Ranked from ACS 2023 5-Year
Cheapest Counties to Own a Home Outright in Indiana
Paying off a mortgage does not end the cost of a house. This ranks counties by what the median home still costs every month with no loan at all: property tax, insurance, electricity, water and maintenance. Nowhere in America is it zero.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Indiana ranked
| # | County | Monthly if paid off | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Blackford County | $406 | $96,700 | 0.806% |
| 2 | Jay County | $413 | $110,100 | 0.604% |
| 3 | Vermillion County | $422 | $109,500 | 0.721% |
| 4 | Miami County | $424 | $118,000 | 0.578% |
| 5 | Randolph County | $426 | $106,000 | 0.831% |
| 6 | Clay County | $430 | $128,900 | 0.457% |
| 7 | Grant County | $431 | $116,000 | 0.681% |
| 8 | Crawford County | $435 | $115,400 | 0.737% |
| 9 | Fayette County | $437 | $114,800 | 0.765% |
| 10 | Cass County | $437 | $118,700 | 0.694% |
| 11 | Sullivan County | $441 | $122,200 | 0.675% |
| 12 | Pulaski County | $442 | $134,600 | 0.480% |
| 13 | Knox County | $449 | $123,500 | 0.725% |
| 14 | Parke County | $452 | $139,300 | 0.496% |
| 15 | Fountain County | $455 | $133,200 | 0.616% |
| 16 | Greene County | $457 | $129,900 | 0.689% |
| 17 | Delaware County | $463 | $127,600 | 0.781% |
| 18 | Fulton County | $463 | $144,700 | 0.514% |
| 19 | Wabash County | $463 | $143,600 | 0.533% |
| 20 | Pike County | $468 | $128,400 | 0.813% |
| 21 | Wayne County | $469 | $126,100 | 0.873% |
| 22 | Orange County | $469 | $143,900 | 0.578% |
| 23 | Benton County | $475 | $135,400 | 0.756% |
| 24 | Martin County | $475 | $150,400 | 0.531% |
| 25 | Scott County | $479 | $145,400 | 0.640% |
| 26 | Starke County | $480 | $148,400 | 0.603% |
| 27 | Henry County | $483 | $140,200 | 0.749% |
| 28 | Jennings County | $489 | $154,600 | 0.584% |
| 29 | Warren County | $489 | $160,000 | 0.515% |
| 30 | Perry County | $489 | $146,000 | 0.713% |
| 31 | Huntington County | $492 | $146,400 | 0.731% |
| 32 | White County | $496 | $163,000 | 0.531% |
| 33 | Clinton County | $498 | $157,300 | 0.622% |
| 34 | Madison County | $499 | $147,700 | 0.764% |
| 35 | Rush County | $500 | $155,900 | 0.650% |
| 36 | Vigo County | $500 | $140,400 | 0.895% |
| 37 | Howard County | $502 | $151,500 | 0.733% |
| 38 | Jackson County | $507 | $174,500 | 0.472% |
| 39 | Lawrence County | $509 | $164,500 | 0.604% |
| 40 | Carroll County | $510 | $167,700 | 0.569% |
| 41 | Washington County | $511 | $162,400 | 0.651% |
| 42 | Switzerland County | $512 | $183,200 | 0.412% |
| 43 | Owen County | $514 | $162,400 | 0.672% |
| 44 | Montgomery County | $516 | $166,300 | 0.630% |
| 45 | Tipton County | $517 | $166,000 | 0.644% |
| 46 | Union County | $518 | $162,200 | 0.705% |
| 47 | Wells County | $522 | $180,000 | 0.511% |
| 48 | Newton County | $529 | $159,300 | 0.826% |
| 49 | DeKalb County | $536 | $177,900 | 0.628% |
| 50 | Gibson County | $537 | $170,500 | 0.730% |
| 51 | Spencer County | $541 | $180,200 | 0.632% |
| 52 | Adams County | $545 | $173,100 | 0.748% |
| 53 | Jefferson County | $545 | $180,600 | 0.659% |
| 54 | Noble County | $554 | $183,400 | 0.682% |
| 55 | Vanderburgh County | $554 | $172,300 | 0.824% |
| 56 | Decatur County | $556 | $189,900 | 0.619% |
| 57 | Marshall County | $556 | $184,500 | 0.683% |
| 58 | Jasper County | $559 | $204,400 | 0.488% |
| 59 | Putnam County | $560 | $205,800 | 0.475% |
| 60 | Ohio County | $561 | $193,500 | 0.609% |
| 61 | Daviess County | $561 | $187,500 | 0.681% |
| 62 | LaPorte County | $566 | $180,700 | 0.794% |
| 63 | Shelby County | $567 | $188,300 | 0.705% |
| 64 | Kosciusko County | $571 | $200,300 | 0.598% |
| 65 | Steuben County | $575 | $204,300 | 0.581% |
| 66 | St. Joseph County | $575 | $179,800 | 0.867% |
| 67 | Ripley County | $576 | $205,300 | 0.576% |
| 68 | Morgan County | $584 | $220,100 | 0.480% |
| 69 | Allen County | $593 | $194,300 | 0.802% |
| 70 | Harrison County | $594 | $219,200 | 0.545% |
| 71 | Elkhart County | $596 | $194,400 | 0.819% |
| 72 | Whitley County | $597 | $205,200 | 0.698% |
| 73 | Dubois County | $602 | $212,500 | 0.650% |
| 74 | Tippecanoe County | $606 | $217,600 | 0.623% |
| 75 | Posey County | $608 | $218,000 | 0.628% |
| 76 | Clark County | $617 | $212,400 | 0.737% |
| 77 | Brown County | $619 | $242,500 | 0.471% |
| 78 | Bartholomew County | $630 | $221,100 | 0.722% |
| 79 | Warrick County | $632 | $228,900 | 0.654% |
| 80 | Franklin County | $638 | $236,700 | 0.616% |
| 81 | Marion County | $640 | $207,000 | 0.929% |
| 82 | LaGrange County | $646 | $249,500 | 0.542% |
| 83 | Dearborn County | $649 | $227,100 | 0.760% |
| 84 | Floyd County | $653 | $235,100 | 0.704% |
| 85 | Lake County | $655 | $214,700 | 0.925% |
| 86 | Hancock County | $690 | $258,100 | 0.680% |
| 87 | Monroe County | $702 | $261,700 | 0.702% |
| 88 | Johnson County | $703 | $260,400 | 0.720% |
| 89 | Porter County | $730 | $261,900 | 0.829% |
| 90 | Hendricks County | $769 | $281,500 | 0.833% |
| 91 | Boone County | $876 | $341,800 | 0.797% |
| 92 | Hamilton County | $975 | $379,100 | 0.881% |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Cheapest Counties to Own a Home Outright across all 3,133 US counties · Every county in Indiana