Ranked from ACS 2023 5-Year
Cheapest Counties to Own a Home in Colorado
Where the full monthly cost of owning the local median home is lowest. Every figure includes tax, insurance, utilities and maintenance, not just the mortgage.
Colorado ranked
| # | County | Monthly to own | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Crowley County | $925 | $106,700 | 0.492% |
| 2 | Baca County | $1,019 | $122,000 | 0.407% |
| 3 | Bent County | $1,121 | $137,900 | 0.386% |
| 4 | Sedgwick County | $1,163 | $142,700 | 0.470% |
| 5 | Prowers County | $1,200 | $150,900 | 0.327% |
| 6 | Kiowa County | $1,216 | $148,600 | 0.580% |
| 7 | Otero County | $1,263 | $160,700 | 0.322% |
| 8 | Conejos County | $1,283 | $162,100 | 0.404% |
| 9 | Costilla County | $1,331 | $171,300 | 0.310% |
| 10 | Cheyenne County | $1,457 | $187,100 | 0.461% |
| 11 | Saguache County | $1,523 | $200,000 | 0.340% |
| 12 | Las Animas County | $1,601 | $214,500 | 0.244% |
| 13 | Rio Grande County | $1,637 | $215,400 | 0.415% |
| 14 | Yuma County | $1,649 | $215,600 | 0.475% |
| 15 | Washington County | $1,655 | $218,300 | 0.408% |
| 16 | Alamosa County | $1,665 | $218,800 | 0.442% |
| 17 | Kit Carson County | $1,695 | $221,400 | 0.515% |
| 18 | Dolores County | $1,713 | $231,900 | 0.241% |
| 19 | Logan County | $1,732 | $228,100 | 0.470% |
| 20 | Lincoln County | $1,741 | $232,100 | 0.382% |
| 21 | Rio Blanco County | $1,808 | $243,400 | 0.344% |
| 22 | Jackson County | $1,822 | $250,000 | 0.205% |
| 23 | Huerfano County | $1,880 | $256,700 | 0.275% |
| 24 | Phillips County | $1,918 | $255,300 | 0.495% |
| 25 | Moffat County | $1,952 | $262,500 | 0.430% |
Every figure is modelled on the county's own median home with 20% down at 6.66%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Cheapest Counties to Own a Home across all 3,133 US counties · Every county in Colorado