Ranked from ACS 2023 5-Year
Counties Where Owning Costs Less Than Renting in Texas
Counties where the full monthly cost of owning the median home comes in below median rent, even after tax, insurance, utilities and maintenance. These are the places where buying is cheapest relative to the local rental market.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Texas ranked
| # | County | Monthly saved by owning | Median rent | Monthly to own |
|---|---|---|---|---|
| 1 | Willacy County | $113 | $868 | $755 |
| 2 | Culberson County | $91 | $971 | $880 |
| 3 | Lamb County | $58 | $900 | $842 |
| 4 | Cochran County | $45 | $738 | $693 |
| 5 | Newton County | $-4 | $877 | $881 |
| 6 | Dickens County | $-7 | $753 | $760 |
| 7 | Hudspeth County | $-27 | $664 | $691 |
| 8 | Wheeler County | $-32 | $995 | $1,027 |
| 9 | Bee County | $-38 | $1,028 | $1,066 |
| 10 | Jones County | $-56 | $938 | $994 |
| 11 | Stonewall County | $-58 | $620 | $678 |
| 12 | Castro County | $-69 | $910 | $979 |
| 13 | Garza County | $-97 | $797 | $894 |
| 14 | Dimmit County | $-114 | $753 | $867 |
| 15 | Dawson County | $-120 | $873 | $993 |
| 16 | San Augustine County | $-128 | $741 | $869 |
| 17 | Edwards County | $-132 | $714 | $846 |
| 18 | Haskell County | $-132 | $824 | $956 |
| 19 | Frio County | $-134 | $1,006 | $1,140 |
| 20 | Knox County | $-141 | $661 | $802 |
| 21 | Reeves County | $-143 | $988 | $1,131 |
| 22 | Motley County | $-145 | $725 | $870 |
| 23 | Gray County | $-150 | $898 | $1,048 |
| 24 | Hardeman County | $-152 | $688 | $840 |
| 25 | Refugio County | $-156 | $842 | $998 |
| 26 | Nolan County | $-172 | $866 | $1,038 |
| 27 | Duval County | $-173 | $737 | $910 |
| 28 | Wilbarger County | $-177 | $862 | $1,039 |
| 29 | Concho County | $-179 | $919 | $1,098 |
| 30 | Kinney County | $-180 | $771 | $951 |
| 31 | Jim Wells County | $-182 | $885 | $1,067 |
| 32 | Runnels County | $-183 | $894 | $1,077 |
| 33 | Briscoe County | $-191 | $692 | $883 |
| 34 | Kent County | $-213 | $856 | $1,069 |
| 35 | Hutchinson County | $-215 | $852 | $1,067 |
| 36 | Marion County | $-216 | $854 | $1,070 |
| 37 | Foard County | $-223 | $577 | $800 |
| 38 | Scurry County | $-233 | $913 | $1,146 |
| 39 | Crosby County | $-233 | $637 | $870 |
| 40 | Childress County | $-236 | $934 | $1,170 |
| 41 | McCulloch County | $-237 | $838 | $1,075 |
| 42 | Deaf Smith County | $-248 | $919 | $1,167 |
| 43 | Starr County | $-252 | $715 | $967 |
| 44 | Swisher County | $-252 | $729 | $981 |
| 45 | Fisher County | $-254 | $629 | $883 |
| 46 | Coleman County | $-255 | $714 | $969 |
| 47 | Donley County | $-259 | $686 | $945 |
| 48 | Hall County | $-261 | $610 | $871 |
| 49 | Oldham County | $-263 | $1,125 | $1,388 |
| 50 | Parmer County | $-263 | $1,015 | $1,278 |
| 51 | Winkler County | $-266 | $900 | $1,166 |
| 52 | Shelby County | $-269 | $832 | $1,101 |
| 53 | Trinity County | $-273 | $823 | $1,096 |
| 54 | Falls County | $-279 | $747 | $1,026 |
| 55 | Morris County | $-279 | $824 | $1,103 |
| 56 | Baylor County | $-292 | $685 | $977 |
| 57 | Hale County | $-292 | $798 | $1,090 |
| 58 | Martin County | $-295 | $1,175 | $1,470 |
| 59 | Menard County | $-297 | $810 | $1,107 |
| 60 | Dallam County | $-300 | $1,074 | $1,374 |
| 61 | Crane County | $-309 | $883 | $1,192 |
| 62 | Stephens County | $-311 | $802 | $1,113 |
| 63 | Calhoun County | $-321 | $1,121 | $1,442 |
| 64 | Ward County | $-321 | $939 | $1,260 |
| 65 | Cameron County | $-325 | $899 | $1,224 |
| 66 | Terry County | $-326 | $813 | $1,139 |
| 67 | Hockley County | $-338 | $813 | $1,151 |
| 68 | Bailey County | $-339 | $744 | $1,083 |
| 69 | Cottle County | $-341 | $323 | $664 |
| 70 | Potter County | $-344 | $989 | $1,333 |
| 71 | Hidalgo County | $-347 | $925 | $1,272 |
| 72 | Throckmorton County | $-350 | $548 | $898 |
| 73 | Tyler County | $-356 | $951 | $1,307 |
| 74 | Zapata County | $-356 | $569 | $925 |
| 75 | Red River County | $-364 | $902 | $1,266 |
| 76 | Angelina County | $-366 | $1,056 | $1,422 |
| 77 | Pecos County | $-369 | $973 | $1,342 |
| 78 | Live Oak County | $-370 | $949 | $1,319 |
| 79 | Andrews County | $-372 | $1,364 | $1,736 |
| 80 | Irion County | $-378 | $1,028 | $1,406 |
| 81 | Upton County | $-379 | $689 | $1,068 |
| 82 | Sterling County | $-381 | $968 | $1,349 |
| 83 | Eastland County | $-392 | $803 | $1,195 |
| 84 | Lynn County | $-392 | $933 | $1,325 |
| 85 | Zavala County | $-405 | $544 | $949 |
| 86 | Brooks County | $-407 | $487 | $894 |
| 87 | Hamilton County | $-408 | $847 | $1,255 |
| 88 | Howard County | $-413 | $993 | $1,406 |
| 89 | Karnes County | $-418 | $872 | $1,290 |
| 90 | Polk County | $-418 | $1,009 | $1,427 |
| 91 | Jasper County | $-421 | $790 | $1,211 |
| 92 | Sherman County | $-423 | $881 | $1,304 |
| 93 | Jim Hogg County | $-428 | $820 | $1,248 |
| 94 | Carson County | $-429 | $933 | $1,362 |
| 95 | Ochiltree County | $-435 | $905 | $1,340 |
| 96 | Floyd County | $-436 | $587 | $1,023 |
| 97 | Coke County | $-438 | $687 | $1,125 |
| 98 | Moore County | $-445 | $894 | $1,339 |
| 99 | Wichita County | $-446 | $972 | $1,418 |
| 100 | Uvalde County | $-451 | $966 | $1,417 |
| 101 | Cass County | $-452 | $821 | $1,273 |
| 102 | Lipscomb County | $-458 | $807 | $1,265 |
| 103 | Ector County | $-463 | $1,284 | $1,747 |
| 104 | Jefferson County | $-463 | $1,079 | $1,542 |
| 105 | Kleberg County | $-465 | $1,022 | $1,487 |
| 106 | San Patricio County | $-465 | $1,239 | $1,704 |
| 107 | Navarro County | $-472 | $1,039 | $1,511 |
| 108 | Collingsworth County | $-479 | $619 | $1,098 |
| 109 | Callahan County | $-483 | $881 | $1,364 |
| 110 | Mitchell County | $-487 | $481 | $968 |
| 111 | Atascosa County | $-494 | $997 | $1,491 |
| 112 | Val Verde County | $-507 | $956 | $1,463 |
| 113 | Orange County | $-510 | $1,018 | $1,528 |
| 114 | Sabine County | $-515 | $738 | $1,253 |
| 115 | Liberty County | $-520 | $1,038 | $1,558 |
| 116 | Nacogdoches County | $-522 | $923 | $1,445 |
| 117 | Matagorda County | $-522 | $998 | $1,520 |
| 118 | Brown County | $-523 | $887 | $1,410 |
| 119 | Rusk County | $-525 | $997 | $1,522 |
| 120 | Schleicher County | $-525 | $627 | $1,152 |
| 121 | Delta County | $-527 | $857 | $1,384 |
| 122 | Comanche County | $-534 | $823 | $1,357 |
| 123 | Panola County | $-539 | $810 | $1,349 |
| 124 | Palo Pinto County | $-540 | $1,024 | $1,564 |
| 125 | Coryell County | $-543 | $1,120 | $1,663 |
| 126 | Houston County | $-548 | $873 | $1,421 |
| 127 | DeWitt County | $-549 | $955 | $1,504 |
| 128 | Bowie County | $-553 | $966 | $1,519 |
| 129 | Hansford County | $-555 | $770 | $1,325 |
| 130 | Anderson County | $-562 | $1,006 | $1,568 |
| 131 | Upshur County | $-572 | $1,015 | $1,587 |
| 132 | Madison County | $-572 | $832 | $1,404 |
| 133 | Jackson County | $-584 | $1,011 | $1,595 |
| 134 | San Saba County | $-589 | $894 | $1,483 |
| 135 | Sutton County | $-594 | $770 | $1,364 |
| 136 | Hill County | $-595 | $929 | $1,524 |
| 137 | Milam County | $-597 | $948 | $1,545 |
| 138 | Tom Green County | $-603 | $1,125 | $1,728 |
| 139 | Limestone County | $-615 | $835 | $1,450 |
| 140 | Cherokee County | $-619 | $880 | $1,499 |
| 141 | Nueces County | $-621 | $1,224 | $1,845 |
| 142 | Gregg County | $-629 | $1,072 | $1,701 |
| 143 | El Paso County | $-631 | $1,045 | $1,676 |
| 144 | Harrison County | $-634 | $977 | $1,611 |
| 145 | Jeff Davis County | $-637 | $1,314 | $1,951 |
| 146 | San Jacinto County | $-649 | $1,018 | $1,667 |
| 147 | Crockett County | $-653 | $585 | $1,238 |
| 148 | Gonzales County | $-653 | $837 | $1,490 |
| 149 | Taylor County | $-654 | $1,111 | $1,765 |
| 150 | Jack County | $-657 | $968 | $1,625 |
| 151 | Titus County | $-662 | $817 | $1,479 |
| 152 | Freestone County | $-664 | $844 | $1,508 |
| 153 | Maverick County | $-664 | $789 | $1,453 |
| 154 | Burleson County | $-673 | $909 | $1,582 |
| 155 | Lamar County | $-683 | $897 | $1,580 |
| 156 | Victoria County | $-686 | $1,151 | $1,837 |
| 157 | Young County | $-690 | $849 | $1,539 |
| 158 | Hopkins County | $-697 | $1,038 | $1,735 |
| 159 | Hardin County | $-698 | $1,011 | $1,709 |
| 160 | Clay County | $-702 | $825 | $1,527 |
| 161 | Camp County | $-703 | $774 | $1,477 |
| 162 | Reagan County | $-707 | $806 | $1,513 |
| 163 | Yoakum County | $-711 | $931 | $1,642 |
| 164 | Henderson County | $-715 | $978 | $1,693 |
| 165 | Armstrong County | $-724 | $1,010 | $1,734 |
| 166 | Hunt County | $-727 | $1,184 | $1,911 |
| 167 | Montague County | $-729 | $957 | $1,686 |
| 168 | Bosque County | $-732 | $926 | $1,658 |
| 169 | Lubbock County | $-732 | $1,134 | $1,866 |
| 170 | Wharton County | $-734 | $986 | $1,720 |
| 171 | Colorado County | $-742 | $1,002 | $1,744 |
| 172 | Webb County | $-744 | $997 | $1,741 |
| 173 | Leon County | $-768 | $798 | $1,566 |
| 174 | Van Zandt County | $-779 | $1,010 | $1,789 |
| 175 | Robertson County | $-781 | $773 | $1,554 |
| 176 | Smith County | $-783 | $1,197 | $1,980 |
| 177 | Presidio County | $-801 | $445 | $1,246 |
| 178 | Caldwell County | $-810 | $1,145 | $1,955 |
| 179 | Kimble County | $-811 | $795 | $1,606 |
| 180 | Roberts County | $-829 | $769 | $1,598 |
| 181 | Archer County | $-867 | $766 | $1,633 |
| 182 | Bell County | $-869 | $1,168 | $2,037 |
| 183 | Walker County | $-869 | $986 | $1,855 |
| 184 | Grayson County | $-870 | $1,178 | $2,048 |
| 185 | Wood County | $-876 | $851 | $1,727 |
| 186 | Hartley County | $-893 | $1,023 | $1,916 |
| 187 | Medina County | $-895 | $1,091 | $1,986 |
| 188 | Fannin County | $-903 | $994 | $1,897 |
| 189 | Johnson County | $-910 | $1,343 | $2,253 |
| 190 | McLennan County | $-913 | $1,106 | $2,019 |
| 191 | Franklin County | $-913 | $948 | $1,861 |
| 192 | Cooke County | $-922 | $1,088 | $2,010 |
| 193 | Goliad County | $-925 | $724 | $1,649 |
| 194 | Gaines County | $-947 | $788 | $1,735 |
| 195 | Chambers County | $-949 | $1,548 | $2,497 |
| 196 | Hemphill County | $-973 | $946 | $1,919 |
| 197 | Randall County | $-977 | $1,119 | $2,096 |
| 198 | Bexar County | $-989 | $1,290 | $2,279 |
| 199 | Harris County | $-1,001 | $1,349 | $2,350 |
| 200 | Aransas County | $-1,008 | $1,052 | $2,060 |
| 201 | Rains County | $-1,011 | $895 | $1,906 |
| 202 | Grimes County | $-1,012 | $985 | $1,997 |
| 203 | Hood County | $-1,020 | $1,414 | $2,434 |
| 204 | Mills County | $-1,044 | $713 | $1,757 |
| 205 | Lavaca County | $-1,049 | $879 | $1,928 |
| 206 | Dallas County | $-1,061 | $1,469 | $2,530 |
| 207 | Erath County | $-1,066 | $1,134 | $2,200 |
| 208 | Bastrop County | $-1,081 | $1,342 | $2,423 |
| 209 | Lee County | $-1,083 | $1,050 | $2,133 |
| 210 | Guadalupe County | $-1,113 | $1,439 | $2,552 |
| 211 | Brazoria County | $-1,126 | $1,410 | $2,536 |
| 212 | Lampasas County | $-1,143 | $961 | $2,104 |
| 213 | Bandera County | $-1,147 | $998 | $2,145 |
| 214 | Shackelford County | $-1,156 | $485 | $1,641 |
| 215 | Midland County | $-1,169 | $1,383 | $2,552 |
| 216 | Brewster County | $-1,170 | $768 | $1,938 |
| 217 | Wise County | $-1,172 | $1,239 | $2,411 |
| 218 | Galveston County | $-1,182 | $1,360 | $2,542 |
| 219 | Tarrant County | $-1,239 | $1,447 | $2,686 |
| 220 | Kaufman County | $-1,241 | $1,408 | $2,649 |
| 221 | Somervell County | $-1,252 | $927 | $2,179 |
| 222 | Washington County | $-1,256 | $1,091 | $2,347 |
| 223 | Ellis County | $-1,260 | $1,449 | $2,709 |
| 224 | Austin County | $-1,271 | $1,111 | $2,382 |
| 225 | Burnet County | $-1,331 | $1,324 | $2,655 |
| 226 | Waller County | $-1,358 | $1,210 | $2,568 |
| 227 | Kerr County | $-1,371 | $1,079 | $2,450 |
| 228 | Brazos County | $-1,375 | $1,160 | $2,535 |
| 229 | Montgomery County | $-1,377 | $1,471 | $2,848 |
| 230 | Fayette County | $-1,413 | $909 | $2,322 |
| 231 | Wilson County | $-1,440 | $1,069 | $2,509 |
| 232 | Fort Bend County | $-1,446 | $1,770 | $3,216 |
| 233 | Rockwall County | $-1,509 | $1,899 | $3,408 |
| 234 | Mason County | $-1,554 | $751 | $2,305 |
| 235 | Parker County | $-1,565 | $1,440 | $3,005 |
| 236 | Llano County | $-1,665 | $995 | $2,660 |
| 237 | Hays County | $-1,898 | $1,417 | $3,315 |
| 238 | Comal County | $-1,909 | $1,460 | $3,369 |
| 239 | Denton County | $-1,935 | $1,642 | $3,577 |
| 240 | Williamson County | $-1,945 | $1,720 | $3,665 |
| 241 | Collin County | $-2,128 | $1,792 | $3,920 |
| 242 | Gillespie County | $-2,232 | $1,331 | $3,563 |
| 243 | Blanco County | $-2,374 | $920 | $3,294 |
| 244 | Kendall County | $-2,504 | $1,576 | $4,080 |
| 245 | Travis County | $-2,529 | $1,669 | $4,198 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Counties Where Owning Costs Less Than Renting across all 3,133 US counties · Every county in Texas