Ranked from ACS 2023 5-Year
Cheapest Counties to Own a Home in Illinois
Where the full monthly cost of owning the local median home is lowest. Every figure includes tax, insurance, utilities and maintenance, not just the mortgage.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Illinois ranked
| # | County | Monthly to own | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Alexander County | $667 | $58,700 | 1.646% |
| 2 | Pulaski County | $789 | $81,000 | 0.825% |
| 3 | Gallatin County | $863 | $84,700 | 1.506% |
| 4 | Franklin County | $887 | $87,700 | 1.501% |
| 5 | Hardin County | $893 | $91,700 | 1.176% |
| 6 | Lawrence County | $924 | $95,500 | 1.210% |
| 7 | Saline County | $931 | $92,900 | 1.555% |
| 8 | Clay County | $947 | $94,300 | 1.615% |
| 9 | Vermilion County | $950 | $92,900 | 1.793% |
| 10 | Greene County | $951 | $94,400 | 1.657% |
| 11 | Edgar County | $952 | $95,700 | 1.544% |
| 12 | Edwards County | $960 | $97,500 | 1.466% |
| 13 | White County | $974 | $100,100 | 1.387% |
| 14 | Scott County | $986 | $101,700 | 1.382% |
| 15 | Pike County | $988 | $100,100 | 1.555% |
| 16 | Cass County | $995 | $95,500 | 2.102% |
| 17 | Marion County | $1,001 | $100,100 | 1.707% |
| 18 | Henderson County | $1,010 | $101,600 | 1.676% |
| 19 | Wabash County | $1,011 | $103,900 | 1.471% |
| 20 | Montgomery County | $1,018 | $102,200 | 1.720% |
| 21 | Stark County | $1,022 | $103,500 | 1.643% |
| 22 | Warren County | $1,026 | $101,300 | 1.896% |
| 23 | Richland County | $1,036 | $106,600 | 1.518% |
| 24 | Perry County | $1,037 | $105,200 | 1.658% |
| 25 | Hamilton County | $1,038 | $108,800 | 1.351% |
| 26 | Fulton County | $1,056 | $102,500 | 2.133% |
| 27 | Wayne County | $1,058 | $109,400 | 1.527% |
| 28 | Schuyler County | $1,060 | $106,200 | 1.827% |
| 29 | Knox County | $1,060 | $104,900 | 1.949% |
| 30 | McDonough County | $1,067 | $103,500 | 2.162% |
| 31 | Hancock County | $1,081 | $108,400 | 1.863% |
| 32 | Mason County | $1,087 | $106,100 | 2.146% |
| 33 | Crawford County | $1,095 | $113,700 | 1.556% |
| 34 | Christian County | $1,095 | $112,100 | 1.691% |
| 35 | Fayette County | $1,099 | $114,700 | 1.517% |
| 36 | Massac County | $1,123 | $118,000 | 1.499% |
| 37 | Carroll County | $1,138 | $113,500 | 2.033% |
| 38 | Cumberland County | $1,146 | $117,700 | 1.757% |
| 39 | Jefferson County | $1,147 | $118,400 | 1.711% |
| 40 | Ford County | $1,180 | $118,100 | 2.069% |
| 41 | Clark County | $1,182 | $123,100 | 1.684% |
| 42 | Moultrie County | $1,192 | $121,500 | 1.906% |
| 43 | Macoupin County | $1,195 | $126,100 | 1.578% |
| 44 | Jasper County | $1,203 | $122,900 | 1.905% |
| 45 | De Witt County | $1,208 | $124,200 | 1.849% |
| 46 | Coles County | $1,209 | $121,900 | 2.046% |
| 47 | Bureau County | $1,211 | $121,900 | 2.069% |
| 48 | Macon County | $1,214 | $121,800 | 2.102% |
| 49 | Union County | $1,220 | $131,700 | 1.405% |
| 50 | Shelby County | $1,220 | $130,400 | 1.499% |
| 51 | Jackson County | $1,220 | $125,000 | 1.908% |
| 52 | Logan County | $1,220 | $125,900 | 1.839% |
| 53 | Iroquois County | $1,228 | $125,400 | 1.953% |
| 54 | Randolph County | $1,238 | $134,100 | 1.400% |
| 55 | Morgan County | $1,248 | $128,700 | 1.880% |
| 56 | Whiteside County | $1,250 | $125,800 | 2.127% |
| 57 | Bond County | $1,292 | $133,100 | 1.962% |
| 58 | Stephenson County | $1,300 | $127,500 | 2.463% |
| 59 | Livingston County | $1,303 | $131,500 | 2.180% |
| 60 | Brown County | $1,309 | $142,200 | 1.470% |
| 61 | Marshall County | $1,334 | $137,800 | 1.991% |
| 62 | Johnson County | $1,337 | $148,200 | 1.317% |
| 63 | Mercer County | $1,341 | $139,300 | 1.945% |
| 64 | Douglas County | $1,353 | $142,600 | 1.813% |
| 65 | Williamson County | $1,364 | $145,600 | 1.710% |
| 66 | Henry County | $1,395 | $145,300 | 1.980% |
| 67 | Washington County | $1,415 | $149,800 | 1.846% |
| 68 | Pope County | $1,427 | $165,300 | 1.021% |
| 69 | Adams County | $1,430 | $155,900 | 1.579% |
| 70 | Rock Island County | $1,432 | $144,700 | 2.330% |
| 71 | Lee County | $1,467 | $155,100 | 1.921% |
| 72 | Peoria County | $1,488 | $152,600 | 2.239% |
| 73 | LaSalle County | $1,496 | $154,900 | 2.154% |
| 74 | Putnam County | $1,525 | $167,800 | 1.590% |
| 75 | Winnebago County | $1,540 | $155,100 | 2.482% |
| 76 | Jersey County | $1,556 | $168,800 | 1.752% |
| 77 | Calhoun County | $1,557 | $174,000 | 1.474% |
| 78 | Tazewell County | $1,571 | $164,500 | 2.116% |
| 79 | Madison County | $1,573 | $167,900 | 1.925% |
| 80 | Piatt County | $1,591 | $173,200 | 1.755% |
| 81 | Sangamon County | $1,600 | $170,300 | 1.978% |
| 82 | St. Clair County | $1,604 | $168,800 | 2.093% |
| 83 | Effingham County | $1,607 | $179,800 | 1.509% |
| 84 | Menard County | $1,623 | $179,300 | 1.637% |
| 85 | Clinton County | $1,666 | $180,500 | 1.859% |
| 86 | Ogle County | $1,721 | $184,100 | 2.030% |
| 87 | Jo Daviess County | $1,756 | $193,900 | 1.745% |
| 88 | Kankakee County | $1,764 | $185,700 | 2.221% |
| 89 | Woodford County | $1,825 | $193,800 | 2.180% |
| 90 | McLean County | $1,878 | $198,300 | 2.271% |
| 91 | Boone County | $1,880 | $198,600 | 2.269% |
| 92 | Champaign County | $1,901 | $205,100 | 2.070% |
| 93 | DeKalb County | $2,214 | $231,900 | 2.539% |
| 94 | Monroe County | $2,321 | $265,600 | 1.703% |
| 95 | Grundy County | $2,341 | $259,200 | 2.029% |
| 96 | McHenry County | $2,680 | $286,900 | 2.493% |
| 97 | Cook County | $2,709 | $305,200 | 1.983% |
| 98 | Will County | $2,740 | $298,000 | 2.347% |
| 99 | Kane County | $2,792 | $303,000 | 2.386% |
| 100 | Kendall County | $2,793 | $298,900 | 2.528% |
| 101 | Lake County | $3,073 | $326,600 | 2.677% |
| 102 | DuPage County | $3,309 | $374,100 | 2.094% |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Cheapest Counties to Own a Home across all 3,133 US counties · Every county in Illinois