Ranked from ACS 2023 5-Year
Cheapest Counties to Own a Home Outright in Mississippi
Paying off a mortgage does not end the cost of a house. This ranks counties by what the median home still costs every month with no loan at all: property tax, insurance, electricity, water and maintenance. Nowhere in America is it zero.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Mississippi ranked
| # | County | Monthly if paid off | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Claiborne County | $416 | $80,800 | 0.582% |
| 2 | Issaquena County | $420 | $90,700 | 0.346% |
| 3 | Tallahatchie County | $420 | $82,200 | 0.602% |
| 4 | Quitman County | $421 | $68,600 | 1.155% |
| 5 | Holmes County | $427 | $76,500 | 0.908% |
| 6 | Calhoun County | $427 | $82,900 | 0.683% |
| 7 | Amite County | $428 | $89,800 | 0.484% |
| 8 | Wilkinson County | $433 | $80,200 | 0.862% |
| 9 | Kemper County | $438 | $90,200 | 0.598% |
| 10 | Jefferson County | $446 | $81,400 | 1.002% |
| 11 | Wayne County | $446 | $88,000 | 0.780% |
| 12 | Jefferson Davis County | $448 | $87,100 | 0.836% |
| 13 | Scott County | $452 | $89,900 | 0.799% |
| 14 | Franklin County | $453 | $95,100 | 0.645% |
| 15 | Noxubee County | $456 | $85,200 | 1.011% |
| 16 | Choctaw County | $457 | $104,500 | 0.452% |
| 17 | Greene County | $464 | $94,200 | 0.814% |
| 18 | Covington County | $464 | $98,500 | 0.693% |
| 19 | Yalobusha County | $472 | $97,200 | 0.823% |
| 20 | Humphreys County | $472 | $88,800 | 1.104% |
| 21 | Chickasaw County | $473 | $100,400 | 0.743% |
| 22 | Neshoba County | $475 | $96,600 | 0.886% |
| 23 | Coahoma County | $476 | $86,400 | 1.240% |
| 24 | Smith County | $478 | $114,000 | 0.457% |
| 25 | Carroll County | $478 | $105,500 | 0.665% |
| 26 | Washington County | $479 | $99,300 | 0.843% |
| 27 | Webster County | $479 | $109,500 | 0.574% |
| 28 | Lawrence County | $479 | $104,600 | 0.700% |
| 29 | Attala County | $479 | $107,600 | 0.627% |
| 30 | Clarke County | $482 | $114,300 | 0.499% |
| 31 | Newton County | $483 | $102,700 | 0.799% |
| 32 | Benton County | $486 | $109,300 | 0.655% |
| 33 | Simpson County | $486 | $111,600 | 0.601% |
| 34 | Copiah County | $489 | $105,600 | 0.789% |
| 35 | Sunflower County | $492 | $103,400 | 0.879% |
| 36 | Leflore County | $493 | $98,200 | 1.056% |
| 37 | Adams County | $499 | $106,300 | 0.885% |
| 38 | Leake County | $500 | $114,600 | 0.676% |
| 39 | Jasper County | $502 | $118,600 | 0.599% |
| 40 | Clay County | $504 | $115,600 | 0.689% |
| 41 | Prentiss County | $505 | $116,500 | 0.678% |
| 42 | Sharkey County | $508 | $108,000 | 0.933% |
| 43 | Monroe County | $508 | $115,200 | 0.746% |
| 44 | Montgomery County | $511 | $110,700 | 0.896% |
| 45 | Marion County | $512 | $117,000 | 0.744% |
| 46 | Winston County | $512 | $121,200 | 0.648% |
| 47 | Pike County | $514 | $110,500 | 0.929% |
| 48 | Itawamba County | $514 | $122,400 | 0.636% |
| 49 | Walthall County | $525 | $120,600 | 0.784% |
| 50 | Panola County | $525 | $121,500 | 0.770% |
| 51 | Tishomingo County | $526 | $132,500 | 0.538% |
| 52 | Bolivar County | $531 | $123,600 | 0.778% |
| 53 | Alcorn County | $532 | $132,300 | 0.596% |
| 54 | Perry County | $534 | $126,000 | 0.752% |
| 55 | Tippah County | $540 | $128,400 | 0.750% |
| 56 | Lincoln County | $544 | $131,800 | 0.717% |
| 57 | Jones County | $550 | $126,800 | 0.880% |
| 58 | Lauderdale County | $554 | $124,500 | 0.982% |
| 59 | Grenada County | $555 | $123,400 | 1.011% |
| 60 | Yazoo County | $557 | $129,200 | 0.890% |
| 61 | Pontotoc County | $560 | $141,700 | 0.660% |
| 62 | Tunica County | $561 | $154,500 | 0.439% |
| 63 | Union County | $589 | $159,100 | 0.576% |
| 64 | Warren County | $590 | $144,400 | 0.855% |
| 65 | Lowndes County | $594 | $157,400 | 0.640% |
| 66 | Stone County | $603 | $163,300 | 0.607% |
| 67 | Forrest County | $609 | $152,900 | 0.840% |
| 68 | Hinds County | $615 | $151,200 | 0.919% |
| 69 | George County | $619 | $168,100 | 0.646% |
| 70 | Pearl River County | $638 | $174,500 | 0.677% |
| 71 | Marshall County | $643 | $172,200 | 0.747% |
| 72 | Tate County | $648 | $173,000 | 0.768% |
| 73 | Jackson County | $663 | $181,700 | 0.733% |
| 74 | Lee County | $676 | $187,800 | 0.722% |
| 75 | Harrison County | $690 | $199,300 | 0.647% |
| 76 | Hancock County | $719 | $206,600 | 0.719% |
| 77 | Lamar County | $738 | $218,700 | 0.667% |
| 78 | Rankin County | $740 | $223,400 | 0.620% |
| 79 | Oktibbeha County | $758 | $219,500 | 0.768% |
| 80 | DeSoto County | $801 | $248,700 | 0.641% |
| 81 | Lafayette County | $829 | $260,500 | 0.642% |
| 82 | Madison County | $907 | $286,300 | 0.723% |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Cheapest Counties to Own a Home Outright across all 3,133 US counties · Every county in Mississippi