Ranked from ACS 2023 5-Year
Counties Where Owning Costs Less Than Renting in Pennsylvania
Counties where the full monthly cost of owning the median home comes in below median rent, even after tax, insurance, utilities and maintenance. These are the places where buying is cheapest relative to the local rental market.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Pennsylvania ranked
| # | County | Monthly saved by owning | Median rent | Monthly to own |
|---|---|---|---|---|
| 1 | Cameron County | $-243 | $699 | $942 |
| 2 | McKean County | $-253 | $769 | $1,022 |
| 3 | Forest County | $-262 | $808 | $1,070 |
| 4 | Venango County | $-342 | $774 | $1,116 |
| 5 | Cambria County | $-390 | $733 | $1,123 |
| 6 | Clearfield County | $-395 | $788 | $1,183 |
| 7 | Warren County | $-423 | $756 | $1,179 |
| 8 | Fayette County | $-426 | $771 | $1,197 |
| 9 | Jefferson County | $-441 | $746 | $1,187 |
| 10 | Somerset County | $-467 | $749 | $1,216 |
| 11 | Schuylkill County | $-496 | $842 | $1,338 |
| 12 | Elk County | $-503 | $720 | $1,223 |
| 13 | Lawrence County | $-522 | $778 | $1,300 |
| 14 | Crawford County | $-553 | $800 | $1,353 |
| 15 | Blair County | $-554 | $854 | $1,408 |
| 16 | Luzerne County | $-562 | $958 | $1,520 |
| 17 | Mifflin County | $-569 | $792 | $1,361 |
| 18 | Clarion County | $-573 | $785 | $1,358 |
| 19 | Armstrong County | $-577 | $802 | $1,379 |
| 20 | Potter County | $-585 | $767 | $1,352 |
| 21 | Indiana County | $-595 | $786 | $1,381 |
| 22 | Philadelphia County | $-597 | $1,323 | $1,920 |
| 23 | Mercer County | $-599 | $808 | $1,407 |
| 24 | Greene County | $-600 | $754 | $1,354 |
| 25 | Northumberland County | $-603 | $777 | $1,380 |
| 26 | Erie County | $-702 | $876 | $1,578 |
| 27 | Tioga County | $-715 | $850 | $1,565 |
| 28 | Bedford County | $-716 | $771 | $1,487 |
| 29 | Bradford County | $-739 | $868 | $1,607 |
| 30 | Lackawanna County | $-750 | $973 | $1,723 |
| 31 | Huntingdon County | $-761 | $795 | $1,556 |
| 32 | Clinton County | $-766 | $815 | $1,581 |
| 33 | Carbon County | $-773 | $975 | $1,748 |
| 34 | Pike County | $-787 | $1,383 | $2,170 |
| 35 | Dauphin County | $-803 | $1,153 | $1,956 |
| 36 | Beaver County | $-808 | $867 | $1,675 |
| 37 | Columbia County | $-826 | $904 | $1,730 |
| 38 | Allegheny County | $-828 | $1,111 | $1,939 |
| 39 | Monroe County | $-837 | $1,347 | $2,184 |
| 40 | Sullivan County | $-840 | $781 | $1,621 |
| 41 | Lycoming County | $-852 | $887 | $1,739 |
| 42 | Westmoreland County | $-865 | $843 | $1,708 |
| 43 | Susquehanna County | $-875 | $913 | $1,788 |
| 44 | Snyder County | $-893 | $890 | $1,783 |
| 45 | Lebanon County | $-902 | $1,087 | $1,989 |
| 46 | Wyoming County | $-916 | $897 | $1,813 |
| 47 | Franklin County | $-931 | $1,071 | $2,002 |
| 48 | York County | $-953 | $1,150 | $2,103 |
| 49 | Montour County | $-958 | $1,057 | $2,015 |
| 50 | Washington County | $-962 | $922 | $1,884 |
| 51 | Union County | $-974 | $944 | $1,918 |
| 52 | Fulton County | $-981 | $781 | $1,762 |
| 53 | Wayne County | $-991 | $979 | $1,970 |
| 54 | Berks County | $-1,015 | $1,143 | $2,158 |
| 55 | Cumberland County | $-1,030 | $1,184 | $2,214 |
| 56 | Juniata County | $-1,038 | $730 | $1,768 |
| 57 | Perry County | $-1,088 | $838 | $1,926 |
| 58 | Lehigh County | $-1,098 | $1,326 | $2,424 |
| 59 | Lancaster County | $-1,103 | $1,289 | $2,392 |
| 60 | Adams County | $-1,125 | $1,084 | $2,209 |
| 61 | Northampton County | $-1,157 | $1,335 | $2,492 |
| 62 | Butler County | $-1,266 | $1,018 | $2,284 |
| 63 | Centre County | $-1,342 | $1,181 | $2,523 |
| 64 | Delaware County | $-1,398 | $1,315 | $2,713 |
| 65 | Montgomery County | $-1,782 | $1,612 | $3,394 |
| 66 | Bucks County | $-1,938 | $1,537 | $3,475 |
| 67 | Chester County | $-2,075 | $1,691 | $3,766 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Counties Where Owning Costs Less Than Renting across all 3,133 US counties · Every county in Pennsylvania