Ranked from ACS 2023 5-Year
Lowest Salary Needed to Buy a Home in Michigan
The counties where an ordinary income still buys the median home outright by the 28% rule, with the whole monthly bill counted: tax, insurance, utilities and maintenance included, not just the loan payment.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Michigan ranked
| # | County | Income needed | Monthly to own | Median home |
|---|---|---|---|---|
| 1 | Ontonagon County | $42,500 | $986 | $101,000 |
| 2 | Gogebic County | $43,000 | $998 | $99,700 |
| 3 | Iron County | $43,000 | $1,007 | $101,500 |
| 4 | Luce County | $44,500 | $1,039 | $110,400 |
| 5 | Clare County | $47,500 | $1,107 | $117,400 |
| 6 | Iosco County | $48,500 | $1,137 | $122,900 |
| 7 | Lake County | $49,000 | $1,146 | $122,900 |
| 8 | Oscoda County | $49,000 | $1,148 | $126,000 |
| 9 | Schoolcraft County | $49,000 | $1,145 | $123,500 |
| 10 | Baraga County | $50,500 | $1,177 | $124,400 |
| 11 | Arenac County | $52,000 | $1,209 | $129,000 |
| 12 | Presque Isle County | $52,500 | $1,225 | $135,200 |
| 13 | Dickinson County | $53,000 | $1,237 | $130,300 |
| 14 | Ogemaw County | $53,500 | $1,251 | $138,600 |
| 15 | Alpena County | $54,000 | $1,257 | $137,800 |
| 16 | Montmorency County | $54,000 | $1,265 | $142,000 |
| 17 | Osceola County | $54,000 | $1,263 | $139,600 |
| 18 | Gratiot County | $54,500 | $1,266 | $136,800 |
| 19 | Tuscola County | $54,500 | $1,268 | $136,900 |
| 20 | Menominee County | $55,000 | $1,283 | $142,700 |
| 21 | Bay County | $55,500 | $1,293 | $135,100 |
| 22 | Houghton County | $55,500 | $1,293 | $140,300 |
| 23 | Huron County | $55,500 | $1,297 | $141,300 |
| 24 | Saginaw County | $56,500 | $1,321 | $139,400 |
| 25 | Delta County | $57,000 | $1,326 | $146,800 |
| 26 | Roscommon County | $57,000 | $1,325 | $148,000 |
| 27 | Branch County | $57,500 | $1,343 | $147,500 |
| 28 | Crawford County | $57,500 | $1,345 | $149,900 |
| 29 | Alcona County | $58,500 | $1,369 | $157,500 |
| 30 | Gladwin County | $59,000 | $1,381 | $153,200 |
| 31 | Chippewa County | $59,500 | $1,394 | $153,100 |
| 32 | Calhoun County | $60,500 | $1,408 | $151,500 |
| 33 | Sanilac County | $60,500 | $1,414 | $162,200 |
| 34 | Missaukee County | $61,500 | $1,433 | $163,700 |
| 35 | Wexford County | $61,500 | $1,433 | $160,300 |
| 36 | Alger County | $62,000 | $1,451 | $165,700 |
| 37 | Mackinac County | $62,500 | $1,456 | $165,600 |
| 38 | Manistee County | $63,000 | $1,471 | $166,600 |
| 39 | Hillsdale County | $63,500 | $1,482 | $170,500 |
| 40 | Mecosta County | $63,500 | $1,482 | $169,900 |
| 41 | Oceana County | $63,500 | $1,486 | $167,600 |
| 42 | St. Joseph County | $63,500 | $1,482 | $167,600 |
| 43 | Isabella County | $64,000 | $1,491 | $165,100 |
| 44 | Shiawassee County | $64,000 | $1,491 | $164,600 |
| 45 | Kalkaska County | $64,500 | $1,499 | $174,300 |
| 46 | Montcalm County | $64,500 | $1,510 | $172,100 |
| 47 | Cheboygan County | $65,000 | $1,512 | $175,200 |
| 48 | Genesee County | $67,000 | $1,563 | $172,900 |
| 49 | Keweenaw County | $67,000 | $1,560 | $181,400 |
| 50 | Newaygo County | $67,000 | $1,568 | $178,300 |
| 51 | Wayne County | $67,500 | $1,576 | $170,200 |
| 52 | Muskegon County | $69,000 | $1,605 | $180,900 |
| 53 | Jackson County | $69,500 | $1,624 | $182,900 |
| 54 | Lenawee County | $69,500 | $1,617 | $181,100 |
| 55 | Ionia County | $71,000 | $1,655 | $189,400 |
| 56 | Midland County | $71,500 | $1,668 | $184,300 |
| 57 | Otsego County | $71,500 | $1,664 | $196,500 |
| 58 | Van Buren County | $72,000 | $1,678 | $189,900 |
| 59 | Mason County | $73,500 | $1,721 | $199,300 |
| 60 | Marquette County | $74,000 | $1,723 | $202,000 |
| 61 | Cass County | $74,500 | $1,741 | $205,200 |
| 62 | Ingham County | $75,000 | $1,749 | $187,500 |
| 63 | Berrien County | $77,500 | $1,814 | $211,400 |
| 64 | Eaton County | $78,500 | $1,830 | $206,700 |
| 65 | St. Clair County | $79,000 | $1,842 | $213,900 |
| 66 | Monroe County | $79,500 | $1,854 | $215,700 |
| 67 | Antrim County | $80,000 | $1,861 | $222,500 |
| 68 | Lapeer County | $82,000 | $1,918 | $229,100 |
| 69 | Kalamazoo County | $86,000 | $2,006 | $227,500 |
| 70 | Charlevoix County | $87,000 | $2,028 | $242,800 |
| 71 | Macomb County | $87,000 | $2,025 | $231,400 |
| 72 | Barry County | $88,000 | $2,058 | $243,700 |
| 73 | Benzie County | $89,000 | $2,081 | $254,400 |
| 74 | Allegan County | $89,500 | $2,088 | $247,000 |
| 75 | Clinton County | $89,500 | $2,087 | $243,700 |
| 76 | Kent County | $95,500 | $2,232 | $265,700 |
| 77 | Emmet County | $96,500 | $2,251 | $275,300 |
| 78 | Ottawa County | $103,000 | $2,406 | $291,200 |
| 79 | Grand Traverse County | $104,000 | $2,424 | $296,200 |
| 80 | Livingston County | $115,000 | $2,687 | $331,100 |
| 81 | Oakland County | $115,500 | $2,697 | $320,400 |
| 82 | Washtenaw County | $129,500 | $3,019 | $353,000 |
| 83 | Leelanau County | $135,500 | $3,158 | $406,900 |
Every figure is modelled on the county's own median home with 20% down at 7.24%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Lowest Salary Needed to Buy a Home across all 3,133 US counties · Every county in Michigan