Ranked from ACS 2023 5-Year
Cheapest Counties to Own a Home in Colorado
Where the full monthly cost of owning the local median home is lowest. Every figure includes tax, insurance, utilities and maintenance, not just the mortgage.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Colorado ranked
| # | County | Monthly to own | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Crowley County | $916 | $106,700 | 0.492% |
| 2 | Baca County | $1,012 | $122,000 | 0.407% |
| 3 | Bent County | $1,118 | $137,900 | 0.386% |
| 4 | Sedgwick County | $1,161 | $142,700 | 0.470% |
| 5 | Prowers County | $1,199 | $150,900 | 0.327% |
| 6 | Kiowa County | $1,215 | $148,600 | 0.580% |
| 7 | Otero County | $1,264 | $160,700 | 0.322% |
| 8 | Conejos County | $1,285 | $162,100 | 0.404% |
| 9 | Costilla County | $1,334 | $171,300 | 0.310% |
| 10 | Cheyenne County | $1,463 | $187,100 | 0.461% |
| 11 | Saguache County | $1,532 | $200,000 | 0.340% |
| 12 | Las Animas County | $1,612 | $214,500 | 0.244% |
| 13 | Rio Grande County | $1,649 | $215,400 | 0.415% |
| 14 | Yuma County | $1,661 | $215,600 | 0.475% |
| 15 | Washington County | $1,667 | $218,300 | 0.408% |
| 16 | Alamosa County | $1,677 | $218,800 | 0.442% |
| 17 | Kit Carson County | $1,708 | $221,400 | 0.515% |
| 18 | Dolores County | $1,728 | $231,900 | 0.241% |
| 19 | Logan County | $1,746 | $228,100 | 0.470% |
| 20 | Lincoln County | $1,756 | $232,100 | 0.382% |
| 21 | Rio Blanco County | $1,825 | $243,400 | 0.344% |
| 22 | Jackson County | $1,841 | $250,000 | 0.205% |
| 23 | Huerfano County | $1,900 | $256,700 | 0.275% |
| 24 | Phillips County | $1,938 | $255,300 | 0.495% |
| 25 | Moffat County | $1,973 | $262,500 | 0.430% |
| 26 | Pueblo County | $2,054 | $271,800 | 0.508% |
| 27 | Fremont County | $2,096 | $282,100 | 0.383% |
| 28 | Morgan County | $2,248 | $299,300 | 0.526% |
| 29 | Montezuma County | $2,250 | $308,100 | 0.297% |
| 30 | Delta County | $2,320 | $318,000 | 0.310% |
| 31 | Mesa County | $2,553 | $349,400 | 0.388% |
| 32 | Montrose County | $2,602 | $357,900 | 0.358% |
| 33 | Custer County | $2,609 | $358,800 | 0.362% |
| 34 | Lake County | $2,904 | $401,300 | 0.385% |
| 35 | San Juan County | $2,912 | $406,900 | 0.294% |
| 36 | Mineral County | $2,973 | $413,000 | 0.354% |
| 37 | El Paso County | $3,115 | $431,000 | 0.411% |
| 38 | Hinsdale County | $3,125 | $438,800 | 0.293% |
| 39 | Teller County | $3,190 | $445,000 | 0.356% |
| 40 | Archuleta County | $3,228 | $451,400 | 0.341% |
| 41 | Weld County | $3,242 | $444,500 | 0.504% |
| 42 | Adams County | $3,375 | $458,400 | 0.604% |
| 43 | Park County | $3,484 | $489,300 | 0.343% |
| 44 | Garfield County | $3,527 | $490,600 | 0.427% |
| 45 | Gilpin County | $3,593 | $512,600 | 0.230% |
| 46 | Grand County | $3,607 | $507,200 | 0.348% |
| 47 | Arapahoe County | $3,812 | $526,000 | 0.526% |
| 48 | Larimer County | $3,843 | $532,200 | 0.500% |
| 49 | La Plata County | $3,852 | $549,100 | 0.264% |
| 50 | Clear Creek County | $4,064 | $572,800 | 0.377% |
| 51 | Gunnison County | $4,182 | $597,200 | 0.282% |
| 52 | Chaffee County | $4,189 | $598,500 | 0.278% |
| 53 | Denver County | $4,190 | $586,700 | 0.442% |
| 54 | San Miguel County | $4,278 | $613,100 | 0.261% |
| 55 | Jefferson County | $4,327 | $604,400 | 0.474% |
| 56 | Broomfield County | $4,588 | $631,600 | 0.616% |
| 57 | Ouray County | $4,667 | $670,100 | 0.277% |
| 58 | Elbert County | $4,726 | $664,600 | 0.449% |
| 59 | Douglas County | $4,847 | $674,000 | 0.550% |
| 60 | Boulder County | $5,114 | $713,900 | 0.535% |
| 61 | Routt County | $5,276 | $756,200 | 0.329% |
| 62 | Eagle County | $5,725 | $814,700 | 0.410% |
| 63 | Summit County | $5,899 | $850,700 | 0.310% |
| 64 | Pitkin County | $7,863 | $1,131,200 | 0.393% |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Cheapest Counties to Own a Home across all 3,133 US counties · Every county in Colorado