Ranked from ACS 2023 5-Year
Cheapest Counties to Own a Home in Georgia
Where the full monthly cost of owning the local median home is lowest. Every figure includes tax, insurance, utilities and maintenance, not just the mortgage.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Georgia ranked
| # | County | Monthly to own | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Stewart County | $668 | $53,000 | 1.711% |
| 2 | Wilcox County | $776 | $71,200 | 1.058% |
| 3 | Wheeler County | $782 | $74,600 | 0.753% |
| 4 | Taliaferro County | $802 | $73,100 | 1.254% |
| 5 | Atkinson County | $803 | $76,300 | 0.883% |
| 6 | Warren County | $825 | $78,000 | 1.031% |
| 7 | Appling County | $838 | $81,400 | 0.846% |
| 8 | Jenkins County | $843 | $81,100 | 0.958% |
| 9 | Taylor County | $852 | $82,900 | 0.897% |
| 10 | Calhoun County | $865 | $82,200 | 1.152% |
| 11 | Hancock County | $893 | $87,400 | 0.994% |
| 12 | Emanuel County | $897 | $88,200 | 0.975% |
| 13 | Macon County | $902 | $87,000 | 1.162% |
| 14 | Wilkinson County | $909 | $90,800 | 0.882% |
| 15 | Randolph County | $910 | $90,900 | 0.880% |
| 16 | Clinch County | $913 | $86,300 | 1.396% |
| 17 | Johnson County | $915 | $91,200 | 0.918% |
| 18 | Webster County | $930 | $92,200 | 1.014% |
| 19 | Clay County | $934 | $92,500 | 1.044% |
| 20 | Jefferson County | $935 | $93,100 | 0.991% |
| 21 | Brantley County | $935 | $91,800 | 1.120% |
| 22 | Turner County | $961 | $95,200 | 1.131% |
| 23 | Chattooga County | $965 | $98,700 | 0.855% |
| 24 | Treutlen County | $971 | $98,400 | 0.955% |
| 25 | Dooly County | $979 | $96,400 | 1.243% |
| 26 | Chattahoochee County | $984 | $99,800 | 0.990% |
| 27 | Quitman County | $996 | $103,000 | 0.844% |
| 28 | Twiggs County | $1,005 | $104,500 | 0.822% |
| 29 | Bacon County | $1,019 | $104,100 | 1.022% |
| 30 | Wilkes County | $1,036 | $105,000 | 1.137% |
| 31 | Ware County | $1,036 | $106,500 | 1.011% |
| 32 | Irwin County | $1,036 | $105,300 | 1.115% |
| 33 | Burke County | $1,036 | $107,800 | 0.907% |
| 34 | Dodge County | $1,047 | $108,700 | 0.954% |
| 35 | Jeff Davis County | $1,049 | $109,300 | 0.930% |
| 36 | Mitchell County | $1,052 | $105,500 | 1.277% |
| 37 | Telfair County | $1,056 | $108,200 | 1.091% |
| 38 | Echols County | $1,079 | $112,600 | 0.986% |
| 39 | Terrell County | $1,081 | $111,500 | 1.096% |
| 40 | Worth County | $1,087 | $112,400 | 1.086% |
| 41 | Seminole County | $1,093 | $111,600 | 1.220% |
| 42 | Elbert County | $1,094 | $114,600 | 0.983% |
| 43 | Berrien County | $1,099 | $115,200 | 0.989% |
| 44 | Ben Hill County | $1,101 | $114,600 | 1.061% |
| 45 | Washington County | $1,112 | $115,600 | 1.097% |
| 46 | Montgomery County | $1,119 | $118,200 | 0.964% |
| 47 | Charlton County | $1,119 | $119,000 | 0.908% |
| 48 | Marion County | $1,121 | $122,100 | 0.704% |
| 49 | Baker County | $1,123 | $120,100 | 0.868% |
| 50 | Colquitt County | $1,132 | $121,400 | 0.866% |
| 51 | Cook County | $1,139 | $123,000 | 0.820% |
| 52 | Brooks County | $1,149 | $118,100 | 1.281% |
| 53 | Tattnall County | $1,155 | $122,400 | 1.018% |
| 54 | Glascock County | $1,155 | $122,800 | 0.989% |
| 55 | Crisp County | $1,157 | $120,800 | 1.156% |
| 56 | Coffee County | $1,158 | $125,700 | 0.807% |
| 57 | Miller County | $1,161 | $118,300 | 1.386% |
| 58 | Screven County | $1,171 | $122,300 | 1.181% |
| 59 | Toombs County | $1,184 | $127,100 | 0.962% |
| 60 | Sumter County | $1,185 | $122,300 | 1.321% |
| 61 | Early County | $1,191 | $130,100 | 0.822% |
| 62 | Talbot County | $1,198 | $127,200 | 1.088% |
| 63 | Pierce County | $1,216 | $132,100 | 0.915% |
| 64 | Laurens County | $1,238 | $137,400 | 0.769% |
| 65 | Bleckley County | $1,241 | $132,900 | 1.082% |
| 66 | Dougherty County | $1,246 | $129,200 | 1.393% |
| 67 | Grady County | $1,256 | $136,500 | 0.979% |
| 68 | Candler County | $1,256 | $135,600 | 1.041% |
| 69 | Evans County | $1,286 | $139,700 | 1.032% |
| 70 | Tift County | $1,300 | $143,100 | 0.936% |
| 71 | Crawford County | $1,301 | $144,800 | 0.842% |
| 72 | Pulaski County | $1,306 | $144,300 | 0.912% |
| 73 | Decatur County | $1,321 | $146,200 | 0.925% |
| 74 | Wayne County | $1,332 | $149,800 | 0.796% |
| 75 | Upson County | $1,341 | $149,500 | 0.886% |
| 76 | Schley County | $1,366 | $152,900 | 0.887% |
| 77 | McDuffie County | $1,377 | $155,100 | 0.849% |
| 78 | Meriwether County | $1,384 | $154,600 | 0.931% |
| 79 | Heard County | $1,392 | $161,000 | 0.640% |
| 80 | Franklin County | $1,406 | $160,600 | 0.767% |
| 81 | Dade County | $1,430 | $166,600 | 0.624% |
| 82 | Polk County | $1,432 | $163,500 | 0.799% |
| 83 | Baldwin County | $1,433 | $164,700 | 0.742% |
| 84 | Richmond County | $1,442 | $163,300 | 0.882% |
| 85 | Lanier County | $1,444 | $161,100 | 1.017% |
| 86 | Lincoln County | $1,444 | $163,600 | 0.883% |
| 87 | Stephens County | $1,470 | $168,200 | 0.830% |
| 88 | Murray County | $1,480 | $173,300 | 0.641% |
| 89 | Bibb County | $1,490 | $165,800 | 1.101% |
| 90 | McIntosh County | $1,501 | $173,900 | 0.753% |
| 91 | Walker County | $1,504 | $173,900 | 0.778% |
| 92 | Jones County | $1,536 | $174,600 | 0.958% |
| 93 | Muscogee County | $1,574 | $182,300 | 0.837% |
| 94 | Liberty County | $1,591 | $180,200 | 1.053% |
| 95 | Thomas County | $1,594 | $185,300 | 0.825% |
| 96 | Bulloch County | $1,633 | $191,600 | 0.778% |
| 97 | Troup County | $1,635 | $187,800 | 0.972% |
| 98 | Peach County | $1,646 | $186,100 | 1.124% |
| 99 | Floyd County | $1,655 | $194,100 | 0.804% |
| 100 | Whitfield County | $1,668 | $198,900 | 0.673% |
| 101 | Clayton County | $1,672 | $194,500 | 0.893% |
| 102 | Lowndes County | $1,687 | $197,900 | 0.830% |
| 103 | Oglethorpe County | $1,688 | $198,700 | 0.804% |
| 104 | Madison County | $1,690 | $198,800 | 0.809% |
| 105 | Spalding County | $1,700 | $196,600 | 0.965% |
| 106 | Hart County | $1,700 | $206,500 | 0.539% |
| 107 | Long County | $1,704 | $196,500 | 0.997% |
| 108 | Gordon County | $1,722 | $205,600 | 0.705% |
| 109 | Lamar County | $1,732 | $201,400 | 0.948% |
| 110 | Houston County | $1,748 | $205,600 | 0.856% |
| 111 | Habersham County | $1,754 | $212,000 | 0.627% |
| 112 | Catoosa County | $1,781 | $214,200 | 0.689% |
| 113 | Haralson County | $1,782 | $210,400 | 0.849% |
| 114 | Putnam County | $1,843 | $222,000 | 0.723% |
| 115 | Jasper County | $1,857 | $219,700 | 0.890% |
| 116 | Carroll County | $1,864 | $227,500 | 0.624% |
| 117 | Butts County | $1,905 | $227,800 | 0.828% |
| 118 | Lee County | $1,931 | $226,900 | 1.002% |
| 119 | Newton County | $1,962 | $233,300 | 0.914% |
| 120 | Camden County | $1,971 | $233,900 | 0.939% |
| 121 | Monroe County | $1,988 | $243,200 | 0.686% |
| 122 | Banks County | $2,038 | $251,700 | 0.630% |
| 123 | Effingham County | $2,059 | $245,300 | 0.956% |
| 124 | Rockdale County | $2,091 | $256,600 | 0.718% |
| 125 | Barrow County | $2,106 | $255,200 | 0.832% |
| 126 | White County | $2,119 | $262,200 | 0.661% |
| 127 | Bartow County | $2,133 | $262,200 | 0.725% |
| 128 | Fannin County | $2,137 | $274,600 | 0.349% |
| 129 | Douglas County | $2,148 | $262,200 | 0.793% |
| 130 | Glynn County | $2,158 | $268,300 | 0.638% |
| 131 | Union County | $2,158 | $272,600 | 0.505% |
| 132 | Rabun County | $2,166 | $272,600 | 0.537% |
| 133 | Gilmer County | $2,174 | $278,900 | 0.384% |
| 134 | Pike County | $2,203 | $265,700 | 0.924% |
| 135 | Lumpkin County | $2,233 | $277,200 | 0.688% |
| 136 | Clarke County | $2,243 | $271,900 | 0.899% |
| 137 | Chatham County | $2,253 | $273,300 | 0.901% |
| 138 | Henry County | $2,288 | $277,400 | 0.922% |
| 139 | Harris County | $2,290 | $278,700 | 0.886% |
| 140 | Pickens County | $2,315 | $289,600 | 0.661% |
| 141 | Columbia County | $2,344 | $287,400 | 0.846% |
| 142 | Paulding County | $2,356 | $289,000 | 0.846% |
| 143 | Towns County | $2,398 | $311,900 | 0.365% |
| 144 | Walton County | $2,430 | $300,500 | 0.809% |
| 145 | Hall County | $2,513 | $313,600 | 0.760% |
| 146 | Jackson County | $2,539 | $312,700 | 0.883% |
| 147 | Bryan County | $2,546 | $317,100 | 0.789% |
| 148 | Coweta County | $2,576 | $321,900 | 0.771% |
| 149 | Morgan County | $2,577 | $323,100 | 0.742% |
| 150 | DeKalb County | $2,686 | $331,400 | 0.919% |
| 151 | Greene County | $2,699 | $342,200 | 0.685% |
| 152 | Dawson County | $2,753 | $351,900 | 0.632% |
| 153 | Gwinnett County | $2,808 | $345,700 | 0.978% |
| 154 | Cobb County | $2,925 | $373,700 | 0.685% |
| 155 | Cherokee County | $3,045 | $389,800 | 0.701% |
| 156 | Fayette County | $3,186 | $405,600 | 0.781% |
| 157 | Oconee County | $3,306 | $425,100 | 0.719% |
| 158 | Fulton County | $3,412 | $431,200 | 0.892% |
| 159 | Forsyth County | $3,817 | $493,800 | 0.759% |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Cheapest Counties to Own a Home across all 3,133 US counties · Every county in Georgia