Ranked from ACS 2023 5-Year
Lowest Salary Needed to Buy a Home in Pennsylvania
The counties where an ordinary income still buys the median home outright by the 28% rule, with the whole monthly bill counted: tax, insurance, utilities and maintenance included, not just the loan payment.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Pennsylvania ranked
| # | County | Income needed | Monthly to own | Median home |
|---|---|---|---|---|
| 1 | Cameron County | $40,000 | $929 | $88,200 |
| 2 | McKean County | $43,000 | $1,008 | $98,700 |
| 3 | Forest County | $45,000 | $1,054 | $111,900 |
| 4 | Venango County | $47,000 | $1,100 | $114,500 |
| 5 | Cambria County | $47,500 | $1,107 | $115,900 |
| 6 | Clearfield County | $50,000 | $1,165 | $125,000 |
| 7 | Jefferson County | $50,000 | $1,169 | $126,700 |
| 8 | Warren County | $50,000 | $1,162 | $121,800 |
| 9 | Fayette County | $50,500 | $1,179 | $126,900 |
| 10 | Elk County | $51,500 | $1,204 | $128,600 |
| 11 | Somerset County | $51,500 | $1,197 | $130,600 |
| 12 | Lawrence County | $55,000 | $1,280 | $136,700 |
| 13 | Schuylkill County | $56,500 | $1,318 | $140,400 |
| 14 | Crawford County | $57,000 | $1,333 | $143,400 |
| 15 | Greene County | $57,000 | $1,333 | $146,200 |
| 16 | Potter County | $57,000 | $1,331 | $146,200 |
| 17 | Clarion County | $57,500 | $1,336 | $152,100 |
| 18 | Mifflin County | $57,500 | $1,340 | $142,900 |
| 19 | Armstrong County | $58,000 | $1,358 | $146,300 |
| 20 | Northumberland County | $58,000 | $1,358 | $151,600 |
| 21 | Indiana County | $58,500 | $1,360 | $145,400 |
| 22 | Blair County | $59,500 | $1,385 | $156,700 |
| 23 | Mercer County | $59,500 | $1,385 | $153,600 |
| 24 | Bedford County | $62,500 | $1,462 | $172,900 |
| 25 | Luzerne County | $64,000 | $1,496 | $163,800 |
| 26 | Huntingdon County | $65,500 | $1,530 | $180,300 |
| 27 | Tioga County | $66,000 | $1,540 | $176,000 |
| 28 | Clinton County | $66,500 | $1,555 | $179,100 |
| 29 | Erie County | $66,500 | $1,553 | $169,500 |
| 30 | Bradford County | $68,000 | $1,581 | $182,300 |
| 31 | Sullivan County | $68,500 | $1,595 | $186,400 |
| 32 | Beaver County | $70,500 | $1,648 | $185,500 |
| 33 | Westmoreland County | $72,000 | $1,680 | $193,100 |
| 34 | Lackawanna County | $72,500 | $1,696 | $189,900 |
| 35 | Columbia County | $73,000 | $1,702 | $199,200 |
| 36 | Carbon County | $73,500 | $1,721 | $193,700 |
| 37 | Lycoming County | $73,500 | $1,710 | $195,600 |
| 38 | Fulton County | $74,000 | $1,732 | $206,000 |
| 39 | Juniata County | $74,500 | $1,738 | $206,300 |
| 40 | Snyder County | $75,000 | $1,753 | $205,500 |
| 41 | Susquehanna County | $75,500 | $1,758 | $206,700 |
| 42 | Wyoming County | $76,500 | $1,784 | $205,600 |
| 43 | Washington County | $79,500 | $1,853 | $220,600 |
| 44 | Perry County | $81,000 | $1,894 | $222,800 |
| 45 | Philadelphia County | $81,000 | $1,887 | $232,400 |
| 46 | Union County | $81,000 | $1,886 | $222,900 |
| 47 | Allegheny County | $81,500 | $1,907 | $216,700 |
| 48 | Dauphin County | $82,500 | $1,924 | $222,300 |
| 49 | Wayne County | $83,000 | $1,937 | $228,200 |
| 50 | Lebanon County | $84,000 | $1,957 | $227,300 |
| 51 | Franklin County | $84,500 | $1,968 | $236,300 |
| 52 | Montour County | $85,000 | $1,980 | $240,300 |
| 53 | York County | $88,500 | $2,070 | $235,000 |
| 54 | Berks County | $91,000 | $2,124 | $239,700 |
| 55 | Pike County | $91,500 | $2,134 | $250,900 |
| 56 | Monroe County | $92,000 | $2,150 | $241,200 |
| 57 | Adams County | $93,000 | $2,172 | $256,100 |
| 58 | Cumberland County | $93,500 | $2,177 | $261,900 |
| 59 | Butler County | $96,000 | $2,245 | $275,600 |
| 60 | Lancaster County | $101,000 | $2,351 | $279,400 |
| 61 | Lehigh County | $102,000 | $2,385 | $276,100 |
| 62 | Northampton County | $105,000 | $2,451 | $285,000 |
| 63 | Centre County | $106,000 | $2,479 | $308,100 |
| 64 | Delaware County | $114,500 | $2,669 | $302,400 |
| 65 | Montgomery County | $143,000 | $3,334 | $409,900 |
| 66 | Bucks County | $146,500 | $3,414 | $421,700 |
| 67 | Chester County | $158,500 | $3,699 | $461,800 |
Every figure is modelled on the county's own median home with 20% down at 6.76%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Lowest Salary Needed to Buy a Home across all 3,133 US counties · Every county in Pennsylvania