Ranked from ACS 2023 5-Year
Cheapest Counties to Own a Home in Alabama
Where the full monthly cost of owning the local median home is lowest. Every figure includes tax, insurance, utilities and maintenance, not just the mortgage.
Alabama ranked
| # | County | Monthly to own | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Bullock County | $773 | $79,400 | 0.389% |
| 2 | Lowndes County | $783 | $80,600 | 0.408% |
| 3 | Sumter County | $803 | $84,100 | 0.353% |
| 4 | Wilcox County | $805 | $84,200 | 0.367% |
| 5 | Greene County | $829 | $86,400 | 0.488% |
| 6 | Perry County | $830 | $87,700 | 0.371% |
| 7 | Macon County | $895 | $95,700 | 0.489% |
| 8 | Dallas County | $902 | $97,400 | 0.424% |
| 9 | Butler County | $911 | $99,700 | 0.343% |
| 10 | Conecuh County | $920 | $101,300 | 0.324% |
| 11 | Marion County | $939 | $104,300 | 0.295% |
| 12 | Marengo County | $940 | $103,400 | 0.384% |
| 13 | Crenshaw County | $969 | $108,400 | 0.320% |
| 14 | Choctaw County | $980 | $111,800 | 0.178% |
| 15 | Winston County | $985 | $110,500 | 0.329% |
| 16 | Barbour County | $985 | $109,900 | 0.378% |
| 17 | Coosa County | $988 | $111,800 | 0.271% |
| 18 | Lamar County | $989 | $112,700 | 0.217% |
| 19 | Monroe County | $1,014 | $114,900 | 0.315% |
| 20 | Geneva County | $1,051 | $120,200 | 0.318% |
| 21 | Fayette County | $1,054 | $121,200 | 0.286% |
| 22 | Pickens County | $1,069 | $123,300 | 0.289% |
| 23 | Escambia County | $1,076 | $122,700 | 0.395% |
| 24 | Clarke County | $1,093 | $126,400 | 0.307% |
| 25 | Hale County | $1,093 | $126,300 | 0.321% |
Every figure is modelled on the county's own median home with 20% down at 6.66%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Cheapest Counties to Own a Home across all 3,133 US counties · Every county in Alabama