Ranked from ACS 2023 5-Year
Lowest Salary Needed to Buy a Home in Michigan
The counties where an ordinary income still buys the median home outright by the 28% rule, with the whole monthly bill counted: tax, insurance, utilities and maintenance included, not just the loan payment.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Michigan ranked
| # | County | Income needed | Monthly to own | Median home |
|---|---|---|---|---|
| 1 | Ontonagon County | $41,000 | $960 | $101,000 |
| 2 | Gogebic County | $41,500 | $972 | $99,700 |
| 3 | Iron County | $42,000 | $981 | $101,500 |
| 4 | Luce County | $43,500 | $1,010 | $110,400 |
| 5 | Clare County | $46,000 | $1,077 | $117,400 |
| 6 | Iosco County | $47,500 | $1,105 | $122,900 |
| 7 | Schoolcraft County | $47,500 | $1,113 | $123,500 |
| 8 | Lake County | $48,000 | $1,115 | $122,900 |
| 9 | Oscoda County | $48,000 | $1,115 | $126,000 |
| 10 | Baraga County | $49,000 | $1,145 | $124,400 |
| 11 | Arenac County | $50,500 | $1,175 | $129,000 |
| 12 | Presque Isle County | $51,000 | $1,191 | $135,200 |
| 13 | Dickinson County | $51,500 | $1,204 | $130,300 |
| 14 | Ogemaw County | $52,000 | $1,215 | $138,600 |
| 15 | Alpena County | $52,500 | $1,222 | $137,800 |
| 16 | Gratiot County | $52,500 | $1,231 | $136,800 |
| 17 | Montmorency County | $52,500 | $1,228 | $142,000 |
| 18 | Osceola County | $52,500 | $1,227 | $139,600 |
| 19 | Tuscola County | $53,000 | $1,232 | $136,900 |
| 20 | Menominee County | $53,500 | $1,246 | $142,700 |
| 21 | Bay County | $54,000 | $1,259 | $135,100 |
| 22 | Houghton County | $54,000 | $1,256 | $140,300 |
| 23 | Huron County | $54,000 | $1,261 | $141,300 |
| 24 | Delta County | $55,000 | $1,288 | $146,800 |
| 25 | Roscommon County | $55,000 | $1,287 | $148,000 |
| 26 | Saginaw County | $55,000 | $1,285 | $139,400 |
| 27 | Branch County | $56,000 | $1,305 | $147,500 |
| 28 | Crawford County | $56,000 | $1,306 | $149,900 |
| 29 | Alcona County | $57,000 | $1,328 | $157,500 |
| 30 | Gladwin County | $57,500 | $1,342 | $153,200 |
| 31 | Chippewa County | $58,000 | $1,354 | $153,100 |
| 32 | Calhoun County | $58,500 | $1,369 | $151,500 |
| 33 | Sanilac County | $59,000 | $1,372 | $162,200 |
| 34 | Missaukee County | $59,500 | $1,391 | $163,700 |
| 35 | Wexford County | $59,500 | $1,392 | $160,300 |
| 36 | Alger County | $60,500 | $1,408 | $165,700 |
| 37 | Mackinac County | $60,500 | $1,413 | $165,600 |
| 38 | Manistee County | $61,000 | $1,428 | $166,600 |
| 39 | Hillsdale County | $61,500 | $1,438 | $170,500 |
| 40 | Mecosta County | $61,500 | $1,439 | $169,900 |
| 41 | St. Joseph County | $61,500 | $1,438 | $167,600 |
| 42 | Isabella County | $62,000 | $1,448 | $165,100 |
| 43 | Oceana County | $62,000 | $1,442 | $167,600 |
| 44 | Shiawassee County | $62,000 | $1,448 | $164,600 |
| 45 | Kalkaska County | $62,500 | $1,454 | $174,300 |
| 46 | Cheboygan County | $63,000 | $1,467 | $175,200 |
| 47 | Montcalm County | $63,000 | $1,466 | $172,100 |
| 48 | Genesee County | $65,000 | $1,518 | $172,900 |
| 49 | Keweenaw County | $65,000 | $1,513 | $181,400 |
| 50 | Newaygo County | $65,000 | $1,522 | $178,300 |
| 51 | Wayne County | $65,500 | $1,532 | $170,200 |
| 52 | Muskegon County | $67,000 | $1,558 | $180,900 |
| 53 | Jackson County | $67,500 | $1,577 | $182,900 |
| 54 | Lenawee County | $67,500 | $1,570 | $181,100 |
| 55 | Ionia County | $69,000 | $1,607 | $189,400 |
| 56 | Otsego County | $69,000 | $1,614 | $196,500 |
| 57 | Midland County | $69,500 | $1,621 | $184,300 |
| 58 | Van Buren County | $70,000 | $1,629 | $189,900 |
| 59 | Marquette County | $71,500 | $1,671 | $202,000 |
| 60 | Mason County | $71,500 | $1,669 | $199,300 |
| 61 | Cass County | $72,500 | $1,688 | $205,200 |
| 62 | Ingham County | $73,000 | $1,701 | $187,500 |
| 63 | Berrien County | $75,500 | $1,760 | $211,400 |
| 64 | Eaton County | $76,000 | $1,777 | $206,700 |
| 65 | St. Clair County | $76,500 | $1,787 | $213,900 |
| 66 | Monroe County | $77,000 | $1,798 | $215,700 |
| 67 | Antrim County | $77,500 | $1,804 | $222,500 |
| 68 | Lapeer County | $79,500 | $1,859 | $229,100 |
| 69 | Kalamazoo County | $83,500 | $1,948 | $227,500 |
| 70 | Charlevoix County | $84,000 | $1,965 | $242,800 |
| 71 | Macomb County | $84,000 | $1,966 | $231,400 |
| 72 | Barry County | $85,500 | $1,995 | $243,700 |
| 73 | Benzie County | $86,500 | $2,015 | $254,400 |
| 74 | Clinton County | $86,500 | $2,024 | $243,700 |
| 75 | Allegan County | $87,000 | $2,024 | $247,000 |
| 76 | Kent County | $92,500 | $2,163 | $265,700 |
| 77 | Emmet County | $93,500 | $2,180 | $275,300 |
| 78 | Ottawa County | $100,000 | $2,330 | $291,200 |
| 79 | Grand Traverse County | $100,500 | $2,348 | $296,200 |
| 80 | Livingston County | $111,500 | $2,602 | $331,100 |
| 81 | Oakland County | $112,000 | $2,614 | $320,400 |
| 82 | Washtenaw County | $125,500 | $2,928 | $353,000 |
| 83 | Leelanau County | $131,000 | $3,053 | $406,900 |
Every figure is modelled on the county's own median home with 20% down at 6.76%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Lowest Salary Needed to Buy a Home across all 3,133 US counties · Every county in Michigan