Ranked from ACS 2023 5-Year
Counties Where Owning Costs Less Than Renting in Massachusetts
Counties where the full monthly cost of owning the median home comes in below median rent, even after tax, insurance, utilities and maintenance. These are the places where buying is cheapest relative to the local rental market.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Massachusetts ranked
| # | County | Monthly saved by owning | Median rent | Monthly to own |
|---|---|---|---|---|
| 1 | Hampden County | $-1,274 | $1,105 | $2,379 |
| 2 | Berkshire County | $-1,349 | $1,042 | $2,391 |
| 3 | Franklin County | $-1,407 | $1,169 | $2,576 |
| 4 | Hampshire County | $-1,690 | $1,332 | $3,022 |
| 5 | Worcester County | $-1,841 | $1,347 | $3,188 |
| 6 | Bristol County | $-2,164 | $1,181 | $3,345 |
| 7 | Plymouth County | $-2,414 | $1,655 | $4,069 |
| 8 | Barnstable County | $-2,690 | $1,596 | $4,286 |
| 9 | Essex County | $-2,846 | $1,673 | $4,519 |
| 10 | Suffolk County | $-2,928 | $2,069 | $4,997 |
| 11 | Norfolk County | $-2,935 | $2,072 | $5,007 |
| 12 | Middlesex County | $-3,138 | $2,126 | $5,264 |
| 13 | Dukes County | $-6,429 | $1,371 | $7,800 |
| 14 | Nantucket County | $-7,339 | $2,070 | $9,409 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Counties Where Owning Costs Less Than Renting across all 3,133 US counties · Every county in Massachusetts