Ranked from ACS 2023 5-Year
Counties Where Owning Costs Less Than Renting in Tennessee
Counties where the full monthly cost of owning the median home comes in below median rent, even after tax, insurance, utilities and maintenance. These are the places where buying is cheapest relative to the local rental market.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Tennessee ranked
| # | County | Monthly saved by owning | Median rent | Monthly to own |
|---|---|---|---|---|
| 1 | Hardeman County | $-242 | $818 | $1,060 |
| 2 | Perry County | $-284 | $747 | $1,031 |
| 3 | Benton County | $-312 | $788 | $1,100 |
| 4 | Obion County | $-323 | $770 | $1,093 |
| 5 | Crockett County | $-328 | $854 | $1,182 |
| 6 | Carroll County | $-342 | $757 | $1,099 |
| 7 | Scott County | $-357 | $691 | $1,048 |
| 8 | Haywood County | $-361 | $725 | $1,086 |
| 9 | Jackson County | $-369 | $804 | $1,173 |
| 10 | Lauderdale County | $-370 | $729 | $1,099 |
| 11 | Weakley County | $-426 | $760 | $1,186 |
| 12 | Grundy County | $-430 | $723 | $1,153 |
| 13 | Decatur County | $-447 | $716 | $1,163 |
| 14 | Cocke County | $-450 | $787 | $1,237 |
| 15 | Hancock County | $-457 | $592 | $1,049 |
| 16 | Madison County | $-498 | $1,076 | $1,574 |
| 17 | Wayne County | $-499 | $619 | $1,118 |
| 18 | Henry County | $-501 | $741 | $1,242 |
| 19 | Gibson County | $-501 | $797 | $1,298 |
| 20 | Morgan County | $-503 | $742 | $1,245 |
| 21 | Henderson County | $-504 | $812 | $1,316 |
| 22 | Polk County | $-522 | $668 | $1,190 |
| 23 | Lake County | $-523 | $472 | $995 |
| 24 | Claiborne County | $-527 | $736 | $1,263 |
| 25 | Hardin County | $-527 | $770 | $1,297 |
| 26 | Van Buren County | $-554 | $705 | $1,259 |
| 27 | McNairy County | $-565 | $706 | $1,271 |
| 28 | Overton County | $-582 | $833 | $1,415 |
| 29 | Pickett County | $-591 | $755 | $1,346 |
| 30 | Bledsoe County | $-594 | $779 | $1,373 |
| 31 | Carter County | $-594 | $738 | $1,332 |
| 32 | Marion County | $-595 | $840 | $1,435 |
| 33 | Lewis County | $-598 | $735 | $1,333 |
| 34 | Dyer County | $-598 | $760 | $1,358 |
| 35 | Houston County | $-603 | $685 | $1,288 |
| 36 | Chester County | $-605 | $714 | $1,319 |
| 37 | Clay County | $-653 | $546 | $1,199 |
| 38 | Fentress County | $-656 | $614 | $1,270 |
| 39 | Hawkins County | $-661 | $744 | $1,405 |
| 40 | Warren County | $-662 | $775 | $1,437 |
| 41 | Meigs County | $-665 | $845 | $1,510 |
| 42 | Union County | $-665 | $849 | $1,514 |
| 43 | Stewart County | $-673 | $837 | $1,510 |
| 44 | Rhea County | $-676 | $796 | $1,472 |
| 45 | Campbell County | $-683 | $715 | $1,398 |
| 46 | Humphreys County | $-703 | $830 | $1,533 |
| 47 | Hamblen County | $-705 | $838 | $1,543 |
| 48 | Hickman County | $-706 | $877 | $1,583 |
| 49 | Grainger County | $-707 | $726 | $1,433 |
| 50 | White County | $-710 | $838 | $1,548 |
| 51 | Lawrence County | $-733 | $736 | $1,469 |
| 52 | Sullivan County | $-735 | $850 | $1,585 |
| 53 | McMinn County | $-748 | $792 | $1,540 |
| 54 | Unicoi County | $-750 | $665 | $1,415 |
| 55 | Tipton County | $-767 | $1,007 | $1,774 |
| 56 | Shelby County | $-768 | $1,170 | $1,938 |
| 57 | Montgomery County | $-783 | $1,219 | $2,002 |
| 58 | Anderson County | $-800 | $960 | $1,760 |
| 59 | Johnson County | $-800 | $639 | $1,439 |
| 60 | Greene County | $-809 | $713 | $1,522 |
| 61 | Jefferson County | $-813 | $880 | $1,693 |
| 62 | Giles County | $-815 | $836 | $1,651 |
| 63 | DeKalb County | $-878 | $773 | $1,651 |
| 64 | Macon County | $-885 | $805 | $1,690 |
| 65 | Bradley County | $-887 | $959 | $1,846 |
| 66 | Franklin County | $-887 | $863 | $1,750 |
| 67 | Sequatchie County | $-902 | $842 | $1,744 |
| 68 | Lincoln County | $-905 | $782 | $1,687 |
| 69 | Washington County | $-909 | $951 | $1,860 |
| 70 | Smith County | $-916 | $877 | $1,793 |
| 71 | Monroe County | $-918 | $699 | $1,617 |
| 72 | Coffee County | $-955 | $885 | $1,840 |
| 73 | Roane County | $-957 | $767 | $1,724 |
| 74 | Cumberland County | $-959 | $829 | $1,788 |
| 75 | Sevier County | $-992 | $1,013 | $2,005 |
| 76 | Cheatham County | $-997 | $1,274 | $2,271 |
| 77 | Knox County | $-1,001 | $1,180 | $2,181 |
| 78 | Marshall County | $-1,036 | $924 | $1,960 |
| 79 | Cannon County | $-1,037 | $781 | $1,818 |
| 80 | Hamilton County | $-1,080 | $1,163 | $2,243 |
| 81 | Putnam County | $-1,080 | $881 | $1,961 |
| 82 | Bedford County | $-1,098 | $917 | $2,015 |
| 83 | Blount County | $-1,117 | $1,042 | $2,159 |
| 84 | Robertson County | $-1,135 | $1,176 | $2,311 |
| 85 | Dickson County | $-1,166 | $972 | $2,138 |
| 86 | Maury County | $-1,170 | $1,206 | $2,376 |
| 87 | Rutherford County | $-1,251 | $1,405 | $2,656 |
| 88 | Loudon County | $-1,257 | $995 | $2,252 |
| 89 | Moore County | $-1,294 | $746 | $2,040 |
| 90 | Trousdale County | $-1,394 | $805 | $2,199 |
| 91 | Sumner County | $-1,449 | $1,339 | $2,788 |
| 92 | Davidson County | $-1,489 | $1,485 | $2,974 |
| 93 | Fayette County | $-1,518 | $883 | $2,401 |
| 94 | Wilson County | $-1,619 | $1,370 | $2,989 |
| 95 | Williamson County | $-3,014 | $1,895 | $4,909 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Counties Where Owning Costs Less Than Renting across all 3,133 US counties · Every county in Tennessee