Ranked from ACS 2023 5-Year
Counties Where Owning Costs Less Than Renting in Kentucky
Counties where the full monthly cost of owning the median home comes in below median rent, even after tax, insurance, utilities and maintenance. These are the places where buying is cheapest relative to the local rental market.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Kentucky ranked
| # | County | Monthly saved by owning | Median rent | Monthly to own |
|---|---|---|---|---|
| 1 | Knott County | $-26 | $731 | $757 |
| 2 | Lewis County | $-79 | $757 | $836 |
| 3 | Perry County | $-80 | $795 | $875 |
| 4 | Letcher County | $-89 | $651 | $740 |
| 5 | Harlan County | $-111 | $651 | $762 |
| 6 | Breathitt County | $-127 | $543 | $670 |
| 7 | Pike County | $-137 | $837 | $974 |
| 8 | Livingston County | $-140 | $912 | $1,052 |
| 9 | Clay County | $-149 | $698 | $847 |
| 10 | Webster County | $-172 | $774 | $946 |
| 11 | Hickman County | $-177 | $717 | $894 |
| 12 | Floyd County | $-183 | $713 | $896 |
| 13 | Wolfe County | $-183 | $507 | $690 |
| 14 | McCreary County | $-187 | $588 | $775 |
| 15 | Carlisle County | $-196 | $792 | $988 |
| 16 | Bell County | $-203 | $617 | $820 |
| 17 | Magoffin County | $-225 | $633 | $858 |
| 18 | Union County | $-227 | $787 | $1,014 |
| 19 | Lee County | $-227 | $593 | $820 |
| 20 | Jackson County | $-228 | $758 | $986 |
| 21 | Leslie County | $-233 | $520 | $753 |
| 22 | Fulton County | $-241 | $542 | $783 |
| 23 | Owsley County | $-244 | $551 | $795 |
| 24 | Ohio County | $-256 | $774 | $1,030 |
| 25 | Lawrence County | $-269 | $729 | $998 |
| 26 | Butler County | $-281 | $688 | $969 |
| 27 | Caldwell County | $-298 | $724 | $1,022 |
| 28 | Christian County | $-302 | $999 | $1,301 |
| 29 | Carroll County | $-311 | $853 | $1,164 |
| 30 | Morgan County | $-319 | $670 | $989 |
| 31 | Boyd County | $-322 | $839 | $1,161 |
| 32 | Hopkins County | $-322 | $841 | $1,163 |
| 33 | Bracken County | $-335 | $748 | $1,083 |
| 34 | Estill County | $-338 | $689 | $1,027 |
| 35 | Ballard County | $-366 | $826 | $1,192 |
| 36 | Whitley County | $-366 | $720 | $1,086 |
| 37 | Menifee County | $-372 | $634 | $1,006 |
| 38 | Fleming County | $-376 | $677 | $1,053 |
| 39 | Knox County | $-380 | $631 | $1,011 |
| 40 | Rockcastle County | $-381 | $678 | $1,059 |
| 41 | Muhlenberg County | $-383 | $712 | $1,095 |
| 42 | Greenup County | $-389 | $836 | $1,225 |
| 43 | Martin County | $-395 | $441 | $836 |
| 44 | Clinton County | $-399 | $629 | $1,028 |
| 45 | Carter County | $-408 | $701 | $1,109 |
| 46 | Metcalfe County | $-416 | $549 | $965 |
| 47 | Nicholas County | $-416 | $654 | $1,070 |
| 48 | Adair County | $-417 | $775 | $1,192 |
| 49 | Wayne County | $-420 | $666 | $1,086 |
| 50 | Johnson County | $-421 | $698 | $1,119 |
| 51 | Crittenden County | $-424 | $618 | $1,042 |
| 52 | Bath County | $-430 | $600 | $1,030 |
| 53 | Hart County | $-433 | $692 | $1,125 |
| 54 | Monroe County | $-437 | $629 | $1,066 |
| 55 | Laurel County | $-454 | $789 | $1,243 |
| 56 | Edmonson County | $-455 | $739 | $1,194 |
| 57 | Green County | $-460 | $612 | $1,072 |
| 58 | Hancock County | $-460 | $752 | $1,212 |
| 59 | Powell County | $-492 | $743 | $1,235 |
| 60 | Elliott County | $-494 | $427 | $921 |
| 61 | Todd County | $-498 | $841 | $1,339 |
| 62 | Lincoln County | $-501 | $730 | $1,231 |
| 63 | Breckinridge County | $-501 | $730 | $1,231 |
| 64 | Graves County | $-508 | $713 | $1,221 |
| 65 | Pulaski County | $-509 | $835 | $1,344 |
| 66 | Rowan County | $-514 | $815 | $1,329 |
| 67 | Trimble County | $-532 | $935 | $1,467 |
| 68 | Casey County | $-544 | $645 | $1,189 |
| 69 | Robertson County | $-565 | $543 | $1,108 |
| 70 | Cumberland County | $-586 | $553 | $1,139 |
| 71 | Logan County | $-587 | $719 | $1,306 |
| 72 | Pendleton County | $-593 | $800 | $1,393 |
| 73 | Gallatin County | $-603 | $858 | $1,461 |
| 74 | Montgomery County | $-616 | $796 | $1,412 |
| 75 | Simpson County | $-616 | $1,011 | $1,627 |
| 76 | Russell County | $-618 | $660 | $1,278 |
| 77 | Mason County | $-627 | $724 | $1,351 |
| 78 | Marion County | $-638 | $731 | $1,369 |
| 79 | Owen County | $-645 | $775 | $1,420 |
| 80 | Barren County | $-647 | $784 | $1,431 |
| 81 | Henderson County | $-650 | $794 | $1,444 |
| 82 | Meade County | $-658 | $976 | $1,634 |
| 83 | McLean County | $-668 | $602 | $1,270 |
| 84 | Larue County | $-679 | $816 | $1,495 |
| 85 | Henry County | $-680 | $871 | $1,551 |
| 86 | Daviess County | $-684 | $906 | $1,590 |
| 87 | McCracken County | $-688 | $861 | $1,549 |
| 88 | Calloway County | $-700 | $828 | $1,528 |
| 89 | Grayson County | $-707 | $653 | $1,360 |
| 90 | Marshall County | $-707 | $773 | $1,480 |
| 91 | Grant County | $-712 | $855 | $1,567 |
| 92 | Taylor County | $-716 | $691 | $1,407 |
| 93 | Lyon County | $-718 | $809 | $1,527 |
| 94 | Allen County | $-724 | $750 | $1,474 |
| 95 | Franklin County | $-737 | $946 | $1,683 |
| 96 | Washington County | $-744 | $696 | $1,440 |
| 97 | Hardin County | $-766 | $947 | $1,713 |
| 98 | Clark County | $-776 | $883 | $1,659 |
| 99 | Garrard County | $-783 | $793 | $1,576 |
| 100 | Trigg County | $-785 | $802 | $1,587 |
| 101 | Mercer County | $-811 | $802 | $1,613 |
| 102 | Harrison County | $-830 | $755 | $1,585 |
| 103 | Boone County | $-845 | $1,253 | $2,098 |
| 104 | Jefferson County | $-873 | $1,097 | $1,970 |
| 105 | Kenton County | $-909 | $1,018 | $1,927 |
| 106 | Anderson County | $-912 | $870 | $1,782 |
| 107 | Campbell County | $-912 | $1,079 | $1,991 |
| 108 | Boyle County | $-929 | $770 | $1,699 |
| 109 | Nelson County | $-930 | $932 | $1,862 |
| 110 | Scott County | $-951 | $1,181 | $2,132 |
| 111 | Bullitt County | $-971 | $973 | $1,944 |
| 112 | Madison County | $-976 | $851 | $1,827 |
| 113 | Warren County | $-1,004 | $963 | $1,967 |
| 114 | Bourbon County | $-1,015 | $745 | $1,760 |
| 115 | Jessamine County | $-1,018 | $994 | $2,012 |
| 116 | Fayette County | $-1,136 | $1,101 | $2,237 |
| 117 | Woodford County | $-1,191 | $1,000 | $2,191 |
| 118 | Shelby County | $-1,261 | $998 | $2,259 |
| 119 | Spencer County | $-1,428 | $954 | $2,382 |
| 120 | Oldham County | $-1,870 | $1,142 | $3,012 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Counties Where Owning Costs Less Than Renting across all 3,133 US counties · Every county in Kentucky