Ranked from ACS 2023 5-Year
Cheapest Counties to Own a Home in Indiana
Where the full monthly cost of owning the local median home is lowest. Every figure includes tax, insurance, utilities and maintenance, not just the mortgage.
Indiana ranked
| # | County | Monthly to own | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Blackford County | $915 | $96,700 | 0.806% |
| 2 | Randolph County | $983 | $106,000 | 0.831% |
| 3 | Jay County | $991 | $110,100 | 0.604% |
| 4 | Vermillion County | $998 | $109,500 | 0.721% |
| 5 | Fayette County | $1,039 | $114,800 | 0.765% |
| 6 | Grant County | $1,040 | $116,000 | 0.681% |
| 7 | Crawford County | $1,041 | $115,400 | 0.737% |
| 8 | Miami County | $1,043 | $118,000 | 0.578% |
| 9 | Cass County | $1,060 | $118,700 | 0.694% |
| 10 | Sullivan County | $1,082 | $122,200 | 0.675% |
| 11 | Knox County | $1,096 | $123,500 | 0.725% |
| 12 | Clay County | $1,105 | $128,900 | 0.457% |
| 13 | Wayne County | $1,130 | $126,100 | 0.873% |
| 14 | Delaware County | $1,131 | $127,600 | 0.781% |
| 15 | Greene County | $1,137 | $129,900 | 0.689% |
| 16 | Pike County | $1,140 | $128,400 | 0.813% |
| 17 | Pulaski County | $1,147 | $134,600 | 0.480% |
| 18 | Fountain County | $1,152 | $133,200 | 0.616% |
| 19 | Parke County | $1,180 | $139,300 | 0.496% |
| 20 | Benton County | $1,183 | $135,400 | 0.756% |
| 21 | Wabash County | $1,214 | $143,600 | 0.533% |
| 22 | Henry County | $1,216 | $140,200 | 0.749% |
| 23 | Fulton County | $1,219 | $144,700 | 0.514% |
| 24 | Orange County | $1,222 | $143,900 | 0.578% |
| 25 | Vigo County | $1,235 | $140,400 | 0.895% |
Every figure is modelled on the county's own median home with 20% down at 6.66%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Cheapest Counties to Own a Home across all 3,133 US counties · Every county in Indiana