Ranked from ACS 2023 5-Year
Cheapest Counties to Own a Home in Alabama
Where the full monthly cost of owning the local median home is lowest. Every figure includes tax, insurance, utilities and maintenance, not just the mortgage.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Alabama ranked
| # | County | Monthly to own | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Bullock County | $825 | $79,400 | 0.389% |
| 2 | Lowndes County | $835 | $80,600 | 0.408% |
| 3 | Sumter County | $857 | $84,100 | 0.353% |
| 4 | Wilcox County | $858 | $84,200 | 0.367% |
| 5 | Greene County | $883 | $86,400 | 0.488% |
| 6 | Perry County | $884 | $87,700 | 0.371% |
| 7 | Macon County | $950 | $95,700 | 0.489% |
| 8 | Dallas County | $957 | $97,400 | 0.424% |
| 9 | Butler County | $967 | $99,700 | 0.343% |
| 10 | Conecuh County | $977 | $101,300 | 0.324% |
| 11 | Marion County | $996 | $104,300 | 0.295% |
| 12 | Marengo County | $997 | $103,400 | 0.384% |
| 13 | Crenshaw County | $1,027 | $108,400 | 0.320% |
| 14 | Choctaw County | $1,038 | $111,800 | 0.178% |
| 15 | Winston County | $1,043 | $110,500 | 0.329% |
| 16 | Barbour County | $1,043 | $109,900 | 0.378% |
| 17 | Coosa County | $1,047 | $111,800 | 0.271% |
| 18 | Lamar County | $1,048 | $112,700 | 0.217% |
| 19 | Monroe County | $1,073 | $114,900 | 0.315% |
| 20 | Geneva County | $1,111 | $120,200 | 0.318% |
| 21 | Fayette County | $1,115 | $121,200 | 0.286% |
| 22 | Pickens County | $1,130 | $123,300 | 0.289% |
| 23 | Escambia County | $1,137 | $122,700 | 0.395% |
| 24 | Clarke County | $1,154 | $126,400 | 0.307% |
| 25 | Hale County | $1,155 | $126,300 | 0.321% |
| 26 | Franklin County | $1,169 | $128,000 | 0.338% |
| 27 | Dale County | $1,176 | $129,100 | 0.330% |
| 28 | Walker County | $1,184 | $131,100 | 0.272% |
| 29 | Chambers County | $1,186 | $129,700 | 0.382% |
| 30 | Bibb County | $1,187 | $132,600 | 0.204% |
| 31 | DeKalb County | $1,222 | $135,500 | 0.338% |
| 32 | Talladega County | $1,243 | $137,900 | 0.369% |
| 33 | Covington County | $1,262 | $142,500 | 0.251% |
| 34 | Chilton County | $1,271 | $142,300 | 0.336% |
| 35 | Clay County | $1,274 | $144,700 | 0.225% |
| 36 | Cleburne County | $1,279 | $144,200 | 0.289% |
| 37 | Tallapoosa County | $1,285 | $144,800 | 0.311% |
| 38 | Jackson County | $1,292 | $145,800 | 0.308% |
| 39 | Pike County | $1,310 | $149,000 | 0.270% |
| 40 | Henry County | $1,311 | $147,800 | 0.342% |
| 41 | Lawrence County | $1,327 | $150,700 | 0.305% |
| 42 | Calhoun County | $1,331 | $149,500 | 0.408% |
| 43 | Washington County | $1,333 | $152,800 | 0.234% |
| 44 | Russell County | $1,352 | $152,300 | 0.414% |
| 45 | Montgomery County | $1,403 | $160,100 | 0.374% |
| 46 | Etowah County | $1,405 | $160,600 | 0.364% |
| 47 | Colbert County | $1,413 | $161,600 | 0.374% |
| 48 | Cherokee County | $1,446 | $165,900 | 0.388% |
| 49 | Blount County | $1,461 | $169,700 | 0.299% |
| 50 | Houston County | $1,520 | $178,000 | 0.300% |
| 51 | Cullman County | $1,531 | $180,500 | 0.253% |
| 52 | Mobile County | $1,537 | $176,600 | 0.481% |
| 53 | Coffee County | $1,543 | $180,300 | 0.341% |
| 54 | Randolph County | $1,551 | $184,000 | 0.224% |
| 55 | Marshall County | $1,571 | $183,400 | 0.381% |
| 56 | Lauderdale County | $1,587 | $185,800 | 0.375% |
| 57 | Morgan County | $1,634 | $193,000 | 0.349% |
| 58 | Autauga County | $1,659 | $197,900 | 0.285% |
| 59 | Elmore County | $1,767 | $213,600 | 0.264% |
| 60 | St. Clair County | $1,809 | $218,500 | 0.305% |
| 61 | Jefferson County | $1,909 | $224,900 | 0.596% |
| 62 | Tuscaloosa County | $1,920 | $233,700 | 0.323% |
| 63 | Lee County | $1,990 | $238,700 | 0.496% |
| 64 | Limestone County | $2,069 | $255,100 | 0.307% |
| 65 | Madison County | $2,181 | $267,800 | 0.404% |
| 66 | Baldwin County | $2,296 | $287,000 | 0.307% |
| 67 | Shelby County | $2,415 | $298,700 | 0.450% |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Cheapest Counties to Own a Home across all 3,133 US counties · Every county in Alabama