Ranked from ACS 2023 5-Year
Counties Where Utilities Cost More Than Property Tax in New York
Property tax gets all the attention, but in much of the country the electricity and water bill is the larger line item. These are the counties where the gap is widest, using state residential electricity prices from the EIA.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
New York ranked
| # | County | Utilities over tax | Effective rate | Median home |
|---|---|---|---|---|
| 1 | Hamilton County | $41 | 0.979% | $242,000 |
| 2 | Franklin County | $37 | 1.880% | $128,600 |
| 3 | Lewis County | $15 | 1.697% | $158,000 |
| 4 | St. Lawrence County | $11 | 2.283% | $119,800 |
| 5 | Chautauqua County | $2 | 2.386% | $119,300 |
| 6 | Jefferson County | $1 | 1.575% | $181,000 |
| 7 | Allegany County | $-1 | 2.943% | $97,900 |
| 8 | Otsego County | $-4 | 1.655% | $175,900 |
| 9 | Cattaraugus County | $-7 | 2.693% | $109,400 |
| 10 | Delaware County | $-16 | 1.736% | $176,200 |
| 11 | Chenango County | $-16 | 2.390% | $128,100 |
| 12 | Herkimer County | $-17 | 2.272% | $135,000 |
| 13 | Essex County | $-20 | 1.555% | $200,000 |
| 14 | Schuyler County | $-25 | 1.938% | $163,300 |
| 15 | Steuben County | $-32 | 2.523% | $128,600 |
| 16 | Seneca County | $-33 | 2.289% | $142,700 |
| 17 | Fulton County | $-38 | 2.130% | $156,100 |
| 18 | Chemung County | $-39 | 2.522% | $132,100 |
| 19 | Yates County | $-46 | 1.920% | $178,000 |
| 20 | Clinton County | $-50 | 1.977% | $175,100 |
| 21 | Wyoming County | $-58 | 2.299% | $154,700 |
| 22 | Oswego County | $-61 | 2.575% | $139,600 |
| 23 | Montgomery County | $-64 | 2.564% | $141,600 |
| 24 | Oneida County | $-65 | 2.131% | $171,100 |
| 25 | Cayuga County | $-74 | 2.282% | $164,200 |
| 26 | Tioga County | $-74 | 2.448% | $153,200 |
| 27 | Orleans County | $-76 | 2.996% | $126,200 |
| 28 | Warren County | $-77 | 1.530% | $247,600 |
| 29 | Broome County | $-80 | 2.635% | $145,100 |
| 30 | Washington County | $-82 | 2.082% | $185,000 |
| 31 | Genesee County | $-91 | 2.508% | $157,800 |
| 32 | Schoharie County | $-93 | 2.185% | $182,000 |
| 33 | Niagara County | $-99 | 2.284% | $177,400 |
| 34 | Madison County | $-99 | 2.295% | $176,800 |
| 35 | Greene County | $-104 | 1.658% | $248,300 |
| 36 | Wayne County | $-109 | 2.551% | $163,400 |
| 37 | Livingston County | $-110 | 2.466% | $169,600 |
| 38 | Cortland County | $-110 | 2.646% | $158,100 |
| 39 | Ontario County | $-133 | 2.198% | $202,900 |
| 40 | Erie County | $-138 | 2.081% | $217,400 |
| 41 | Columbia County | $-161 | 1.548% | $309,800 |
| 42 | Onondaga County | $-162 | 2.593% | $185,300 |
| 43 | Saratoga County | $-165 | 1.491% | $324,800 |
| 44 | Sullivan County | $-185 | 2.164% | $234,800 |
| 45 | Albany County | $-199 | 1.894% | $277,400 |
| 46 | Bronx County | $-204 | 1.027% | $517,000 |
| 47 | Rensselaer County | $-208 | 2.193% | $244,300 |
| 48 | Schenectady County | $-218 | 2.459% | $223,100 |
| 49 | Monroe County | $-219 | 2.788% | $197,100 |
| 50 | Richmond County | $-267 | 0.922% | $658,500 |
| 51 | Kings County | $-271 | 0.688% | $889,700 |
| 52 | Ulster County | $-272 | 1.944% | $315,100 |
| 53 | Queens County | $-272 | 0.877% | $699,200 |
| 54 | Tompkins County | $-293 | 2.348% | $271,500 |
| 55 | Dutchess County | $-363 | 1.963% | $368,100 |
| 56 | Orange County | $-467 | 2.344% | $361,100 |
| 57 | Nassau County | $-595 | 1.518% | $658,700 |
| 58 | Putnam County | $-595 | 2.232% | $448,000 |
| 59 | New York County | $-595 | 0.902% | $1,108,900 |
| 60 | Suffolk County | $-595 | 1.854% | $539,500 |
| 61 | Rockland County | $-595 | 1.773% | $564,200 |
| 62 | Westchester County | $-595 | 1.567% | $638,400 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Counties Where Utilities Cost More Than Property Tax across all 3,133 US counties · Every county in New York