Ranked from ACS 2023 5-Year
Cheapest Counties to Own a Home in Massachusetts
Where the full monthly cost of owning the local median home is lowest. Every figure includes tax, insurance, utilities and maintenance, not just the mortgage.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Massachusetts ranked
| # | County | Monthly to own | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Hampden County | $2,379 | $276,300 | 1.568% |
| 2 | Berkshire County | $2,391 | $283,800 | 1.371% |
| 3 | Franklin County | $2,576 | $303,400 | 1.515% |
| 4 | Hampshire County | $3,022 | $363,400 | 1.466% |
| 5 | Worcester County | $3,188 | $390,700 | 1.333% |
| 6 | Bristol County | $3,345 | $421,800 | 1.111% |
| 7 | Plymouth County | $4,069 | $513,000 | 1.237% |
| 8 | Barnstable County | $4,286 | $575,900 | 0.710% |
| 9 | Essex County | $4,519 | $584,000 | 1.073% |
| 10 | Suffolk County | $4,997 | $680,700 | 0.666% |
| 11 | Norfolk County | $5,007 | $649,400 | 1.090% |
| 12 | Middlesex County | $5,264 | $687,200 | 1.054% |
| 13 | Dukes County | $7,800 | $1,104,100 | 0.498% |
| 14 | Nantucket County | $9,409 | $1,387,000 | 0.215% |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Cheapest Counties to Own a Home across all 3,133 US counties · Every county in Massachusetts