Ranked from ACS 2023 5-Year
Cheapest Counties to Own a Home Outright in Alaska
Paying off a mortgage does not end the cost of a house. This ranks counties by what the median home still costs every month with no loan at all: property tax, insurance, electricity, water and maintenance. Nowhere in America is it zero.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Alaska ranked
| # | County | Monthly if paid off | Median home | Effective rate |
|---|---|---|---|---|
| 1 | Kusilvak Census Area | $331 | $72,700 | 0.274% |
| 2 | Yukon-Koyukuk Census Area | $394 | $87,800 | 0.862% |
| 3 | Northwest Arctic Borough | $430 | $162,500 | 0.122% |
| 4 | Copper River Census Area | $523 | $246,700 | 0.081% |
| 5 | Yakutat City and Borough | $556 | $185,000 | 0.762% |
| 6 | Prince of Wales-Hyder Census Area | $566 | $221,800 | 0.470% |
| 7 | Hoonah-Angoon Census Area | $637 | $278,300 | 0.416% |
| 8 | North Slope Borough | $650 | $219,600 | 0.948% |
| 9 | Dillingham Census Area | $655 | $163,800 | 1.755% |
| 10 | Southeast Fairbanks Census Area | $680 | $262,800 | 0.712% |
| 11 | Bristol Bay Borough | $693 | $269,800 | 0.716% |
| 12 | Wrangell City and Borough | $703 | $289,700 | 0.620% |
| 13 | Nome Census Area | $715 | $201,000 | 1.547% |
| 14 | Kenai Peninsula Borough | $727 | $297,500 | 0.664% |
| 15 | Petersburg Borough | $739 | $301,300 | 0.686% |
| 16 | Haines Borough | $799 | $318,900 | 0.802% |
| 17 | Skagway Municipality | $831 | $430,000 | 0.342% |
| 18 | Fairbanks North Star Borough | $843 | $282,500 | 1.264% |
| 19 | Chugach Census Area | $852 | $330,900 | 0.917% |
| 20 | Ketchikan Gateway Borough | $868 | $379,000 | 0.683% |
| 21 | Matanuska-Susitna Borough | $879 | $319,200 | 1.100% |
| 22 | Sitka City and Borough | $895 | $442,100 | 0.472% |
| 23 | Aleutians West Census Area | $943 | $419,100 | 0.708% |
| 24 | Kodiak Island Borough | $948 | $382,700 | 0.917% |
| 25 | Juneau City and Borough | $1,047 | $432,500 | 0.934% |
| 26 | Anchorage Municipality | $1,054 | $375,900 | 1.294% |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Cheapest Counties to Own a Home Outright across all 3,133 US counties · Every county in Alaska