Ranked from ACS 2023 5-Year
Cheapest Counties to Own a Home Outright in South Carolina
Paying off a mortgage does not end the cost of a house. This ranks counties by what the median home still costs every month with no loan at all: property tax, insurance, electricity, water and maintenance. Nowhere in America is it zero.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
South Carolina ranked
| # | County | Monthly if paid off | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Allendale County | $357 | $61,600 | 0.880% |
| 2 | Marlboro County | $368 | $74,500 | 0.638% |
| 3 | Dillon County | $377 | $84,400 | 0.504% |
| 4 | Marion County | $378 | $86,800 | 0.457% |
| 5 | Chesterfield County | $403 | $101,400 | 0.462% |
| 6 | Williamsburg County | $408 | $95,100 | 0.662% |
| 7 | Union County | $408 | $100,000 | 0.558% |
| 8 | Lee County | $413 | $101,900 | 0.568% |
| 9 | Barnwell County | $418 | $97,200 | 0.738% |
| 10 | Bamberg County | $423 | $96,000 | 0.829% |
| 11 | Hampton County | $434 | $102,400 | 0.807% |
| 12 | Orangeburg County | $435 | $109,700 | 0.660% |
| 13 | Saluda County | $451 | $123,200 | 0.568% |
| 14 | Fairfield County | $457 | $129,100 | 0.529% |
| 15 | Cherokee County | $457 | $135,200 | 0.436% |
| 16 | Darlington County | $467 | $141,400 | 0.427% |
| 17 | Calhoun County | $479 | $148,800 | 0.423% |
| 18 | Abbeville County | $484 | $147,200 | 0.487% |
| 19 | Laurens County | $488 | $153,500 | 0.438% |
| 20 | Chester County | $490 | $143,800 | 0.588% |
| 21 | Clarendon County | $495 | $147,300 | 0.576% |
| 22 | Colleton County | $496 | $145,900 | 0.605% |
| 23 | Florence County | $508 | $165,500 | 0.437% |
| 24 | Sumter County | $512 | $159,500 | 0.539% |
| 25 | McCormick County | $524 | $159,000 | 0.638% |
| 26 | Newberry County | $529 | $158,200 | 0.689% |
| 27 | Greenwood County | $530 | $166,400 | 0.585% |
| 28 | Edgefield County | $559 | $194,300 | 0.451% |
| 29 | Kershaw County | $561 | $191,900 | 0.488% |
| 30 | Aiken County | $565 | $199,500 | 0.432% |
| 31 | Pickens County | $583 | $216,000 | 0.380% |
| 32 | Oconee County | $587 | $217,200 | 0.394% |
| 33 | Anderson County | $592 | $212,500 | 0.464% |
| 34 | Lexington County | $611 | $217,700 | 0.522% |
| 35 | Spartanburg County | $616 | $216,000 | 0.563% |
| 36 | Horry County | $646 | $260,500 | 0.337% |
| 37 | Richland County | $656 | $224,200 | 0.700% |
| 38 | Georgetown County | $668 | $262,300 | 0.426% |
| 39 | Jasper County | $709 | $269,400 | 0.553% |
| 40 | Berkeley County | $711 | $280,300 | 0.479% |
| 41 | Greenville County | $711 | $273,900 | 0.528% |
| 42 | Lancaster County | $746 | $298,100 | 0.499% |
| 43 | Dorchester County | $760 | $294,400 | 0.581% |
| 44 | York County | $788 | $322,700 | 0.496% |
| 45 | Beaufort County | $935 | $407,600 | 0.496% |
| 46 | Charleston County | $978 | $450,800 | 0.413% |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Cheapest Counties to Own a Home Outright across all 3,133 US counties · Every county in South Carolina