Ranked from ACS 2023 5-Year
Cheapest Counties to Own a Home Outright in Nebraska
Paying off a mortgage does not end the cost of a house. This ranks counties by what the median home still costs every month with no loan at all: property tax, insurance, electricity, water and maintenance. Nowhere in America is it zero.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Nebraska ranked
| # | County | Monthly if paid off | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Pawnee County | $408 | $74,800 | 1.592% |
| 2 | Hitchcock County | $422 | $88,800 | 1.244% |
| 3 | Hooker County | $426 | $85,400 | 1.431% |
| 4 | Nuckolls County | $430 | $90,900 | 1.281% |
| 5 | Garden County | $433 | $95,500 | 1.180% |
| 6 | Brown County | $436 | $100,200 | 1.080% |
| 7 | Grant County | $437 | $113,900 | 0.749% |
| 8 | Franklin County | $438 | $99,100 | 1.133% |
| 9 | Greeley County | $443 | $87,800 | 1.563% |
| 10 | Furnas County | $445 | $91,800 | 1.449% |
| 11 | Blaine County | $450 | $102,100 | 1.186% |
| 12 | Richardson County | $452 | $96,500 | 1.377% |
| 13 | Dundy County | $453 | $118,200 | 0.821% |
| 14 | Thayer County | $456 | $106,200 | 1.137% |
| 15 | Loup County | $457 | $120,700 | 0.800% |
| 16 | Boyd County | $457 | $104,000 | 1.219% |
| 17 | Keya Paha County | $462 | $108,800 | 1.140% |
| 18 | Deuel County | $463 | $97,200 | 1.497% |
| 19 | Thomas County | $467 | $113,000 | 1.087% |
| 20 | Sheridan County | $468 | $102,900 | 1.376% |
| 21 | Webster County | $471 | $102,000 | 1.439% |
| 22 | Hayes County | $484 | $112,800 | 1.267% |
| 23 | Morrill County | $485 | $112,000 | 1.297% |
| 24 | Thurston County | $487 | $105,100 | 1.521% |
| 25 | Rock County | $487 | $124,400 | 1.016% |
| 26 | Antelope County | $490 | $116,900 | 1.220% |
| 27 | Knox County | $490 | $116,900 | 1.220% |
| 28 | McPherson County | $491 | $124,200 | 1.063% |
| 29 | Wheeler County | $502 | $135,900 | 0.912% |
| 30 | Nance County | $502 | $122,800 | 1.197% |
| 31 | Cherry County | $513 | $136,000 | 1.010% |
| 32 | Jefferson County | $514 | $117,600 | 1.453% |
| 33 | Fillmore County | $515 | $131,200 | 1.129% |
| 34 | Kimball County | $519 | $109,900 | 1.733% |
| 35 | Colfax County | $522 | $128,800 | 1.252% |
| 36 | Nemaha County | $529 | $125,100 | 1.408% |
| 37 | Sherman County | $535 | $135,000 | 1.224% |
| 38 | Burt County | $535 | $125,400 | 1.455% |
| 39 | Valley County | $536 | $122,200 | 1.552% |
| 40 | Perkins County | $544 | $149,200 | 1.014% |
| 41 | Dixon County | $549 | $141,400 | 1.212% |
| 42 | Sioux County | $550 | $141,700 | 1.215% |
| 43 | Harlan County | $556 | $147,200 | 1.148% |
| 44 | Johnson County | $558 | $131,500 | 1.516% |
| 45 | Red Willow County | $561 | $143,500 | 1.262% |
| 46 | Holt County | $566 | $152,000 | 1.139% |
| 47 | Logan County | $567 | $160,000 | 1.002% |
| 48 | Frontier County | $568 | $138,800 | 1.426% |
| 49 | Clay County | $571 | $146,300 | 1.289% |
| 50 | Cheyenne County | $576 | $129,100 | 1.741% |
| 51 | Dawes County | $578 | $146,500 | 1.345% |
| 52 | Boone County | $580 | $164,700 | 1.016% |
| 53 | Garfield County | $585 | $144,900 | 1.439% |
| 54 | Custer County | $589 | $160,500 | 1.152% |
| 55 | Dawson County | $596 | $157,800 | 1.260% |
| 56 | Butler County | $604 | $165,700 | 1.171% |
| 57 | Polk County | $605 | $177,800 | 0.983% |
| 58 | Cuming County | $607 | $174,900 | 1.038% |
| 59 | Arthur County | $607 | $188,800 | 0.834% |
| 60 | Cedar County | $609 | $175,500 | 1.041% |
| 61 | Merrick County | $610 | $168,000 | 1.172% |
| 62 | Keith County | $613 | $157,000 | 1.404% |
| 63 | York County | $633 | $175,900 | 1.202% |
| 64 | Box Butte County | $635 | $161,100 | 1.488% |
| 65 | Scotts Bluff County | $636 | $161,400 | 1.488% |
| 66 | Chase County | $641 | $178,700 | 1.206% |
| 67 | Pierce County | $643 | $182,700 | 1.158% |
| 68 | Gage County | $645 | $167,100 | 1.440% |
| 69 | Phelps County | $652 | $173,300 | 1.377% |
| 70 | Banner County | $653 | $166,300 | 1.513% |
| 71 | Saline County | $668 | $180,700 | 1.353% |
| 72 | Dakota County | $669 | $168,100 | 1.594% |
| 73 | Stanton County | $670 | $184,300 | 1.307% |
| 74 | Dodge County | $691 | $188,100 | 1.377% |
| 75 | Otoe County | $692 | $185,000 | 1.437% |
| 76 | Howard County | $693 | $205,200 | 1.128% |
| 77 | Lincoln County | $693 | $183,100 | 1.477% |
| 78 | Adams County | $694 | $185,800 | 1.437% |
| 79 | Gosper County | $697 | $202,700 | 1.187% |
| 80 | Wayne County | $700 | $203,700 | 1.194% |
| 81 | Madison County | $705 | $196,000 | 1.336% |
| 82 | Platte County | $736 | $207,800 | 1.342% |
| 83 | Hamilton County | $739 | $238,700 | 0.958% |
| 84 | Hall County | $742 | $207,900 | 1.373% |
| 85 | Kearney County | $742 | $218,300 | 1.225% |
| 86 | Seward County | $772 | $232,400 | 1.201% |
| 87 | Saunders County | $823 | $241,100 | 1.347% |
| 88 | Buffalo County | $832 | $236,800 | 1.451% |
| 89 | Cass County | $857 | $247,200 | 1.434% |
| 90 | Lancaster County | $916 | $258,900 | 1.566% |
| 91 | Douglas County | $917 | $245,800 | 1.747% |
| 92 | Washington County | $949 | $278,300 | 1.475% |
| 93 | Sarpy County | $1,050 | $287,600 | 1.793% |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Cheapest Counties to Own a Home Outright across all 3,133 US counties · Every county in Nebraska