Ranked from ACS 2023 5-Year
Lowest Salary Needed to Buy a Home in Tennessee
The counties where an ordinary income still buys the median home outright by the 28% rule, with the whole monthly bill counted: tax, insurance, utilities and maintenance included, not just the loan payment.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Tennessee ranked
| # | County | Income needed | Monthly to own | Median home |
|---|---|---|---|---|
| 1 | Lake County | $42,000 | $983 | $107,000 |
| 2 | Perry County | $43,500 | $1,019 | $113,800 |
| 3 | Hancock County | $44,500 | $1,036 | $118,000 |
| 4 | Scott County | $44,500 | $1,035 | $116,800 |
| 5 | Hardeman County | $45,000 | $1,047 | $116,800 |
| 6 | Haywood County | $46,000 | $1,073 | $119,600 |
| 7 | Benton County | $46,500 | $1,086 | $123,400 |
| 8 | Carroll County | $46,500 | $1,085 | $122,100 |
| 9 | Lauderdale County | $46,500 | $1,085 | $122,100 |
| 10 | Obion County | $46,500 | $1,080 | $122,700 |
| 11 | Wayne County | $47,500 | $1,104 | $126,600 |
| 12 | Grundy County | $48,500 | $1,137 | $133,400 |
| 13 | Decatur County | $49,000 | $1,148 | $133,900 |
| 14 | Jackson County | $49,500 | $1,158 | $135,200 |
| 15 | Crockett County | $50,000 | $1,167 | $134,100 |
| 16 | Weakley County | $50,000 | $1,171 | $136,300 |
| 17 | Clay County | $50,500 | $1,183 | $136,900 |
| 18 | Polk County | $50,500 | $1,174 | $136,400 |
| 19 | Cocke County | $52,500 | $1,221 | $141,800 |
| 20 | Henry County | $52,500 | $1,225 | $145,200 |
| 21 | Morgan County | $52,500 | $1,229 | $144,000 |
| 22 | Van Buren County | $53,000 | $1,242 | $149,200 |
| 23 | Claiborne County | $53,500 | $1,245 | $148,000 |
| 24 | Fentress County | $53,500 | $1,252 | $151,800 |
| 25 | McNairy County | $53,500 | $1,254 | $151,100 |
| 26 | Houston County | $54,500 | $1,270 | $150,100 |
| 27 | Gibson County | $55,000 | $1,280 | $149,700 |
| 28 | Hardin County | $55,000 | $1,279 | $154,000 |
| 29 | Henderson County | $55,500 | $1,297 | $156,000 |
| 30 | Chester County | $56,000 | $1,301 | $155,200 |
| 31 | Carter County | $56,500 | $1,313 | $157,200 |
| 32 | Lewis County | $56,500 | $1,314 | $157,800 |
| 33 | Pickett County | $57,000 | $1,327 | $162,200 |
| 34 | Dyer County | $57,500 | $1,339 | $159,500 |
| 35 | Bledsoe County | $58,000 | $1,353 | $165,400 |
| 36 | Campbell County | $59,000 | $1,378 | $169,500 |
| 37 | Hawkins County | $59,500 | $1,385 | $166,900 |
| 38 | Overton County | $59,500 | $1,394 | $171,700 |
| 39 | Unicoi County | $60,000 | $1,395 | $168,200 |
| 40 | Grainger County | $60,500 | $1,412 | $172,000 |
| 41 | Marion County | $60,500 | $1,414 | $173,600 |
| 42 | Warren County | $60,500 | $1,416 | $173,900 |
| 43 | Johnson County | $61,000 | $1,418 | $175,500 |
| 44 | Lawrence County | $62,000 | $1,448 | $176,700 |
| 45 | Rhea County | $62,000 | $1,450 | $178,500 |
| 46 | Meigs County | $63,500 | $1,487 | $185,500 |
| 47 | Stewart County | $64,000 | $1,488 | $182,700 |
| 48 | Union County | $64,000 | $1,492 | $186,300 |
| 49 | Greene County | $64,500 | $1,499 | $186,400 |
| 50 | Humphreys County | $64,500 | $1,510 | $186,900 |
| 51 | Hamblen County | $65,000 | $1,520 | $188,800 |
| 52 | McMinn County | $65,000 | $1,517 | $190,400 |
| 53 | White County | $65,500 | $1,524 | $190,200 |
| 54 | Madison County | $66,500 | $1,550 | $189,700 |
| 55 | Hickman County | $67,000 | $1,559 | $192,000 |
| 56 | Sullivan County | $67,000 | $1,561 | $190,800 |
| 57 | Monroe County | $68,000 | $1,592 | $199,700 |
| 58 | DeKalb County | $69,500 | $1,625 | $206,600 |
| 59 | Giles County | $69,500 | $1,626 | $204,100 |
| 60 | Lincoln County | $71,000 | $1,661 | $209,100 |
| 61 | Jefferson County | $71,500 | $1,667 | $210,000 |
| 62 | Macon County | $71,500 | $1,664 | $211,200 |
| 63 | Roane County | $72,500 | $1,697 | $212,300 |
| 64 | Sequatchie County | $73,500 | $1,717 | $217,800 |
| 65 | Franklin County | $74,000 | $1,723 | $215,700 |
| 66 | Anderson County | $74,500 | $1,733 | $215,800 |
| 67 | Tipton County | $75,000 | $1,746 | $220,100 |
| 68 | Cumberland County | $75,500 | $1,759 | $228,000 |
| 69 | Smith County | $75,500 | $1,765 | $224,500 |
| 70 | Cannon County | $76,500 | $1,789 | $227,600 |
| 71 | Coffee County | $77,500 | $1,811 | $227,300 |
| 72 | Bradley County | $78,000 | $1,817 | $230,800 |
| 73 | Washington County | $78,500 | $1,831 | $231,700 |
| 74 | Shelby County | $82,000 | $1,909 | $229,700 |
| 75 | Marshall County | $82,500 | $1,928 | $246,100 |
| 76 | Putnam County | $82,500 | $1,930 | $246,800 |
| 77 | Montgomery County | $84,500 | $1,971 | $248,300 |
| 78 | Sevier County | $84,500 | $1,972 | $259,500 |
| 79 | Bedford County | $85,000 | $1,983 | $255,300 |
| 80 | Moore County | $86,000 | $2,007 | $259,300 |
| 81 | Dickson County | $90,000 | $2,103 | $272,700 |
| 82 | Blount County | $91,000 | $2,124 | $275,700 |
| 83 | Knox County | $92,000 | $2,145 | $279,700 |
| 84 | Trousdale County | $92,500 | $2,162 | $284,100 |
| 85 | Hamilton County | $94,500 | $2,207 | $282,100 |
| 86 | Loudon County | $95,000 | $2,214 | $292,600 |
| 87 | Cheatham County | $95,500 | $2,233 | $291,400 |
| 88 | Robertson County | $97,500 | $2,272 | $296,700 |
| 89 | Maury County | $100,000 | $2,336 | $307,500 |
| 90 | Fayette County | $101,000 | $2,359 | $316,000 |
| 91 | Rutherford County | $112,000 | $2,610 | $346,400 |
| 92 | Sumner County | $117,500 | $2,740 | $364,000 |
| 93 | Davidson County | $125,000 | $2,922 | $386,600 |
| 94 | Wilson County | $126,000 | $2,936 | $397,000 |
| 95 | Williamson County | $206,500 | $4,815 | $673,700 |
Every figure is modelled on the county's own median home with 20% down at 6.76%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Lowest Salary Needed to Buy a Home across all 3,133 US counties · Every county in Tennessee