Ranked from ACS 2023 5-Year
Counties Where Owning Costs Less Than Renting in Georgia
Counties where the full monthly cost of owning the median home comes in below median rent, even after tax, insurance, utilities and maintenance. These are the places where buying is cheapest relative to the local rental market.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Georgia ranked
| # | County | Monthly saved by owning | Median rent | Monthly to own |
|---|---|---|---|---|
| 1 | Chattahoochee County | $251 | $1,235 | $984 |
| 2 | Stewart County | $-80 | $588 | $668 |
| 3 | Taliaferro County | $-87 | $715 | $802 |
| 4 | Appling County | $-127 | $711 | $838 |
| 5 | Wilkinson County | $-143 | $766 | $909 |
| 6 | Warren County | $-149 | $676 | $825 |
| 7 | Emanuel County | $-155 | $742 | $897 |
| 8 | Wilcox County | $-164 | $612 | $776 |
| 9 | Chattooga County | $-176 | $789 | $965 |
| 10 | Atkinson County | $-183 | $620 | $803 |
| 11 | Taylor County | $-187 | $665 | $852 |
| 12 | Jefferson County | $-212 | $723 | $935 |
| 13 | Irwin County | $-212 | $824 | $1,036 |
| 14 | Dooly County | $-218 | $761 | $979 |
| 15 | Brantley County | $-221 | $714 | $935 |
| 16 | Hancock County | $-222 | $671 | $893 |
| 17 | Charlton County | $-224 | $895 | $1,119 |
| 18 | Calhoun County | $-227 | $638 | $865 |
| 19 | Bacon County | $-230 | $789 | $1,019 |
| 20 | Wheeler County | $-231 | $551 | $782 |
| 21 | Worth County | $-232 | $855 | $1,087 |
| 22 | Cook County | $-238 | $901 | $1,139 |
| 23 | Elbert County | $-245 | $849 | $1,094 |
| 24 | Echols County | $-246 | $833 | $1,079 |
| 25 | Talbot County | $-248 | $950 | $1,198 |
| 26 | Ware County | $-250 | $786 | $1,036 |
| 27 | Johnson County | $-254 | $661 | $915 |
| 28 | Quitman County | $-262 | $734 | $996 |
| 29 | Webster County | $-267 | $663 | $930 |
| 30 | Burke County | $-273 | $763 | $1,036 |
| 31 | Seminole County | $-274 | $819 | $1,093 |
| 32 | Mitchell County | $-276 | $776 | $1,052 |
| 33 | Washington County | $-276 | $836 | $1,112 |
| 34 | Wilkes County | $-277 | $759 | $1,036 |
| 35 | Macon County | $-278 | $624 | $902 |
| 36 | Jenkins County | $-299 | $544 | $843 |
| 37 | Treutlen County | $-303 | $668 | $971 |
| 38 | Turner County | $-306 | $655 | $961 |
| 39 | Berrien County | $-328 | $771 | $1,099 |
| 40 | Sumter County | $-338 | $847 | $1,185 |
| 41 | Dougherty County | $-341 | $905 | $1,246 |
| 42 | Glascock County | $-342 | $813 | $1,155 |
| 43 | Colquitt County | $-353 | $779 | $1,132 |
| 44 | Terrell County | $-354 | $727 | $1,081 |
| 45 | Richmond County | $-355 | $1,087 | $1,442 |
| 46 | Randolph County | $-356 | $554 | $910 |
| 47 | Clay County | $-356 | $578 | $934 |
| 48 | Dodge County | $-359 | $688 | $1,047 |
| 49 | Clayton County | $-365 | $1,307 | $1,672 |
| 50 | Jeff Davis County | $-375 | $674 | $1,049 |
| 51 | Montgomery County | $-387 | $732 | $1,119 |
| 52 | Twiggs County | $-387 | $618 | $1,005 |
| 53 | Liberty County | $-388 | $1,203 | $1,591 |
| 54 | Brooks County | $-397 | $752 | $1,149 |
| 55 | Marion County | $-404 | $717 | $1,121 |
| 56 | Clinch County | $-408 | $505 | $913 |
| 57 | Ben Hill County | $-409 | $692 | $1,101 |
| 58 | Crisp County | $-414 | $743 | $1,157 |
| 59 | Early County | $-417 | $774 | $1,191 |
| 60 | Pierce County | $-422 | $794 | $1,216 |
| 61 | Telfair County | $-442 | $614 | $1,056 |
| 62 | Coffee County | $-445 | $713 | $1,158 |
| 63 | Decatur County | $-461 | $860 | $1,321 |
| 64 | Miller County | $-462 | $699 | $1,161 |
| 65 | Bibb County | $-464 | $1,026 | $1,490 |
| 66 | Grady County | $-467 | $789 | $1,256 |
| 67 | Laurens County | $-469 | $769 | $1,238 |
| 68 | Toombs County | $-470 | $714 | $1,184 |
| 69 | Bleckley County | $-476 | $765 | $1,241 |
| 70 | Baker County | $-480 | $643 | $1,123 |
| 71 | Meriwether County | $-485 | $899 | $1,384 |
| 72 | Wayne County | $-493 | $839 | $1,332 |
| 73 | Tattnall County | $-495 | $660 | $1,155 |
| 74 | Tift County | $-501 | $799 | $1,300 |
| 75 | Muscogee County | $-502 | $1,072 | $1,574 |
| 76 | Pulaski County | $-517 | $789 | $1,306 |
| 77 | Heard County | $-537 | $855 | $1,392 |
| 78 | Screven County | $-542 | $629 | $1,171 |
| 79 | Crawford County | $-550 | $751 | $1,301 |
| 80 | Candler County | $-550 | $706 | $1,256 |
| 81 | Polk County | $-562 | $870 | $1,432 |
| 82 | Upson County | $-562 | $779 | $1,341 |
| 83 | McDuffie County | $-564 | $813 | $1,377 |
| 84 | Lanier County | $-566 | $878 | $1,444 |
| 85 | Evans County | $-566 | $720 | $1,286 |
| 86 | Baldwin County | $-568 | $865 | $1,433 |
| 87 | Dade County | $-587 | $843 | $1,430 |
| 88 | Troup County | $-591 | $1,044 | $1,635 |
| 89 | Thomas County | $-598 | $996 | $1,594 |
| 90 | Houston County | $-605 | $1,143 | $1,748 |
| 91 | Jones County | $-619 | $917 | $1,536 |
| 92 | Schley County | $-620 | $746 | $1,366 |
| 93 | Franklin County | $-628 | $778 | $1,406 |
| 94 | Newton County | $-631 | $1,331 | $1,962 |
| 95 | Walker County | $-637 | $867 | $1,504 |
| 96 | Spalding County | $-647 | $1,053 | $1,700 |
| 97 | Murray County | $-652 | $828 | $1,480 |
| 98 | Stephens County | $-653 | $817 | $1,470 |
| 99 | Bulloch County | $-665 | $968 | $1,633 |
| 100 | Floyd County | $-684 | $971 | $1,655 |
| 101 | Lowndes County | $-685 | $1,002 | $1,687 |
| 102 | Douglas County | $-701 | $1,447 | $2,148 |
| 103 | Lincoln County | $-712 | $732 | $1,444 |
| 104 | McIntosh County | $-720 | $781 | $1,501 |
| 105 | Paulding County | $-734 | $1,622 | $2,356 |
| 106 | Madison County | $-739 | $951 | $1,690 |
| 107 | Carroll County | $-740 | $1,124 | $1,864 |
| 108 | Peach County | $-745 | $901 | $1,646 |
| 109 | Rockdale County | $-750 | $1,341 | $2,091 |
| 110 | Henry County | $-750 | $1,538 | $2,288 |
| 111 | Whitfield County | $-761 | $907 | $1,668 |
| 112 | Long County | $-773 | $931 | $1,704 |
| 113 | Putnam County | $-780 | $1,063 | $1,843 |
| 114 | Lee County | $-784 | $1,147 | $1,931 |
| 115 | Camden County | $-804 | $1,167 | $1,971 |
| 116 | Habersham County | $-815 | $939 | $1,754 |
| 117 | Lamar County | $-819 | $913 | $1,732 |
| 118 | Catoosa County | $-828 | $953 | $1,781 |
| 119 | Gordon County | $-850 | $872 | $1,722 |
| 120 | Oglethorpe County | $-856 | $832 | $1,688 |
| 121 | Chatham County | $-871 | $1,382 | $2,253 |
| 122 | Jasper County | $-874 | $983 | $1,857 |
| 123 | Hart County | $-886 | $814 | $1,700 |
| 124 | Haralson County | $-898 | $884 | $1,782 |
| 125 | Barrow County | $-909 | $1,197 | $2,106 |
| 126 | Bartow County | $-931 | $1,202 | $2,133 |
| 127 | Effingham County | $-943 | $1,116 | $2,059 |
| 128 | Butts County | $-953 | $952 | $1,905 |
| 129 | Bryan County | $-962 | $1,584 | $2,546 |
| 130 | Columbia County | $-1,014 | $1,330 | $2,344 |
| 131 | Clarke County | $-1,081 | $1,162 | $2,243 |
| 132 | DeKalb County | $-1,095 | $1,591 | $2,686 |
| 133 | Gwinnett County | $-1,095 | $1,713 | $2,808 |
| 134 | Glynn County | $-1,098 | $1,060 | $2,158 |
| 135 | White County | $-1,104 | $1,015 | $2,119 |
| 136 | Monroe County | $-1,107 | $881 | $1,988 |
| 137 | Lumpkin County | $-1,143 | $1,090 | $2,233 |
| 138 | Pike County | $-1,147 | $1,056 | $2,203 |
| 139 | Rabun County | $-1,150 | $1,016 | $2,166 |
| 140 | Coweta County | $-1,179 | $1,397 | $2,576 |
| 141 | Walton County | $-1,199 | $1,231 | $2,430 |
| 142 | Gilmer County | $-1,219 | $955 | $2,174 |
| 143 | Pickens County | $-1,236 | $1,079 | $2,315 |
| 144 | Banks County | $-1,250 | $788 | $2,038 |
| 145 | Fannin County | $-1,261 | $876 | $2,137 |
| 146 | Hall County | $-1,266 | $1,247 | $2,513 |
| 147 | Cobb County | $-1,285 | $1,640 | $2,925 |
| 148 | Union County | $-1,316 | $842 | $2,158 |
| 149 | Dawson County | $-1,328 | $1,425 | $2,753 |
| 150 | Cherokee County | $-1,342 | $1,703 | $3,045 |
| 151 | Harris County | $-1,349 | $941 | $2,290 |
| 152 | Fayette County | $-1,399 | $1,787 | $3,186 |
| 153 | Morgan County | $-1,487 | $1,090 | $2,577 |
| 154 | Jackson County | $-1,491 | $1,048 | $2,539 |
| 155 | Towns County | $-1,576 | $822 | $2,398 |
| 156 | Greene County | $-1,763 | $936 | $2,699 |
| 157 | Fulton County | $-1,777 | $1,635 | $3,412 |
| 158 | Forsyth County | $-1,880 | $1,937 | $3,817 |
| 159 | Oconee County | $-1,959 | $1,347 | $3,306 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Counties Where Owning Costs Less Than Renting across all 3,133 US counties · Every county in Georgia