 | $111,400 | 0.884% |
| 8 | Hertford County | $998 | $111,100 | 0.975% |
| 9 | Martin County | $998 | $109,900 | 1.070% |
| 10 | Greene County | $1,009 | $114,000 | 0.868% |
| 11 | Hyde County | $1,024 | $119,600 | 0.630% |
| 12 | Edgecombe County | $1,051 | $116,800 | 1.098% |
| 13 | Anson County | $1,052 | $119,300 | 0.933% |
| 14 | Jones County | $1,058 | $122,600 | 0.755% |
| 15 | Duplin County | $1,060 | $123,200 | 0.740% |
| 16 | Richmond County | $1,063 | $120,800 | 0.929% |
| 17 | Warren County | $1,082 | $124,700 | 0.849% |
| 18 | Bladen County | $1,096 | $125,800 | 0.904% |
| 19 | Sampson County | $1,105 | $128,400 | 0.819% |
| 20 | Columbus County | $1,110 | $128,300 | 0.873% |
| 21 | Tyrrell County | $1,183 | $138,400 | 0.891% |
| 22 | Vance County | $1,229 | $146,300 | 0.806% |
| 23 | Montgomery County | $1,244 | $150,300 | 0.703% |
| 24 | Caswell County | $1,247 | $151,200 | 0.677% |
| 25 | Graham County | $1,261 | $155,800 | 0.540% |
Every figure is modelled on the county's own median home with 20% down at 6.66%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Cheapest Counties to Own a Home across all 3,133 US counties · Every county in North Carolina