Ranked from ACS 2023 5-Year
Lowest Salary Needed to Buy a Home in Pennsylvania
The counties where an ordinary income still buys the median home outright by the 28% rule, with the whole monthly bill counted: tax, insurance, utilities and maintenance included, not just the loan payment.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Pennsylvania ranked
| # | County | Income needed | Monthly to own | Median home |
|---|---|---|---|---|
| 1 | Cameron County | $41,000 | $952 | $88,200 |
| 2 | McKean County | $44,500 | $1,034 | $98,700 |
| 3 | Forest County | $46,500 | $1,083 | $111,900 |
| 4 | Cambria County | $48,500 | $1,137 | $115,900 |
| 5 | Venango County | $48,500 | $1,130 | $114,500 |
| 6 | Warren County | $51,000 | $1,193 | $121,800 |
| 7 | Clearfield County | $51,500 | $1,197 | $125,000 |
| 8 | Jefferson County | $51,500 | $1,202 | $126,700 |
| 9 | Fayette County | $52,000 | $1,212 | $126,900 |
| 10 | Elk County | $53,000 | $1,238 | $128,600 |
| 11 | Somerset County | $53,000 | $1,231 | $130,600 |
| 12 | Lawrence County | $56,500 | $1,316 | $136,700 |
| 13 | Schuylkill County | $58,000 | $1,354 | $140,400 |
| 14 | Crawford County | $58,500 | $1,370 | $143,400 |
| 15 | Potter County | $58,500 | $1,369 | $146,200 |
| 16 | Clarion County | $59,000 | $1,376 | $152,100 |
| 17 | Greene County | $59,000 | $1,371 | $146,200 |
| 18 | Mifflin County | $59,000 | $1,377 | $142,900 |
| 19 | Armstrong County | $60,000 | $1,396 | $146,300 |
| 20 | Indiana County | $60,000 | $1,398 | $145,400 |
| 21 | Northumberland County | $60,000 | $1,398 | $151,600 |
| 22 | Blair County | $61,000 | $1,426 | $156,700 |
| 23 | Mercer County | $61,000 | $1,425 | $153,600 |
| 24 | Bedford County | $64,500 | $1,507 | $172,900 |
| 25 | Luzerne County | $66,000 | $1,539 | $163,800 |
| 26 | Huntingdon County | $67,500 | $1,577 | $180,300 |
| 27 | Tioga County | $68,000 | $1,585 | $176,000 |
| 28 | Clinton County | $68,500 | $1,602 | $179,100 |
| 29 | Erie County | $68,500 | $1,597 | $169,500 |
| 30 | Bradford County | $70,000 | $1,628 | $182,300 |
| 31 | Sullivan County | $70,500 | $1,643 | $186,400 |
| 32 | Beaver County | $72,500 | $1,696 | $185,500 |
| 33 | Westmoreland County | $74,000 | $1,730 | $193,100 |
| 34 | Columbia County | $75,000 | $1,753 | $199,200 |
| 35 | Lackawanna County | $75,000 | $1,745 | $189,900 |
| 36 | Lycoming County | $75,500 | $1,761 | $195,600 |
| 37 | Carbon County | $76,000 | $1,771 | $193,700 |
| 38 | Fulton County | $76,500 | $1,786 | $206,000 |
| 39 | Juniata County | $77,000 | $1,792 | $206,300 |
| 40 | Snyder County | $77,500 | $1,806 | $205,500 |
| 41 | Susquehanna County | $77,500 | $1,812 | $206,700 |
| 42 | Wyoming County | $78,500 | $1,837 | $205,600 |
| 43 | Washington County | $82,000 | $1,910 | $220,600 |
| 44 | Perry County | $83,500 | $1,952 | $222,800 |
| 45 | Philadelphia County | $83,500 | $1,947 | $232,400 |
| 46 | Union County | $83,500 | $1,944 | $222,900 |
| 47 | Allegheny County | $84,000 | $1,964 | $216,700 |
| 48 | Dauphin County | $85,000 | $1,982 | $222,300 |
| 49 | Wayne County | $85,500 | $1,997 | $228,200 |
| 50 | Lebanon County | $86,500 | $2,015 | $227,300 |
| 51 | Franklin County | $87,000 | $2,030 | $236,300 |
| 52 | Montour County | $87,500 | $2,043 | $240,300 |
| 53 | York County | $91,500 | $2,130 | $235,000 |
| 54 | Berks County | $93,500 | $2,186 | $239,700 |
| 55 | Pike County | $94,000 | $2,199 | $250,900 |
| 56 | Monroe County | $95,000 | $2,212 | $241,200 |
| 57 | Adams County | $96,000 | $2,239 | $256,100 |
| 58 | Cumberland County | $96,000 | $2,244 | $261,900 |
| 59 | Butler County | $99,500 | $2,316 | $275,600 |
| 60 | Lancaster County | $104,000 | $2,424 | $279,400 |
| 61 | Lehigh County | $105,500 | $2,456 | $276,100 |
| 62 | Northampton County | $108,000 | $2,525 | $285,000 |
| 63 | Centre County | $109,500 | $2,559 | $308,100 |
| 64 | Delaware County | $118,000 | $2,748 | $302,400 |
| 65 | Montgomery County | $147,500 | $3,440 | $409,900 |
| 66 | Bucks County | $151,000 | $3,523 | $421,700 |
| 67 | Chester County | $163,500 | $3,819 | $461,800 |
Every figure is modelled on the county's own median home with 20% down at 7.24%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Lowest Salary Needed to Buy a Home across all 3,133 US counties · Every county in Pennsylvania