Ranked from ACS 2023 5-Year
Cheapest Counties to Own a Home in Iowa
Where the full monthly cost of owning the local median home is lowest. Every figure includes tax, insurance, utilities and maintenance, not just the mortgage.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Iowa ranked
| # | County | Monthly to own | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Pocahontas County | $906 | $93,300 | 1.143% |
| 2 | Wayne County | $992 | $102,300 | 1.346% |
| 3 | Ida County | $1,016 | $108,800 | 1.064% |
| 4 | Emmet County | $1,033 | $106,200 | 1.478% |
| 5 | Taylor County | $1,037 | $109,700 | 1.211% |
| 6 | Audubon County | $1,043 | $110,400 | 1.226% |
| 7 | Keokuk County | $1,067 | $112,200 | 1.329% |
| 8 | Wright County | $1,068 | $109,800 | 1.544% |
| 9 | Decatur County | $1,079 | $109,500 | 1.695% |
| 10 | Hardin County | $1,082 | $113,000 | 1.427% |
| 11 | Calhoun County | $1,082 | $114,400 | 1.316% |
| 12 | Montgomery County | $1,091 | $109,900 | 1.791% |
| 13 | Adams County | $1,097 | $116,900 | 1.265% |
| 14 | Wapello County | $1,101 | $112,900 | 1.642% |
| 15 | Van Buren County | $1,105 | $118,800 | 1.201% |
| 16 | Palo Alto County | $1,112 | $119,300 | 1.233% |
| 17 | Franklin County | $1,117 | $118,500 | 1.348% |
| 18 | Appanoose County | $1,118 | $119,800 | 1.253% |
| 19 | Lucas County | $1,118 | $117,000 | 1.480% |
| 20 | Osceola County | $1,128 | $123,800 | 1.052% |
| 21 | Monona County | $1,129 | $122,600 | 1.152% |
| 22 | Page County | $1,137 | $120,000 | 1.434% |
| 23 | Union County | $1,155 | $117,800 | 1.789% |
| 24 | Lee County | $1,172 | $123,600 | 1.501% |
| 25 | Hancock County | $1,184 | $129,300 | 1.192% |
| 26 | Fayette County | $1,209 | $130,800 | 1.316% |
| 27 | Kossuth County | $1,213 | $135,100 | 1.064% |
| 28 | Winnebago County | $1,225 | $132,300 | 1.361% |
| 29 | Hamilton County | $1,226 | $132,300 | 1.366% |
| 30 | Howard County | $1,231 | $133,900 | 1.302% |
| 31 | Sac County | $1,234 | $138,400 | 1.028% |
| 32 | Floyd County | $1,236 | $133,300 | 1.391% |
| 33 | Cass County | $1,240 | $133,300 | 1.428% |
| 34 | Crawford County | $1,251 | $136,300 | 1.320% |
| 35 | Louisa County | $1,256 | $137,600 | 1.273% |
| 36 | Marshall County | $1,256 | $134,100 | 1.514% |
| 37 | Worth County | $1,269 | $142,300 | 1.075% |
| 38 | Greene County | $1,269 | $140,500 | 1.197% |
| 39 | Monroe County | $1,271 | $135,900 | 1.519% |
| 40 | Des Moines County | $1,281 | $137,000 | 1.531% |
| 41 | Adair County | $1,285 | $140,600 | 1.321% |
| 42 | Webster County | $1,287 | $138,500 | 1.478% |
| 43 | Tama County | $1,287 | $139,900 | 1.390% |
| 44 | Cherokee County | $1,290 | $145,100 | 1.076% |
| 45 | Mahaska County | $1,295 | $140,900 | 1.388% |
| 46 | Buena Vista County | $1,323 | $146,900 | 1.240% |
| 47 | Humboldt County | $1,329 | $146,900 | 1.286% |
| 48 | Fremont County | $1,335 | $147,500 | 1.300% |
| 49 | Davis County | $1,350 | $146,000 | 1.518% |
| 50 | Ringgold County | $1,353 | $150,300 | 1.270% |
| 51 | O'Brien County | $1,382 | $158,900 | 0.989% |
| 52 | Henry County | $1,382 | $148,600 | 1.611% |
| 53 | Shelby County | $1,398 | $156,200 | 1.265% |
| 54 | Clayton County | $1,409 | $155,700 | 1.380% |
| 55 | Cerro Gordo County | $1,411 | $154,100 | 1.496% |
| 56 | Butler County | $1,415 | $156,500 | 1.379% |
| 57 | Clinton County | $1,416 | $153,800 | 1.549% |
| 58 | Chickasaw County | $1,437 | $164,400 | 1.097% |
| 59 | Mitchell County | $1,443 | $164,100 | 1.156% |
| 60 | Clarke County | $1,454 | $160,200 | 1.458% |
| 61 | Guthrie County | $1,465 | $163,900 | 1.325% |
| 62 | Jefferson County | $1,466 | $161,200 | 1.487% |
| 63 | Harrison County | $1,478 | $165,300 | 1.339% |
| 64 | Jackson County | $1,502 | $170,000 | 1.252% |
| 65 | Clay County | $1,503 | $171,500 | 1.183% |
| 66 | Delaware County | $1,504 | $168,700 | 1.343% |
| 67 | Allamakee County | $1,512 | $171,900 | 1.223% |
| 68 | Carroll County | $1,516 | $175,700 | 1.052% |
| 69 | Buchanan County | $1,524 | $171,400 | 1.334% |
| 70 | Woodbury County | $1,549 | $172,000 | 1.478% |
| 71 | Grundy County | $1,554 | $180,500 | 1.069% |
| 72 | Muscatine County | $1,562 | $172,400 | 1.547% |
| 73 | Jasper County | $1,579 | $176,800 | 1.424% |
| 74 | Jones County | $1,611 | $183,400 | 1.298% |
| 75 | Poweshiek County | $1,615 | $184,200 | 1.282% |
| 76 | Black Hawk County | $1,639 | $182,400 | 1.530% |
| 77 | Pottawattamie County | $1,661 | $183,600 | 1.613% |
| 78 | Iowa County | $1,668 | $189,800 | 1.349% |
| 79 | Boone County | $1,693 | $191,200 | 1.434% |
| 80 | Cedar County | $1,723 | $199,700 | 1.218% |
| 81 | Benton County | $1,731 | $198,400 | 1.324% |
| 82 | Washington County | $1,744 | $199,600 | 1.347% |
| 83 | Lyon County | $1,791 | $215,600 | 0.920% |
| 84 | Bremer County | $1,803 | $207,200 | 1.349% |
| 85 | Marion County | $1,823 | $211,100 | 1.292% |
| 86 | Linn County | $1,834 | $204,400 | 1.661% |
| 87 | Plymouth County | $1,842 | $218,600 | 1.081% |
| 88 | Scott County | $1,873 | $212,500 | 1.516% |
| 89 | Dubuque County | $1,932 | $226,100 | 1.260% |
| 90 | Sioux County | $1,984 | $235,600 | 1.155% |
| 91 | Mills County | $1,990 | $228,700 | 1.458% |
| 92 | Winneshiek County | $2,012 | $239,000 | 1.165% |
| 93 | Dickinson County | $2,068 | $251,600 | 0.977% |
| 94 | Madison County | $2,073 | $236,900 | 1.554% |
| 95 | Story County | $2,109 | $243,600 | 1.472% |
| 96 | Warren County | $2,188 | $252,800 | 1.502% |
| 97 | Polk County | $2,206 | $248,400 | 1.757% |
| 98 | Johnson County | $2,520 | $293,100 | 1.565% |
| 99 | Dallas County | $2,808 | $333,400 | 1.454% |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Cheapest Counties to Own a Home across all 3,133 US counties · Every county in Iowa