Ranked from ACS 2023 5-Year
Lowest Salary Needed to Buy a Home in Virginia
The counties where an ordinary income still buys the median home outright by the 28% rule, with the whole monthly bill counted: tax, insurance, utilities and maintenance included, not just the loan payment.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Virginia ranked
| # | County | Income needed | Monthly to own | Median home |
|---|---|---|---|---|
| 1 | Covington city | $35,500 | $826 | $80,200 |
| 2 | Buchanan County | $37,500 | $881 | $91,400 |
| 3 | Martinsville city | $39,500 | $916 | $92,500 |
| 4 | Lee County | $40,500 | $944 | $98,700 |
| 5 | Dickenson County | $41,000 | $952 | $101,100 |
| 6 | Norton city | $41,500 | $973 | $100,700 |
| 7 | Danville city | $44,000 | $1,032 | $110,200 |
| 8 | Wise County | $45,500 | $1,066 | $116,500 |
| 9 | Tazewell County | $46,000 | $1,068 | $116,100 |
| 10 | Henry County | $46,500 | $1,086 | $120,300 |
| 11 | Russell County | $46,500 | $1,085 | $119,600 |
| 12 | Scott County | $48,000 | $1,118 | $122,300 |
| 13 | Alleghany County | $48,500 | $1,133 | $122,300 |
| 14 | Smyth County | $48,500 | $1,136 | $125,800 |
| 15 | Galax city | $49,500 | $1,158 | $126,800 |
| 16 | Brunswick County | $50,500 | $1,177 | $132,700 |
| 17 | Grayson County | $50,500 | $1,182 | $132,300 |
| 18 | Emporia city | $51,000 | $1,189 | $131,100 |
| 19 | Charlotte County | $53,500 | $1,252 | $144,000 |
| 20 | Lunenburg County | $53,500 | $1,253 | $145,500 |
| 21 | Carroll County | $54,000 | $1,264 | $144,200 |
| 22 | Giles County | $54,000 | $1,263 | $143,500 |
| 23 | Halifax County | $55,000 | $1,283 | $148,900 |
| 24 | Patrick County | $55,000 | $1,278 | $146,500 |
| 25 | Pittsylvania County | $57,000 | $1,325 | $153,000 |
| 26 | Bland County | $58,000 | $1,348 | $157,100 |
| 27 | Greensville County | $58,500 | $1,368 | $159,200 |
| 28 | Buena Vista city | $59,000 | $1,373 | $153,500 |
| 29 | Petersburg city | $60,000 | $1,402 | $157,900 |
| 30 | Buckingham County | $61,000 | $1,419 | $167,800 |
| 31 | Mecklenburg County | $61,000 | $1,425 | $169,400 |
| 32 | Wythe County | $62,000 | $1,445 | $172,100 |
| 33 | Bristol city | $62,500 | $1,460 | $168,700 |
| 34 | Hopewell city | $62,500 | $1,462 | $165,100 |
| 35 | Nottoway County | $63,500 | $1,487 | $179,800 |
| 36 | Sussex County | $64,000 | $1,496 | $178,500 |
| 37 | Pulaski County | $66,000 | $1,540 | $182,500 |
| 38 | Appomattox County | $67,500 | $1,570 | $189,200 |
| 39 | Accomack County | $68,000 | $1,591 | $193,100 |
| 40 | Roanoke city | $68,000 | $1,581 | $180,500 |
| 41 | Amherst County | $69,500 | $1,621 | $197,200 |
| 42 | Campbell County | $69,500 | $1,627 | $199,200 |
| 43 | Highland County | $69,500 | $1,620 | $195,700 |
| 44 | Prince Edward County | $70,500 | $1,649 | $203,700 |
| 45 | Washington County | $71,000 | $1,654 | $201,800 |
| 46 | Bath County | $71,500 | $1,665 | $206,000 |
| 47 | Craig County | $73,000 | $1,705 | $210,500 |
| 48 | Southampton County | $74,000 | $1,729 | $208,800 |
| 49 | Floyd County | $75,000 | $1,751 | $215,500 |
| 50 | Richmond County | $75,000 | $1,748 | $214,200 |
| 51 | Radford city | $75,500 | $1,757 | $211,700 |
| 52 | Lynchburg city | $76,500 | $1,781 | $211,800 |
| 53 | Cumberland County | $77,500 | $1,804 | $220,100 |
| 54 | Franklin County | $77,500 | $1,804 | $222,800 |
| 55 | Page County | $78,000 | $1,823 | $221,800 |
| 56 | Charles City County | $78,500 | $1,826 | $224,100 |
| 57 | Essex County | $79,500 | $1,852 | $228,600 |
| 58 | Franklin city | $80,500 | $1,874 | $227,200 |
| 59 | Amelia County | $81,500 | $1,902 | $239,700 |
| 60 | Surry County | $82,000 | $1,909 | $235,200 |
| 61 | King and Queen County | $82,500 | $1,928 | $240,900 |
| 62 | Rockbridge County | $82,500 | $1,928 | $238,700 |
| 63 | Waynesboro city | $82,500 | $1,927 | $236,600 |
| 64 | Colonial Heights city | $83,000 | $1,941 | $231,700 |
| 65 | Portsmouth city | $83,500 | $1,953 | $229,400 |
| 66 | Staunton city | $84,000 | $1,954 | $239,300 |
| 67 | Westmoreland County | $84,500 | $1,969 | $244,000 |
| 68 | Hampton city | $84,500 | $1,967 | $234,100 |
| 69 | Dinwiddie County | $85,000 | $1,981 | $246,100 |
| 70 | Salem city | $87,000 | $2,035 | $244,800 |
| 71 | Newport News city | $88,000 | $2,048 | $243,300 |
| 72 | Shenandoah County | $90,500 | $2,107 | $265,800 |
| 73 | Bedford County | $92,500 | $2,162 | $276,600 |
| 74 | Botetourt County | $92,500 | $2,153 | $268,900 |
| 75 | Prince George County | $93,500 | $2,177 | $268,300 |
| 76 | Louisa County | $94,000 | $2,198 | $275,600 |
| 77 | Roanoke County | $94,000 | $2,191 | $267,300 |
| 78 | Augusta County | $94,500 | $2,203 | $281,400 |
| 79 | King William County | $94,500 | $2,200 | $276,500 |
| 80 | Northampton County | $95,000 | $2,214 | $279,100 |
| 81 | Caroline County | $95,500 | $2,231 | $283,100 |
| 82 | Nelson County | $95,500 | $2,225 | $283,000 |
| 83 | Fluvanna County | $96,000 | $2,243 | $281,700 |
| 84 | Harrisonburg city | $96,500 | $2,248 | $278,200 |
| 85 | Lexington city | $96,500 | $2,246 | $275,300 |
| 86 | Norfolk city | $96,500 | $2,254 | $271,900 |
| 87 | Rockingham County | $97,000 | $2,258 | $287,900 |
| 88 | Gloucester County | $98,000 | $2,282 | $289,200 |
| 89 | Montgomery County | $98,000 | $2,284 | $283,600 |
| 90 | Middlesex County | $100,500 | $2,349 | $299,800 |
| 91 | Lancaster County | $102,000 | $2,385 | $307,600 |
| 92 | Warren County | $105,500 | $2,467 | $315,800 |
| 93 | Greene County | $106,000 | $2,477 | $315,300 |
| 94 | Northumberland County | $109,500 | $2,559 | $333,100 |
| 95 | Madison County | $110,500 | $2,579 | $331,400 |
| 96 | Winchester city | $111,000 | $2,587 | $325,900 |
| 97 | Henrico County | $112,500 | $2,630 | $333,600 |
| 98 | Isle of Wight County | $112,500 | $2,629 | $333,600 |
| 99 | Orange County | $112,500 | $2,624 | $337,300 |
| 100 | Richmond city | $112,500 | $2,629 | $328,100 |
| 101 | Mathews County | $113,500 | $2,651 | $348,800 |
| 102 | Suffolk city | $114,000 | $2,659 | $329,600 |
| 103 | Chesterfield County | $114,500 | $2,669 | $336,700 |
| 104 | Frederick County | $116,500 | $2,719 | $355,000 |
| 105 | Chesapeake city | $121,500 | $2,840 | $359,100 |
| 106 | New Kent County | $123,500 | $2,887 | $371,500 |
| 107 | Virginia Beach city | $123,500 | $2,887 | $366,300 |
| 108 | Hanover County | $124,000 | $2,893 | $372,700 |
| 109 | Spotsylvania County | $124,000 | $2,888 | $375,000 |
| 110 | Powhatan County | $126,000 | $2,942 | $381,300 |
| 111 | Culpeper County | $126,500 | $2,950 | $386,400 |
| 112 | Williamsburg city | $129,000 | $3,007 | $393,200 |
| 113 | King George County | $129,500 | $3,021 | $395,900 |
| 114 | Manassas Park city | $133,000 | $3,101 | $381,200 |
| 115 | York County | $135,500 | $3,159 | $411,200 |
| 116 | Poquoson city | $136,500 | $3,185 | $403,000 |
| 117 | James City County | $138,000 | $3,220 | $419,200 |
| 118 | Charlottesville city | $149,500 | $3,483 | $448,400 |
| 119 | Manassas city | $149,500 | $3,486 | $434,700 |
| 120 | Fredericksburg city | $150,000 | $3,502 | $461,500 |
| 121 | Stafford County | $151,000 | $3,521 | $458,800 |
| 122 | Goochland County | $154,500 | $3,611 | $483,700 |
| 123 | Albemarle County | $155,000 | $3,616 | $471,000 |
| 124 | Rappahannock County | $158,000 | $3,684 | $490,200 |
| 125 | Prince William County | $168,500 | $3,929 | $500,600 |
| 126 | Clarke County | $171,500 | $4,000 | $538,900 |
| 127 | Fauquier County | $178,000 | $4,150 | $543,700 |
| 128 | Fairfax city | $223,000 | $5,207 | $677,400 |
| 129 | Loudoun County | $229,000 | $5,344 | $701,000 |
| 130 | Alexandria city | $230,500 | $5,374 | $696,800 |
| 131 | Fairfax County | $232,000 | $5,409 | $699,700 |
| 132 | Arlington County | $280,500 | $6,546 | $864,800 |
| 133 | Falls Church city | $328,000 | $7,650 | $1,005,400 |
Every figure is modelled on the county's own median home with 20% down at 7.24%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Lowest Salary Needed to Buy a Home across all 3,133 US counties · Every county in Virginia