Ranked from ACS 2023 5-Year
Cheapest Counties to Own a Home in Florida
Where the full monthly cost of owning the local median home is lowest. Every figure includes tax, insurance, utilities and maintenance, not just the mortgage.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Florida ranked
| # | County | Monthly to own | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Dixie County | $950 | $96,900 | 0.738% |
| 2 | Holmes County | $965 | $101,400 | 0.520% |
| 3 | Taylor County | $973 | $100,200 | 0.723% |
| 4 | Madison County | $1,029 | $105,900 | 0.876% |
| 5 | Hamilton County | $1,049 | $110,400 | 0.730% |
| 6 | Jackson County | $1,058 | $113,900 | 0.549% |
| 7 | Glades County | $1,109 | $114,800 | 1.013% |
| 8 | Liberty County | $1,117 | $117,600 | 0.877% |
| 9 | Lafayette County | $1,197 | $131,600 | 0.646% |
| 10 | Calhoun County | $1,204 | $134,000 | 0.554% |
| 11 | Hardee County | $1,224 | $129,400 | 1.049% |
| 12 | Putnam County | $1,332 | $147,300 | 0.812% |
| 13 | Gadsden County | $1,353 | $154,700 | 0.552% |
| 14 | Washington County | $1,357 | $156,000 | 0.504% |
| 15 | DeSoto County | $1,371 | $151,500 | 0.873% |
| 16 | Union County | $1,398 | $160,400 | 0.580% |
| 17 | Suwannee County | $1,422 | $160,900 | 0.727% |
| 18 | Levy County | $1,488 | $171,400 | 0.648% |
| 19 | Bradford County | $1,541 | $180,300 | 0.567% |
| 20 | Highlands County | $1,547 | $177,900 | 0.728% |
| 21 | Okeechobee County | $1,559 | $179,000 | 0.754% |
| 22 | Columbia County | $1,612 | $186,400 | 0.743% |
| 23 | Gilchrist County | $1,637 | $191,000 | 0.681% |
| 24 | Hendry County | $1,646 | $189,700 | 0.801% |
| 25 | Jefferson County | $1,693 | $198,800 | 0.678% |
| 26 | Wakulla County | $1,817 | $216,300 | 0.651% |
| 27 | Citrus County | $1,856 | $223,200 | 0.591% |
| 28 | Marion County | $1,868 | $220,800 | 0.751% |
| 29 | Baker County | $1,876 | $225,000 | 0.627% |
| 30 | Escambia County | $1,938 | $234,200 | 0.600% |
| 31 | Gulf County | $1,942 | $235,700 | 0.566% |
| 32 | Polk County | $2,008 | $240,000 | 0.737% |
| 33 | Hernando County | $2,009 | $240,700 | 0.720% |
| 34 | Franklin County | $2,088 | $254,300 | 0.618% |
| 35 | Pasco County | $2,204 | $265,800 | 0.763% |
| 36 | Bay County | $2,248 | $276,900 | 0.597% |
| 37 | Alachua County | $2,260 | $266,800 | 0.983% |
| 38 | Duval County | $2,275 | $274,900 | 0.779% |
| 39 | Volusia County | $2,299 | $278,000 | 0.784% |
| 40 | Clay County | $2,315 | $281,500 | 0.739% |
| 41 | Leon County | $2,322 | $279,800 | 0.824% |
| 42 | Lake County | $2,375 | $287,900 | 0.793% |
| 43 | Charlotte County | $2,421 | $291,000 | 0.887% |
| 44 | Santa Rosa County | $2,432 | $302,100 | 0.599% |
| 45 | Brevard County | $2,475 | $304,400 | 0.703% |
| 46 | St. Lucie County | $2,547 | $305,800 | 0.946% |
| 47 | Indian River County | $2,557 | $314,700 | 0.727% |
| 48 | Pinellas County | $2,589 | $319,000 | 0.729% |
| 49 | Osceola County | $2,594 | $317,600 | 0.787% |
| 50 | Okaloosa County | $2,597 | $324,800 | 0.600% |
| 51 | Lee County | $2,670 | $326,300 | 0.827% |
| 52 | Flagler County | $2,712 | $333,400 | 0.788% |
| 53 | Hillsborough County | $2,725 | $333,300 | 0.836% |
| 54 | Nassau County | $2,826 | $351,100 | 0.729% |
| 55 | Seminole County | $2,863 | $357,300 | 0.698% |
| 56 | Sumter County | $2,891 | $356,000 | 0.826% |
| 57 | Orange County | $2,895 | $358,300 | 0.780% |
| 58 | Manatee County | $2,910 | $359,800 | 0.793% |
| 59 | Walton County | $2,927 | $376,400 | 0.454% |
| 60 | Sarasota County | $2,997 | $373,100 | 0.757% |
| 61 | Broward County | $3,112 | $380,400 | 0.949% |
| 62 | Martin County | $3,113 | $386,500 | 0.807% |
| 63 | Palm Beach County | $3,294 | $407,300 | 0.884% |
| 64 | Miami-Dade County | $3,410 | $425,400 | 0.827% |
| 65 | St. Johns County | $3,630 | $457,600 | 0.775% |
| 66 | Collier County | $3,801 | $486,800 | 0.661% |
| 67 | Monroe County | $5,467 | $723,800 | 0.545% |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Cheapest Counties to Own a Home across all 3,133 US counties · Every county in Florida