Ranked from ACS 2023 5-Year
Cheapest Counties to Own a Home in North Carolina
Where the full monthly cost of owning the local median home is lowest. Every figure includes tax, insurance, utilities and maintenance, not just the mortgage.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
North Carolina ranked
| # | County | Monthly to own | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Robeson County | $867 | $88,600 | 0.902% |
| 2 | Bertie County | $911 | $95,800 | 0.797% |
| 3 | Halifax County | $989 | $102,500 | 1.135% |
| 4 | Northampton County | $992 | $102,200 | 1.205% |
| 5 | Washington County | $1,021 | $107,000 | 1.123% |
| 6 | Scotland County | $1,023 | $109,900 | 0.909% |
| 7 | Lenoir County | $1,032 | $111,400 | 0.884% |
| 8 | Martin County | $1,038 | $109,900 | 1.070% |
| 9 | Hertford County | $1,038 | $111,100 | 0.975% |
| 10 | Greene County | $1,049 | $114,000 | 0.868% |
| 11 | Hyde County | $1,066 | $119,600 | 0.630% |
| 12 | Edgecombe County | $1,092 | $116,800 | 1.098% |
| 13 | Anson County | $1,094 | $119,300 | 0.933% |
| 14 | Jones County | $1,100 | $122,600 | 0.755% |
| 15 | Duplin County | $1,103 | $123,200 | 0.740% |
| 16 | Richmond County | $1,105 | $120,800 | 0.929% |
| 17 | Warren County | $1,125 | $124,700 | 0.849% |
| 18 | Bladen County | $1,139 | $125,800 | 0.904% |
| 19 | Sampson County | $1,149 | $128,400 | 0.819% |
| 20 | Columbus County | $1,154 | $128,300 | 0.873% |
| 21 | Tyrrell County | $1,229 | $138,400 | 0.891% |
| 22 | Vance County | $1,276 | $146,300 | 0.806% |
| 23 | Montgomery County | $1,292 | $150,300 | 0.703% |
| 24 | Caswell County | $1,295 | $151,200 | 0.677% |
| 25 | Graham County | $1,310 | $155,800 | 0.540% |
| 26 | Rockingham County | $1,344 | $156,000 | 0.788% |
| 27 | Wilkes County | $1,360 | $161,400 | 0.621% |
| 28 | Wayne County | $1,386 | $162,700 | 0.744% |
| 29 | McDowell County | $1,394 | $168,300 | 0.518% |
| 30 | Surry County | $1,395 | $166,400 | 0.621% |
| 31 | Gates County | $1,399 | $163,900 | 0.777% |
| 32 | Burke County | $1,435 | $170,500 | 0.699% |
| 33 | Randolph County | $1,446 | $171,600 | 0.720% |
| 34 | Nash County | $1,450 | $171,100 | 0.771% |
| 35 | Caldwell County | $1,452 | $174,000 | 0.639% |
| 36 | Wilson County | $1,463 | $171,800 | 0.831% |
| 37 | Yadkin County | $1,475 | $176,400 | 0.686% |
| 38 | Rutherford County | $1,491 | $180,800 | 0.582% |
| 39 | Cleveland County | $1,503 | $180,200 | 0.688% |
| 40 | Beaufort County | $1,512 | $181,200 | 0.705% |
| 41 | Stokes County | $1,539 | $186,800 | 0.620% |
| 42 | Alexander County | $1,563 | $190,000 | 0.631% |
| 43 | Cumberland County | $1,574 | $183,700 | 0.992% |
| 44 | Person County | $1,589 | $192,800 | 0.668% |
| 45 | Hoke County | $1,616 | $196,000 | 0.692% |
| 46 | Alleghany County | $1,622 | $199,000 | 0.604% |
| 47 | Mitchell County | $1,627 | $202,100 | 0.502% |
| 48 | Pitt County | $1,629 | $194,300 | 0.849% |
| 49 | Davidson County | $1,635 | $200,100 | 0.631% |
| 50 | Swain County | $1,663 | $209,800 | 0.402% |
| 51 | Cherokee County | $1,673 | $208,700 | 0.501% |
| 52 | Chowan County | $1,674 | $204,400 | 0.686% |
| 53 | Craven County | $1,684 | $206,200 | 0.665% |
| 54 | Pamlico County | $1,698 | $209,800 | 0.599% |
| 55 | Perquimans County | $1,714 | $211,600 | 0.622% |
| 56 | Stanly County | $1,733 | $214,300 | 0.622% |
| 57 | Rowan County | $1,752 | $216,100 | 0.653% |
| 58 | Catawba County | $1,757 | $218,100 | 0.605% |
| 59 | Lee County | $1,761 | $213,800 | 0.798% |
| 60 | Yancey County | $1,763 | $222,300 | 0.476% |
| 61 | Ashe County | $1,767 | $221,900 | 0.512% |
| 62 | Onslow County | $1,775 | $219,500 | 0.652% |
| 63 | Alamance County | $1,787 | $221,200 | 0.651% |
| 64 | Macon County | $1,800 | $229,000 | 0.428% |
| 65 | Harnett County | $1,801 | $220,700 | 0.744% |
| 66 | Pasquotank County | $1,810 | $223,300 | 0.693% |
| 67 | Avery County | $1,826 | $233,200 | 0.414% |
| 68 | Forsyth County | $1,872 | $227,800 | 0.849% |
| 69 | Davie County | $1,890 | $235,300 | 0.667% |
| 70 | Granville County | $1,903 | $235,700 | 0.719% |
| 71 | Gaston County | $1,914 | $235,000 | 0.797% |
| 72 | Guilford County | $1,930 | $234,900 | 0.883% |
| 73 | Franklin County | $1,940 | $240,900 | 0.719% |
| 74 | Jackson County | $1,959 | $253,900 | 0.369% |
| 75 | Haywood County | $2,015 | $254,900 | 0.601% |
| 76 | Clay County | $2,041 | $263,300 | 0.451% |
| 77 | Madison County | $2,053 | $263,500 | 0.496% |
| 78 | Pender County | $2,122 | $267,100 | 0.696% |
| 79 | Johnston County | $2,124 | $267,600 | 0.688% |
| 80 | Lincoln County | $2,187 | $279,500 | 0.594% |
| 81 | Polk County | $2,194 | $281,100 | 0.579% |
| 82 | Camden County | $2,264 | $289,800 | 0.616% |
| 83 | Iredell County | $2,286 | $292,300 | 0.631% |
| 84 | Carteret County | $2,324 | $304,200 | 0.450% |
| 85 | Brunswick County | $2,427 | $314,700 | 0.568% |
| 86 | Moore County | $2,431 | $315,300 | 0.566% |
| 87 | Watauga County | $2,434 | $321,500 | 0.415% |
| 88 | Henderson County | $2,438 | $317,800 | 0.525% |
| 89 | Cabarrus County | $2,506 | $318,600 | 0.762% |
| 90 | Transylvania County | $2,546 | $336,100 | 0.458% |
| 91 | Currituck County | $2,650 | $351,200 | 0.456% |
| 92 | New Hanover County | $2,706 | $353,700 | 0.587% |
| 93 | Buncombe County | $2,755 | $360,000 | 0.601% |
| 94 | Durham County | $2,766 | $351,700 | 0.839% |
| 95 | Union County | $2,860 | $374,400 | 0.614% |
| 96 | Mecklenburg County | $2,879 | $371,200 | 0.749% |
| 97 | Chatham County | $3,044 | $397,800 | 0.671% |
| 98 | Dare County | $3,189 | $425,400 | 0.528% |
| 99 | Wake County | $3,237 | $422,800 | 0.715% |
| 100 | Orange County | $3,364 | $428,500 | 0.958% |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Cheapest Counties to Own a Home across all 3,133 US counties · Every county in North Carolina