Ranked from ACS 2023 5-Year
Counties Where Owning Costs Less Than Renting in Illinois
Counties where the full monthly cost of owning the median home comes in below median rent, even after tax, insurance, utilities and maintenance. These are the places where buying is cheapest relative to the local rental market.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Illinois ranked
| # | County | Monthly saved by owning | Median rent | Monthly to own |
|---|---|---|---|---|
| 1 | Lawrence County | $-114 | $810 | $924 |
| 2 | Franklin County | $-116 | $771 | $887 |
| 3 | Alexander County | $-127 | $540 | $667 |
| 4 | Vermilion County | $-148 | $802 | $950 |
| 5 | Greene County | $-151 | $800 | $951 |
| 6 | Pulaski County | $-164 | $625 | $789 |
| 7 | Henderson County | $-176 | $834 | $1,010 |
| 8 | Edgar County | $-195 | $757 | $952 |
| 9 | Edwards County | $-214 | $746 | $960 |
| 10 | Saline County | $-220 | $711 | $931 |
| 11 | Schuyler County | $-224 | $836 | $1,060 |
| 12 | Marion County | $-230 | $771 | $1,001 |
| 13 | Wabash County | $-237 | $774 | $1,011 |
| 14 | Clay County | $-238 | $709 | $947 |
| 15 | Fulton County | $-248 | $808 | $1,056 |
| 16 | Stark County | $-257 | $765 | $1,022 |
| 17 | White County | $-268 | $706 | $974 |
| 18 | Cass County | $-272 | $723 | $995 |
| 19 | Richland County | $-282 | $754 | $1,036 |
| 20 | Jefferson County | $-285 | $862 | $1,147 |
| 21 | Montgomery County | $-303 | $715 | $1,018 |
| 22 | Scott County | $-317 | $669 | $986 |
| 23 | Perry County | $-323 | $714 | $1,037 |
| 24 | Hancock County | $-326 | $755 | $1,081 |
| 25 | Mason County | $-327 | $760 | $1,087 |
| 26 | Pike County | $-329 | $659 | $988 |
| 27 | Massac County | $-330 | $793 | $1,123 |
| 28 | Warren County | $-332 | $694 | $1,026 |
| 29 | Crawford County | $-334 | $761 | $1,095 |
| 30 | Knox County | $-335 | $725 | $1,060 |
| 31 | McDonough County | $-337 | $730 | $1,067 |
| 32 | Ford County | $-344 | $836 | $1,180 |
| 33 | De Witt County | $-351 | $857 | $1,208 |
| 34 | Clark County | $-354 | $828 | $1,182 |
| 35 | Carroll County | $-354 | $784 | $1,138 |
| 36 | Fayette County | $-359 | $740 | $1,099 |
| 37 | Gallatin County | $-363 | $500 | $863 |
| 38 | Christian County | $-366 | $729 | $1,095 |
| 39 | Bureau County | $-373 | $838 | $1,211 |
| 40 | Cumberland County | $-390 | $756 | $1,146 |
| 41 | Macoupin County | $-406 | $789 | $1,195 |
| 42 | Coles County | $-416 | $793 | $1,209 |
| 43 | Logan County | $-416 | $804 | $1,220 |
| 44 | Macon County | $-417 | $797 | $1,214 |
| 45 | Moultrie County | $-419 | $773 | $1,192 |
| 46 | Wayne County | $-426 | $632 | $1,058 |
| 47 | Iroquois County | $-435 | $793 | $1,228 |
| 48 | Jasper County | $-437 | $766 | $1,203 |
| 49 | Whiteside County | $-442 | $808 | $1,250 |
| 50 | Livingston County | $-448 | $855 | $1,303 |
| 51 | Shelby County | $-458 | $762 | $1,220 |
| 52 | Williamson County | $-467 | $897 | $1,364 |
| 53 | Hamilton County | $-472 | $566 | $1,038 |
| 54 | Jackson County | $-474 | $746 | $1,220 |
| 55 | Randolph County | $-478 | $760 | $1,238 |
| 56 | Douglas County | $-535 | $818 | $1,353 |
| 57 | Stephenson County | $-536 | $764 | $1,300 |
| 58 | Morgan County | $-538 | $710 | $1,248 |
| 59 | Peoria County | $-542 | $946 | $1,488 |
| 60 | Hardin County | $-551 | $342 | $893 |
| 61 | Winnebago County | $-554 | $986 | $1,540 |
| 62 | Bond County | $-557 | $735 | $1,292 |
| 63 | Henry County | $-558 | $837 | $1,395 |
| 64 | Union County | $-562 | $658 | $1,220 |
| 65 | Marshall County | $-567 | $767 | $1,334 |
| 66 | Rock Island County | $-569 | $863 | $1,432 |
| 67 | St. Clair County | $-572 | $1,032 | $1,604 |
| 68 | Mercer County | $-584 | $757 | $1,341 |
| 69 | Brown County | $-585 | $724 | $1,309 |
| 70 | LaSalle County | $-590 | $906 | $1,496 |
| 71 | Madison County | $-604 | $969 | $1,573 |
| 72 | Adams County | $-604 | $826 | $1,430 |
| 73 | Lee County | $-614 | $853 | $1,467 |
| 74 | Washington County | $-639 | $776 | $1,415 |
| 75 | Piatt County | $-641 | $950 | $1,591 |
| 76 | Sangamon County | $-646 | $954 | $1,600 |
| 77 | Tazewell County | $-673 | $898 | $1,571 |
| 78 | Kankakee County | $-689 | $1,075 | $1,764 |
| 79 | Johnson County | $-703 | $634 | $1,337 |
| 80 | Putnam County | $-721 | $804 | $1,525 |
| 81 | Clinton County | $-732 | $934 | $1,666 |
| 82 | Jersey County | $-762 | $794 | $1,556 |
| 83 | Ogle County | $-820 | $901 | $1,721 |
| 84 | Menard County | $-843 | $780 | $1,623 |
| 85 | Boone County | $-869 | $1,011 | $1,880 |
| 86 | Effingham County | $-873 | $734 | $1,607 |
| 87 | Champaign County | $-883 | $1,018 | $1,901 |
| 88 | McLean County | $-886 | $992 | $1,878 |
| 89 | Woodford County | $-918 | $907 | $1,825 |
| 90 | Jo Daviess County | $-961 | $795 | $1,756 |
| 91 | Pope County | $-989 | $438 | $1,427 |
| 92 | Kendall County | $-1,030 | $1,763 | $2,793 |
| 93 | Calhoun County | $-1,078 | $479 | $1,557 |
| 94 | DeKalb County | $-1,173 | $1,041 | $2,214 |
| 95 | Grundy County | $-1,204 | $1,137 | $2,341 |
| 96 | McHenry County | $-1,322 | $1,358 | $2,680 |
| 97 | Monroe County | $-1,325 | $996 | $2,321 |
| 98 | Will County | $-1,327 | $1,413 | $2,740 |
| 99 | Cook County | $-1,328 | $1,381 | $2,709 |
| 100 | Kane County | $-1,388 | $1,404 | $2,792 |
| 101 | Lake County | $-1,639 | $1,434 | $3,073 |
| 102 | DuPage County | $-1,681 | $1,628 | $3,309 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Counties Where Owning Costs Less Than Renting across all 3,133 US counties · Every county in Illinois