Ranked from ACS 2023 5-Year
Cheapest Counties to Own a Home in Georgia
Where the full monthly cost of owning the local median home is lowest. Every figure includes tax, insurance, utilities and maintenance, not just the mortgage.
Georgia ranked
| # | County | Monthly to own | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Stewart County | $626 | $53,000 | 1.711% |
| 2 | Wilcox County | $729 | $71,200 | 1.058% |
| 3 | Wheeler County | $735 | $74,600 | 0.753% |
| 4 | Taliaferro County | $755 | $73,100 | 1.254% |
| 5 | Atkinson County | $756 | $76,300 | 0.883% |
| 6 | Warren County | $777 | $78,000 | 1.031% |
| 7 | Appling County | $789 | $81,400 | 0.846% |
| 8 | Jenkins County | $795 | $81,100 | 0.958% |
| 9 | Taylor County | $804 | $82,900 | 0.897% |
| 10 | Calhoun County | $816 | $82,200 | 1.152% |
| 11 | Hancock County | $843 | $87,400 | 0.994% |
| 12 | Emanuel County | $847 | $88,200 | 0.975% |
| 13 | Macon County | $852 | $87,000 | 1.162% |
| 14 | Wilkinson County | $859 | $90,800 | 0.882% |
| 15 | Randolph County | $860 | $90,900 | 0.880% |
| 16 | Clinch County | $864 | $86,300 | 1.396% |
| 17 | Johnson County | $865 | $91,200 | 0.918% |
| 18 | Webster County | $879 | $92,200 | 1.014% |
| 19 | Clay County | $884 | $92,500 | 1.044% |
| 20 | Jefferson County | $884 | $93,100 | 0.991% |
| 21 | Brantley County | $884 | $91,800 | 1.120% |
| 22 | Turner County | $910 | $95,200 | 1.131% |
| 23 | Chattooga County | $913 | $98,700 | 0.855% |
| 24 | Treutlen County | $919 | $98,400 | 0.955% |
| 25 | Dooly County | $928 | $96,400 | 1.243% |
Every figure is modelled on the county's own median home with 20% down at 6.66%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Cheapest Counties to Own a Home across all 3,133 US counties · Every county in Georgia