Ranked from ACS 2023 5-Year
Lowest Salary Needed to Buy a Home in Tennessee
The counties where an ordinary income still buys the median home outright by the 28% rule, with the whole monthly bill counted: tax, insurance, utilities and maintenance included, not just the loan payment.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Tennessee ranked
| # | County | Income needed | Monthly to own | Median home |
|---|---|---|---|---|
| 1 | Lake County | $43,000 | $1,004 | $107,000 |
| 2 | Perry County | $44,500 | $1,041 | $113,800 |
| 3 | Hancock County | $45,500 | $1,059 | $118,000 |
| 4 | Scott County | $45,500 | $1,057 | $116,800 |
| 5 | Hardeman County | $46,000 | $1,070 | $116,800 |
| 6 | Haywood County | $47,000 | $1,096 | $119,600 |
| 7 | Benton County | $47,500 | $1,110 | $123,400 |
| 8 | Carroll County | $47,500 | $1,109 | $122,100 |
| 9 | Lauderdale County | $47,500 | $1,109 | $122,100 |
| 10 | Obion County | $47,500 | $1,104 | $122,700 |
| 11 | Wayne County | $48,500 | $1,129 | $126,600 |
| 12 | Grundy County | $50,000 | $1,164 | $133,400 |
| 13 | Decatur County | $50,500 | $1,175 | $133,900 |
| 14 | Crockett County | $51,000 | $1,194 | $134,100 |
| 15 | Jackson County | $51,000 | $1,185 | $135,200 |
| 16 | Polk County | $51,500 | $1,202 | $136,400 |
| 17 | Weakley County | $51,500 | $1,198 | $136,300 |
| 18 | Clay County | $52,000 | $1,211 | $136,900 |
| 19 | Cocke County | $53,500 | $1,250 | $141,800 |
| 20 | Henry County | $54,000 | $1,255 | $145,200 |
| 21 | Morgan County | $54,000 | $1,258 | $144,000 |
| 22 | Claiborne County | $54,500 | $1,276 | $148,000 |
| 23 | Van Buren County | $54,500 | $1,273 | $149,200 |
| 24 | Fentress County | $55,000 | $1,284 | $151,800 |
| 25 | McNairy County | $55,000 | $1,285 | $151,100 |
| 26 | Gibson County | $56,000 | $1,311 | $149,700 |
| 27 | Hardin County | $56,000 | $1,311 | $154,000 |
| 28 | Houston County | $56,000 | $1,301 | $150,100 |
| 29 | Chester County | $57,000 | $1,333 | $155,200 |
| 30 | Henderson County | $57,000 | $1,330 | $156,000 |
| 31 | Carter County | $57,500 | $1,347 | $157,200 |
| 32 | Lewis County | $57,500 | $1,347 | $157,800 |
| 33 | Pickett County | $58,500 | $1,361 | $162,200 |
| 34 | Dyer County | $59,000 | $1,373 | $159,500 |
| 35 | Bledsoe County | $59,500 | $1,388 | $165,400 |
| 36 | Campbell County | $60,500 | $1,414 | $169,500 |
| 37 | Hawkins County | $61,000 | $1,420 | $166,900 |
| 38 | Overton County | $61,500 | $1,431 | $171,700 |
| 39 | Unicoi County | $61,500 | $1,431 | $168,200 |
| 40 | Grainger County | $62,000 | $1,449 | $172,000 |
| 41 | Marion County | $62,000 | $1,451 | $173,600 |
| 42 | Johnson County | $62,500 | $1,456 | $175,500 |
| 43 | Warren County | $62,500 | $1,454 | $173,900 |
| 44 | Lawrence County | $63,500 | $1,486 | $176,700 |
| 45 | Rhea County | $64,000 | $1,489 | $178,500 |
| 46 | Meigs County | $65,500 | $1,527 | $185,500 |
| 47 | Stewart County | $65,500 | $1,527 | $182,700 |
| 48 | Union County | $65,500 | $1,532 | $186,300 |
| 49 | Greene County | $66,000 | $1,540 | $186,400 |
| 50 | Humphreys County | $66,500 | $1,551 | $186,900 |
| 51 | Hamblen County | $67,000 | $1,561 | $188,800 |
| 52 | McMinn County | $67,000 | $1,559 | $190,400 |
| 53 | White County | $67,000 | $1,566 | $190,200 |
| 54 | Madison County | $68,000 | $1,592 | $189,700 |
| 55 | Hickman County | $68,500 | $1,601 | $192,000 |
| 56 | Sullivan County | $68,500 | $1,603 | $190,800 |
| 57 | Monroe County | $70,000 | $1,636 | $199,700 |
| 58 | DeKalb County | $71,500 | $1,671 | $206,600 |
| 59 | Giles County | $71,500 | $1,671 | $204,100 |
| 60 | Lincoln County | $73,000 | $1,708 | $209,100 |
| 61 | Jefferson County | $73,500 | $1,714 | $210,000 |
| 62 | Macon County | $73,500 | $1,711 | $211,200 |
| 63 | Roane County | $75,000 | $1,744 | $212,300 |
| 64 | Sequatchie County | $75,500 | $1,766 | $217,800 |
| 65 | Franklin County | $76,000 | $1,771 | $215,700 |
| 66 | Anderson County | $76,500 | $1,781 | $215,800 |
| 67 | Tipton County | $77,000 | $1,795 | $220,100 |
| 68 | Cumberland County | $77,500 | $1,810 | $228,000 |
| 69 | Smith County | $78,000 | $1,816 | $224,500 |
| 70 | Cannon County | $79,000 | $1,840 | $227,600 |
| 71 | Bradley County | $80,000 | $1,869 | $230,800 |
| 72 | Coffee County | $80,000 | $1,862 | $227,300 |
| 73 | Washington County | $80,500 | $1,883 | $231,700 |
| 74 | Shelby County | $84,000 | $1,961 | $229,700 |
| 75 | Marshall County | $85,000 | $1,984 | $246,100 |
| 76 | Putnam County | $85,000 | $1,986 | $246,800 |
| 77 | Montgomery County | $87,000 | $2,027 | $248,300 |
| 78 | Sevier County | $87,000 | $2,031 | $259,500 |
| 79 | Bedford County | $87,500 | $2,041 | $255,300 |
| 80 | Moore County | $88,500 | $2,066 | $259,300 |
| 81 | Dickson County | $93,000 | $2,166 | $272,700 |
| 82 | Blount County | $93,500 | $2,187 | $275,700 |
| 83 | Knox County | $94,500 | $2,210 | $279,700 |
| 84 | Trousdale County | $95,500 | $2,228 | $284,100 |
| 85 | Hamilton County | $97,500 | $2,272 | $282,100 |
| 86 | Loudon County | $98,000 | $2,282 | $292,600 |
| 87 | Cheatham County | $98,500 | $2,300 | $291,400 |
| 88 | Robertson County | $100,500 | $2,341 | $296,700 |
| 89 | Maury County | $103,000 | $2,408 | $307,500 |
| 90 | Fayette County | $104,500 | $2,433 | $316,000 |
| 91 | Rutherford County | $115,500 | $2,692 | $346,400 |
| 92 | Sumner County | $121,000 | $2,826 | $364,000 |
| 93 | Davidson County | $129,000 | $3,015 | $386,600 |
| 94 | Wilson County | $130,000 | $3,030 | $397,000 |
| 95 | Williamson County | $213,500 | $4,982 | $673,700 |
Every figure is modelled on the county's own median home with 20% down at 7.24%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Lowest Salary Needed to Buy a Home across all 3,133 US counties · Every county in Tennessee