Ranked from ACS 2023 5-Year
Cheapest Counties to Own a Home in Idaho
Where the full monthly cost of owning the local median home is lowest. Every figure includes tax, insurance, utilities and maintenance, not just the mortgage.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Idaho ranked
| # | County | Monthly to own | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Butte County | $1,526 | $195,800 | 0.504% |
| 2 | Clark County | $1,539 | $203,000 | 0.292% |
| 3 | Power County | $1,546 | $191,200 | 0.825% |
| 4 | Lincoln County | $1,596 | $206,700 | 0.479% |
| 5 | Lewis County | $1,598 | $202,400 | 0.666% |
| 6 | Caribou County | $1,710 | $220,200 | 0.604% |
| 7 | Shoshone County | $1,721 | $222,700 | 0.572% |
| 8 | Oneida County | $1,747 | $228,100 | 0.513% |
| 9 | Gooding County | $1,775 | $231,800 | 0.528% |
| 10 | Bear Lake County | $1,777 | $234,200 | 0.453% |
| 11 | Minidoka County | $1,797 | $235,300 | 0.518% |
| 12 | Clearwater County | $1,851 | $240,800 | 0.601% |
| 13 | Camas County | $1,870 | $248,900 | 0.422% |
| 14 | Washington County | $1,901 | $250,300 | 0.526% |
| 15 | Cassia County | $1,931 | $257,300 | 0.443% |
| 16 | Benewah County | $1,943 | $255,800 | 0.550% |
| 17 | Jerome County | $1,950 | $254,000 | 0.639% |
| 18 | Bingham County | $1,956 | $258,000 | 0.538% |
| 19 | Bannock County | $2,058 | $267,200 | 0.718% |
| 20 | Lemhi County | $2,086 | $282,100 | 0.393% |
| 21 | Idaho County | $2,090 | $284,600 | 0.342% |
| 22 | Owyhee County | $2,103 | $281,600 | 0.481% |
| 23 | Fremont County | $2,105 | $281,800 | 0.483% |
| 24 | Elmore County | $2,109 | $278,300 | 0.604% |
| 25 | Custer County | $2,155 | $295,600 | 0.305% |
| 26 | Twin Falls County | $2,224 | $292,700 | 0.667% |
| 27 | Franklin County | $2,259 | $304,000 | 0.497% |
| 28 | Nez Perce County | $2,263 | $291,300 | 0.868% |
| 29 | Payette County | $2,288 | $310,700 | 0.435% |
| 30 | Adams County | $2,394 | $327,300 | 0.413% |
| 31 | Bonneville County | $2,430 | $327,000 | 0.554% |
| 32 | Jefferson County | $2,478 | $335,000 | 0.530% |
| 33 | Boundary County | $2,507 | $344,100 | 0.416% |
| 34 | Latah County | $2,572 | $342,500 | 0.681% |
| 35 | Canyon County | $2,594 | $350,300 | 0.570% |
| 36 | Gem County | $2,656 | $367,300 | 0.393% |
| 37 | Madison County | $2,672 | $365,000 | 0.497% |
| 38 | Boise County | $3,028 | $424,100 | 0.370% |
| 39 | Bonner County | $3,100 | $433,400 | 0.396% |
| 40 | Kootenai County | $3,357 | $467,400 | 0.471% |
| 41 | Ada County | $3,448 | $476,000 | 0.555% |
| 42 | Valley County | $4,162 | $599,500 | 0.297% |
| 43 | Teton County | $4,163 | $595,900 | 0.347% |
| 44 | Blaine County | $4,637 | $663,800 | 0.386% |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Cheapest Counties to Own a Home across all 3,133 US counties · Every county in Idaho