Ranked from ACS 2023 5-Year
Cheapest Counties to Own a Home Outright in Wisconsin
Paying off a mortgage does not end the cost of a house. This ranks counties by what the median home still costs every month with no loan at all: property tax, insurance, electricity, water and maintenance. Nowhere in America is it zero.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Wisconsin ranked
| # | County | Monthly if paid off | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Iron County | $508 | $155,200 | 1.145% |
| 2 | Rusk County | $510 | $152,000 | 1.207% |
| 3 | Langlade County | $512 | $145,800 | 1.335% |
| 4 | Marinette County | $522 | $154,600 | 1.261% |
| 5 | Price County | $526 | $146,000 | 1.445% |
| 6 | Forest County | $542 | $170,000 | 1.169% |
| 7 | Florence County | $562 | $170,000 | 1.308% |
| 8 | Ashland County | $562 | $160,500 | 1.467% |
| 9 | Clark County | $575 | $163,800 | 1.506% |
| 10 | Juneau County | $581 | $165,200 | 1.524% |
| 11 | Menominee County | $591 | $97,000 | 3.636% |
| 12 | Adams County | $592 | $184,500 | 1.299% |
| 13 | Sawyer County | $593 | $223,300 | 0.850% |
| 14 | Wood County | $593 | $168,100 | 1.564% |
| 15 | Lincoln County | $596 | $177,700 | 1.424% |
| 16 | Burnett County | $597 | $215,500 | 0.952% |
| 17 | Waushara County | $599 | $186,000 | 1.322% |
| 18 | Manitowoc County | $601 | $172,900 | 1.538% |
| 19 | Shawano County | $602 | $179,100 | 1.445% |
| 20 | Richland County | $605 | $182,800 | 1.411% |
| 21 | Washburn County | $610 | $207,900 | 1.109% |
| 22 | Douglas County | $612 | $190,400 | 1.347% |
| 23 | Taylor County | $615 | $186,500 | 1.419% |
| 24 | Jackson County | $618 | $186,900 | 1.430% |
| 25 | Grant County | $618 | $186,300 | 1.440% |
| 26 | Oneida County | $618 | $227,500 | 0.943% |
| 27 | Crawford County | $621 | $175,100 | 1.638% |
| 28 | Marquette County | $636 | $201,100 | 1.347% |
| 29 | Lafayette County | $638 | $182,100 | 1.636% |
| 30 | Monroe County | $639 | $197,200 | 1.420% |
| 31 | Buffalo County | $641 | $197,600 | 1.423% |
| 32 | Waupaca County | $641 | $192,800 | 1.492% |
| 33 | Green Lake County | $642 | $206,300 | 1.313% |
| 34 | Bayfield County | $642 | $228,100 | 1.066% |
| 35 | Barron County | $643 | $198,300 | 1.424% |
| 36 | Oconto County | $643 | $212,000 | 1.250% |
| 37 | Pepin County | $644 | $196,100 | 1.466% |
| 38 | Vernon County | $661 | $210,600 | 1.369% |
| 39 | Vilas County | $667 | $270,700 | 0.800% |
| 40 | Marathon County | $674 | $205,500 | 1.512% |
| 41 | Kewaunee County | $676 | $208,900 | 1.476% |
| 42 | Chippewa County | $680 | $237,700 | 1.159% |
| 43 | Trempealeau County | $685 | $203,300 | 1.608% |
| 44 | Fond du Lac County | $696 | $209,800 | 1.578% |
| 45 | Sheboygan County | $699 | $218,400 | 1.481% |
| 46 | Polk County | $700 | $241,200 | 1.222% |
| 47 | Dodge County | $712 | $218,400 | 1.554% |
| 48 | Dunn County | $715 | $226,200 | 1.470% |
| 49 | Winnebago County | $716 | $208,600 | 1.713% |
| 50 | Portage County | $725 | $230,400 | 1.474% |
| 51 | Rock County | $731 | $215,900 | 1.692% |
| 52 | Eau Claire County | $744 | $242,400 | 1.428% |
| 53 | Outagamie County | $756 | $244,100 | 1.467% |
| 54 | Brown County | $759 | $245,900 | 1.461% |
| 55 | Sauk County | $759 | $242,400 | 1.504% |
| 56 | Green County | $773 | $236,900 | 1.639% |
| 57 | Iowa County | $783 | $248,100 | 1.557% |
| 58 | Calumet County | $785 | $252,100 | 1.519% |
| 59 | La Crosse County | $787 | $243,200 | 1.630% |
| 60 | Racine County | $791 | $239,400 | 1.701% |
| 61 | Columbia County | $792 | $258,700 | 1.479% |
| 62 | Milwaukee County | $794 | $216,500 | 2.035% |
| 63 | Jefferson County | $800 | $253,800 | 1.571% |
| 64 | Door County | $804 | $305,800 | 1.095% |
| 65 | Kenosha County | $810 | $247,800 | 1.687% |
| 66 | Walworth County | $822 | $275,900 | 1.437% |
| 67 | Washington County | $852 | $316,200 | 1.200% |
| 68 | Pierce County | $907 | $308,600 | 1.475% |
| 69 | St. Croix County | $931 | $349,700 | 1.229% |
| 70 | Waukesha County | $975 | $373,600 | 1.211% |
| 71 | Ozaukee County | $979 | $368,900 | 1.255% |
| 72 | Dane County | $1,113 | $366,100 | 1.714% |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Cheapest Counties to Own a Home Outright across all 3,133 US counties · Every county in Wisconsin