Ranked from ACS 2023 5-Year
Cheapest Counties to Own a Home in Florida
Where the full monthly cost of owning the local median home is lowest. Every figure includes tax, insurance, utilities and maintenance, not just the mortgage.
Florida ranked
| # | County | Monthly to own | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Dixie County | $901 | $96,900 | 0.738% |
| 2 | Holmes County | $915 | $101,400 | 0.520% |
| 3 | Taylor County | $924 | $100,200 | 0.723% |
| 4 | Madison County | $978 | $105,900 | 0.876% |
| 5 | Hamilton County | $998 | $110,400 | 0.730% |
| 6 | Jackson County | $1,006 | $113,900 | 0.549% |
| 7 | Glades County | $1,057 | $114,800 | 1.013% |
| 8 | Liberty County | $1,064 | $117,600 | 0.877% |
| 9 | Lafayette County | $1,141 | $131,600 | 0.646% |
| 10 | Calhoun County | $1,148 | $134,000 | 0.554% |
| 11 | Hardee County | $1,169 | $129,400 | 1.049% |
| 12 | Putnam County | $1,273 | $147,300 | 0.812% |
| 13 | Gadsden County | $1,293 | $154,700 | 0.552% |
| 14 | Washington County | $1,296 | $156,000 | 0.504% |
| 15 | DeSoto County | $1,311 | $151,500 | 0.873% |
| 16 | Union County | $1,337 | $160,400 | 0.580% |
| 17 | Suwannee County | $1,360 | $160,900 | 0.727% |
| 18 | Levy County | $1,424 | $171,400 | 0.648% |
| 19 | Bradford County | $1,476 | $180,300 | 0.567% |
| 20 | Highlands County | $1,483 | $177,900 | 0.728% |
| 21 | Okeechobee County | $1,494 | $179,000 | 0.754% |
| 22 | Columbia County | $1,546 | $186,400 | 0.743% |
| 23 | Gilchrist County | $1,569 | $191,000 | 0.681% |
| 24 | Hendry County | $1,579 | $189,700 | 0.801% |
| 25 | Jefferson County | $1,625 | $198,800 | 0.678% |
Every figure is modelled on the county's own median home with 20% down at 6.66%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Cheapest Counties to Own a Home across all 3,133 US counties · Every county in Florida