Ranked from ACS 2023 5-Year
Cheapest Counties to Own a Home Outright in Kansas
Paying off a mortgage does not end the cost of a house. This ranks counties by what the median home still costs every month with no loan at all: property tax, insurance, electricity, water and maintenance. Nowhere in America is it zero.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Kansas ranked
| # | County | Monthly if paid off | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Chautauqua County | $376 | $63,300 | 1.599% |
| 2 | Elk County | $389 | $60,900 | 1.989% |
| 3 | Jewell County | $392 | $62,100 | 1.968% |
| 4 | Edwards County | $395 | $70,500 | 1.593% |
| 5 | Comanche County | $401 | $59,900 | 2.285% |
| 6 | Republic County | $417 | $76,000 | 1.697% |
| 7 | Stanton County | $425 | $64,200 | 2.470% |
| 8 | Harper County | $426 | $77,300 | 1.784% |
| 9 | Woodson County | $427 | $77,100 | 1.811% |
| 10 | Decatur County | $430 | $78,500 | 1.794% |
| 11 | Greenwood County | $432 | $82,600 | 1.646% |
| 12 | Osborne County | $436 | $84,700 | 1.612% |
| 13 | Rush County | $439 | $79,300 | 1.897% |
| 14 | Wilson County | $443 | $93,900 | 1.378% |
| 15 | Cherokee County | $444 | $99,400 | 1.226% |
| 16 | Clark County | $447 | $78,400 | 2.054% |
| 17 | Lincoln County | $452 | $92,600 | 1.546% |
| 18 | Graham County | $456 | $88,800 | 1.732% |
| 19 | Wallace County | $456 | $94,200 | 1.538% |
| 20 | Smith County | $456 | $91,000 | 1.652% |
| 21 | Labette County | $457 | $92,100 | 1.628% |
| 22 | Barber County | $462 | $92,700 | 1.663% |
| 23 | Rooks County | $462 | $90,000 | 1.770% |
| 24 | Wichita County | $462 | $98,700 | 1.468% |
| 25 | Montgomery County | $462 | $92,100 | 1.696% |
| 26 | Ness County | $463 | $85,400 | 1.965% |
| 27 | Stafford County | $464 | $96,700 | 1.556% |
| 28 | Hodgeman County | $470 | $92,700 | 1.767% |
| 29 | Phillips County | $470 | $94,700 | 1.697% |
| 30 | Neosho County | $470 | $101,200 | 1.483% |
| 31 | Brown County | $475 | $111,100 | 1.248% |
| 32 | Rawlins County | $480 | $99,400 | 1.661% |
| 33 | Washington County | $481 | $106,100 | 1.462% |
| 34 | Cloud County | $482 | $96,300 | 1.788% |
| 35 | Allen County | $482 | $100,400 | 1.652% |
| 36 | Norton County | $484 | $106,300 | 1.491% |
| 37 | Rice County | $488 | $105,500 | 1.551% |
| 38 | Crawford County | $490 | $122,400 | 1.123% |
| 39 | Doniphan County | $491 | $121,200 | 1.160% |
| 40 | Chase County | $493 | $106,200 | 1.595% |
| 41 | Marshall County | $498 | $119,500 | 1.279% |
| 42 | Pawnee County | $499 | $102,400 | 1.789% |
| 43 | Morton County | $500 | $95,600 | 2.042% |
| 44 | Gove County | $502 | $119,000 | 1.329% |
| 45 | Bourbon County | $504 | $107,600 | 1.670% |
| 46 | Trego County | $505 | $115,400 | 1.456% |
| 47 | Russell County | $508 | $106,400 | 1.751% |
| 48 | Cheyenne County | $510 | $119,300 | 1.402% |
| 49 | Lane County | $513 | $119,000 | 1.435% |
| 50 | Kingman County | $514 | $107,400 | 1.784% |
| 51 | Ellsworth County | $514 | $116,300 | 1.518% |
| 52 | Cowley County | $516 | $111,600 | 1.683% |
| 53 | Hamilton County | $528 | $119,700 | 1.571% |
| 54 | Marion County | $528 | $114,400 | 1.726% |
| 55 | Morris County | $529 | $120,900 | 1.547% |
| 56 | Greeley County | $529 | $108,900 | 1.910% |
| 57 | Meade County | $529 | $122,000 | 1.523% |
| 58 | Barton County | $530 | $117,200 | 1.662% |
| 59 | Mitchell County | $531 | $109,600 | 1.901% |
| 60 | Pratt County | $532 | $114,500 | 1.763% |
| 61 | Coffey County | $534 | $139,500 | 1.160% |
| 62 | Sumner County | $539 | $118,700 | 1.705% |
| 63 | Logan County | $543 | $116,600 | 1.816% |
| 64 | Sherman County | $546 | $126,300 | 1.572% |
| 65 | Reno County | $561 | $125,000 | 1.744% |
| 66 | Stevens County | $565 | $124,500 | 1.798% |
| 67 | Kiowa County | $565 | $152,400 | 1.159% |
| 68 | Grant County | $568 | $146,200 | 1.307% |
| 69 | Ford County | $572 | $132,700 | 1.650% |
| 70 | Atchison County | $573 | $147,900 | 1.312% |
| 71 | Kearny County | $573 | $152,500 | 1.224% |
| 72 | Seward County | $580 | $134,000 | 1.684% |
| 73 | Linn County | $585 | $164,500 | 1.094% |
| 74 | Clay County | $585 | $149,600 | 1.378% |
| 75 | Dickinson County | $589 | $148,500 | 1.430% |
| 76 | Lyon County | $593 | $142,200 | 1.598% |
| 77 | Osage County | $594 | $142,800 | 1.598% |
| 78 | Anderson County | $600 | $147,900 | 1.528% |
| 79 | Wyandotte County | $605 | $152,700 | 1.467% |
| 80 | Haskell County | $607 | $154,800 | 1.438% |
| 81 | Sheridan County | $611 | $152,000 | 1.534% |
| 82 | Thomas County | $619 | $165,900 | 1.321% |
| 83 | Saline County | $636 | $171,900 | 1.328% |
| 84 | Nemaha County | $639 | $196,100 | 0.978% |
| 85 | Wabaunsee County | $643 | $178,200 | 1.274% |
| 86 | Geary County | $647 | $165,000 | 1.538% |
| 87 | Shawnee County | $651 | $170,400 | 1.467% |
| 88 | Gray County | $654 | $174,700 | 1.409% |
| 89 | Ottawa County | $655 | $164,100 | 1.615% |
| 90 | Harvey County | $657 | $173,300 | 1.452% |
| 91 | Scott County | $660 | $170,100 | 1.532% |
| 92 | Sedgwick County | $667 | $190,700 | 1.230% |
| 93 | Jackson County | $668 | $193,600 | 1.190% |
| 94 | Franklin County | $695 | $187,400 | 1.461% |
| 95 | Jefferson County | $700 | $200,800 | 1.276% |
| 96 | Finney County | $700 | $191,100 | 1.430% |
| 97 | McPherson County | $714 | $198,400 | 1.401% |
| 98 | Ellis County | $716 | $211,100 | 1.223% |
| 99 | Pottawatomie County | $724 | $223,000 | 1.110% |
| 100 | Butler County | $728 | $199,600 | 1.462% |
| 101 | Riley County | $806 | $231,200 | 1.435% |
| 102 | Leavenworth County | $832 | $260,600 | 1.203% |
| 103 | Miami County | $879 | $277,700 | 1.227% |
| 104 | Douglas County | $893 | $281,600 | 1.246% |
| 105 | Johnson County | $1,072 | $366,000 | 1.153% |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Cheapest Counties to Own a Home Outright across all 3,133 US counties · Every county in Kansas