Ranked from ACS 2023 5-Year
Lowest Salary Needed to Buy a Home in Washington
The counties where an ordinary income still buys the median home outright by the 28% rule, with the whole monthly bill counted: tax, insurance, utilities and maintenance included, not just the loan payment.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Washington ranked
| # | County | Income needed | Monthly to own | Median home |
|---|---|---|---|---|
| 1 | Garfield County | $72,500 | $1,695 | $214,200 |
| 2 | Adams County | $85,500 | $2,000 | $251,300 |
| 3 | Columbia County | $87,500 | $2,040 | $256,100 |
| 4 | Lincoln County | $90,000 | $2,095 | $272,300 |
| 5 | Ferry County | $91,000 | $2,123 | $274,500 |
| 6 | Pacific County | $92,500 | $2,158 | $274,000 |
| 7 | Grant County | $93,000 | $2,171 | $275,700 |
| 8 | Grays Harbor County | $94,500 | $2,209 | $279,500 |
| 9 | Yakima County | $94,500 | $2,208 | $281,100 |
| 10 | Okanogan County | $95,000 | $2,219 | $284,200 |
| 11 | Asotin County | $96,000 | $2,240 | $286,200 |
| 12 | Pend Oreille County | $101,000 | $2,359 | $307,800 |
| 13 | Stevens County | $101,000 | $2,357 | $308,000 |
| 14 | Whitman County | $107,000 | $2,502 | $323,300 |
| 15 | Lewis County | $111,500 | $2,607 | $341,500 |
| 16 | Wahkiakum County | $111,500 | $2,598 | $344,500 |
| 17 | Franklin County | $113,500 | $2,652 | $345,700 |
| 18 | Benton County | $121,000 | $2,827 | $369,400 |
| 19 | Cowlitz County | $121,000 | $2,820 | $367,400 |
| 20 | Spokane County | $122,500 | $2,858 | $370,500 |
| 21 | Mason County | $123,000 | $2,872 | $377,400 |
| 22 | Klickitat County | $124,500 | $2,909 | $388,700 |
| 23 | Walla Walla County | $124,500 | $2,906 | $375,600 |
| 24 | Clallam County | $125,500 | $2,927 | $385,600 |
| 25 | Douglas County | $131,500 | $3,064 | $402,900 |
| 26 | Chelan County | $146,000 | $3,404 | $454,900 |
| 27 | Kittitas County | $147,500 | $3,438 | $459,900 |
| 28 | Thurston County | $148,000 | $3,449 | $451,500 |
| 29 | Skamania County | $151,500 | $3,530 | $472,600 |
| 30 | Skagit County | $157,500 | $3,670 | $486,200 |
| 31 | Clark County | $158,000 | $3,687 | $487,900 |
| 32 | Jefferson County | $158,500 | $3,693 | $495,100 |
| 33 | Pierce County | $158,500 | $3,704 | $484,400 |
| 34 | Kitsap County | $162,500 | $3,797 | $505,700 |
| 35 | Island County | $170,000 | $3,965 | $535,300 |
| 36 | Whatcom County | $170,500 | $3,975 | $536,100 |
| 37 | Snohomish County | $205,000 | $4,781 | $644,600 |
| 38 | San Juan County | $224,000 | $5,226 | $726,500 |
| 39 | King County | $257,000 | $5,992 | $811,200 |
Every figure is modelled on the county's own median home with 20% down at 7.24%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Lowest Salary Needed to Buy a Home across all 3,133 US counties · Every county in Washington