Ranked from ACS 2023 5-Year
Counties Where Owning Costs Less Than Renting in Florida
Counties where the full monthly cost of owning the median home comes in below median rent, even after tax, insurance, utilities and maintenance. These are the places where buying is cheapest relative to the local rental market.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Florida ranked
| # | County | Monthly saved by owning | Median rent | Monthly to own |
|---|---|---|---|---|
| 1 | Taylor County | $-95 | $878 | $973 |
| 2 | Holmes County | $-142 | $823 | $965 |
| 3 | Liberty County | $-149 | $968 | $1,117 |
| 4 | Dixie County | $-158 | $792 | $950 |
| 5 | Glades County | $-182 | $927 | $1,109 |
| 6 | Madison County | $-210 | $819 | $1,029 |
| 7 | Jackson County | $-212 | $846 | $1,058 |
| 8 | Hamilton County | $-230 | $819 | $1,049 |
| 9 | Hardee County | $-270 | $954 | $1,224 |
| 10 | Lafayette County | $-317 | $880 | $1,197 |
| 11 | Putnam County | $-430 | $902 | $1,332 |
| 12 | DeSoto County | $-461 | $910 | $1,371 |
| 13 | Washington County | $-473 | $884 | $1,357 |
| 14 | Calhoun County | $-524 | $680 | $1,204 |
| 15 | Union County | $-552 | $846 | $1,398 |
| 16 | Gadsden County | $-561 | $792 | $1,353 |
| 17 | Highlands County | $-567 | $980 | $1,547 |
| 18 | Suwannee County | $-573 | $849 | $1,422 |
| 19 | Okeechobee County | $-585 | $974 | $1,559 |
| 20 | Levy County | $-662 | $826 | $1,488 |
| 21 | Wakulla County | $-662 | $1,155 | $1,817 |
| 22 | Hendry County | $-688 | $958 | $1,646 |
| 23 | Marion County | $-694 | $1,174 | $1,868 |
| 24 | Columbia County | $-697 | $915 | $1,612 |
| 25 | Bradford County | $-703 | $838 | $1,541 |
| 26 | Escambia County | $-704 | $1,234 | $1,938 |
| 27 | Polk County | $-736 | $1,272 | $2,008 |
| 28 | Gulf County | $-781 | $1,161 | $1,942 |
| 29 | Gilchrist County | $-782 | $855 | $1,637 |
| 30 | Citrus County | $-787 | $1,069 | $1,856 |
| 31 | Hernando County | $-800 | $1,209 | $2,009 |
| 32 | Bay County | $-824 | $1,424 | $2,248 |
| 33 | Pasco County | $-832 | $1,372 | $2,204 |
| 34 | Clay County | $-851 | $1,464 | $2,315 |
| 35 | Baker County | $-865 | $1,011 | $1,876 |
| 36 | Duval County | $-890 | $1,385 | $2,275 |
| 37 | Jefferson County | $-903 | $790 | $1,693 |
| 38 | Lake County | $-907 | $1,468 | $2,375 |
| 39 | Volusia County | $-931 | $1,368 | $2,299 |
| 40 | Osceola County | $-943 | $1,651 | $2,594 |
| 41 | Santa Rosa County | $-987 | $1,445 | $2,432 |
| 42 | Alachua County | $-1,005 | $1,255 | $2,260 |
| 43 | Brevard County | $-1,019 | $1,456 | $2,475 |
| 44 | Flagler County | $-1,025 | $1,687 | $2,712 |
| 45 | Franklin County | $-1,044 | $1,044 | $2,088 |
| 46 | St. Lucie County | $-1,058 | $1,489 | $2,547 |
| 47 | Pinellas County | $-1,064 | $1,525 | $2,589 |
| 48 | Lee County | $-1,073 | $1,597 | $2,670 |
| 49 | Leon County | $-1,092 | $1,230 | $2,322 |
| 50 | Okaloosa County | $-1,122 | $1,475 | $2,597 |
| 51 | Charlotte County | $-1,132 | $1,289 | $2,421 |
| 52 | Seminole County | $-1,177 | $1,686 | $2,863 |
| 53 | Hillsborough County | $-1,182 | $1,543 | $2,725 |
| 54 | Orange County | $-1,220 | $1,675 | $2,895 |
| 55 | Walton County | $-1,253 | $1,674 | $2,927 |
| 56 | Indian River County | $-1,273 | $1,284 | $2,557 |
| 57 | Sarasota County | $-1,282 | $1,715 | $2,997 |
| 58 | Broward County | $-1,308 | $1,804 | $3,112 |
| 59 | Manatee County | $-1,361 | $1,549 | $2,910 |
| 60 | Palm Beach County | $-1,476 | $1,818 | $3,294 |
| 61 | Nassau County | $-1,491 | $1,335 | $2,826 |
| 62 | Martin County | $-1,614 | $1,499 | $3,113 |
| 63 | Sumter County | $-1,666 | $1,225 | $2,891 |
| 64 | Miami-Dade County | $-1,679 | $1,731 | $3,410 |
| 65 | St. Johns County | $-1,855 | $1,775 | $3,630 |
| 66 | Collier County | $-2,049 | $1,752 | $3,801 |
| 67 | Monroe County | $-3,508 | $1,959 | $5,467 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Counties Where Owning Costs Less Than Renting across all 3,133 US counties · Every county in Florida