Ranked from ACS 2023 5-Year
Cheapest Counties to Own a Home Outright in Louisiana
Paying off a mortgage does not end the cost of a house. This ranks counties by what the median home still costs every month with no loan at all: property tax, insurance, electricity, water and maintenance. Nowhere in America is it zero.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Louisiana ranked
| # | County | Monthly if paid off | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Tensas Parish | $380 | $80,300 | 0.289% |
| 2 | Claiborne Parish | $389 | $82,400 | 0.369% |
| 3 | East Carroll Parish | $394 | $87,400 | 0.287% |
| 4 | Catahoula Parish | $395 | $88,000 | 0.292% |
| 5 | Madison Parish | $396 | $90,600 | 0.230% |
| 6 | West Carroll Parish | $407 | $97,600 | 0.204% |
| 7 | Bienville Parish | $408 | $93,600 | 0.319% |
| 8 | Winn Parish | $426 | $102,600 | 0.315% |
| 9 | Allen Parish | $430 | $110,800 | 0.180% |
| 10 | Concordia Parish | $431 | $102,400 | 0.384% |
| 11 | Caldwell Parish | $433 | $106,000 | 0.322% |
| 12 | Jackson Parish | $437 | $107,400 | 0.330% |
| 13 | Webster Parish | $438 | $105,600 | 0.381% |
| 14 | St. Helena Parish | $443 | $106,400 | 0.421% |
| 15 | Red River Parish | $446 | $103,200 | 0.538% |
| 16 | Morehouse Parish | $449 | $108,700 | 0.430% |
| 17 | Avoyelles Parish | $450 | $120,200 | 0.203% |
| 18 | Evangeline Parish | $454 | $118,500 | 0.273% |
| 19 | Franklin Parish | $456 | $117,200 | 0.323% |
| 20 | Union Parish | $460 | $115,400 | 0.407% |
| 21 | Richland Parish | $474 | $124,500 | 0.352% |
| 22 | St. Mary Parish | $486 | $128,000 | 0.402% |
| 23 | Sabine Parish | $487 | $129,400 | 0.383% |
| 24 | Washington Parish | $504 | $139,400 | 0.350% |
| 25 | St. Landry Parish | $504 | $142,900 | 0.297% |
| 26 | Jefferson Davis Parish | $507 | $145,000 | 0.282% |
| 27 | LaSalle Parish | $507 | $137,200 | 0.421% |
| 28 | Acadia Parish | $513 | $146,900 | 0.304% |
| 29 | Assumption Parish | $517 | $141,200 | 0.431% |
| 30 | De Soto Parish | $521 | $150,700 | 0.310% |
| 31 | Grant Parish | $529 | $135,900 | 0.636% |
| 32 | St. Martin Parish | $534 | $151,000 | 0.404% |
| 33 | Vernon Parish | $535 | $143,500 | 0.541% |
| 34 | Iberia Parish | $537 | $156,000 | 0.351% |
| 35 | Vermilion Parish | $543 | $159,700 | 0.337% |
| 36 | Beauregard Parish | $552 | $164,500 | 0.331% |
| 37 | Pointe Coupee Parish | $565 | $174,500 | 0.281% |
| 38 | Natchitoches Parish | $568 | $163,000 | 0.470% |
| 39 | Iberville Parish | $577 | $177,100 | 0.328% |
| 40 | Cameron Parish | $607 | $183,300 | 0.444% |
| 41 | St. John the Baptist Parish | $609 | $184,000 | 0.451% |
| 42 | Caddo Parish | $616 | $175,900 | 0.615% |
| 43 | Rapides Parish | $617 | $179,100 | 0.572% |
| 44 | East Feliciana Parish | $619 | $213,700 | 0.153% |
| 45 | Terrebonne Parish | $620 | $189,100 | 0.451% |
| 46 | Ouachita Parish | $623 | $183,000 | 0.555% |
| 47 | Lafourche Parish | $631 | $190,800 | 0.498% |
| 48 | St. Bernard Parish | $636 | $192,100 | 0.508% |
| 49 | Lincoln Parish | $642 | $195,500 | 0.499% |
| 50 | Tangipahoa Parish | $650 | $204,600 | 0.434% |
| 51 | St. James Parish | $651 | $197,800 | 0.527% |
| 52 | Calcasieu Parish | $660 | $208,500 | 0.444% |
| 53 | Livingston Parish | $691 | $218,900 | 0.493% |
| 54 | Bossier Parish | $709 | $215,100 | 0.642% |
| 55 | West Baton Rouge Parish | $724 | $225,900 | 0.591% |
| 56 | Lafayette Parish | $738 | $234,200 | 0.567% |
| 57 | Jefferson Parish | $749 | $243,500 | 0.520% |
| 58 | East Baton Rouge Parish | $770 | $241,800 | 0.640% |
| 59 | St. Charles Parish | $789 | $256,800 | 0.574% |
| 60 | West Feliciana Parish | $791 | $263,200 | 0.516% |
| 61 | Ascension Parish | $800 | $265,300 | 0.535% |
| 62 | Plaquemines Parish | $806 | $275,800 | 0.462% |
| 63 | St. Tammany Parish | $861 | $272,200 | 0.737% |
| 64 | Orleans Parish | $938 | $296,400 | 0.819% |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Cheapest Counties to Own a Home Outright across all 3,133 US counties · Every county in Louisiana