Ranked from ACS 2023 5-Year
Lowest Salary Needed to Buy a Home in Kentucky
The counties where an ordinary income still buys the median home outright by the 28% rule, with the whole monthly bill counted: tax, insurance, utilities and maintenance included, not just the loan payment.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Kentucky ranked
| # | County | Income needed | Monthly to own | Median home |
|---|---|---|---|---|
| 1 | Breathitt County | $29,000 | $677 | $61,800 |
| 2 | Wolfe County | $30,000 | $697 | $66,400 |
| 3 | Letcher County | $32,000 | $747 | $70,500 |
| 4 | Leslie County | $32,500 | $762 | $74,100 |
| 5 | Harlan County | $33,000 | $771 | $73,100 |
| 6 | Knott County | $33,000 | $765 | $74,600 |
| 7 | McCreary County | $33,500 | $784 | $77,000 |
| 8 | Fulton County | $34,000 | $791 | $78,100 |
| 9 | Owsley County | $34,500 | $804 | $79,900 |
| 10 | Bell County | $35,500 | $829 | $83,000 |
| 11 | Lee County | $35,500 | $830 | $82,100 |
| 12 | Lewis County | $36,000 | $845 | $86,100 |
| 13 | Martin County | $36,000 | $846 | $84,900 |
| 14 | Clay County | $36,500 | $857 | $87,300 |
| 15 | Magoffin County | $37,000 | $867 | $88,300 |
| 16 | Perry County | $38,000 | $885 | $90,700 |
| 17 | Hickman County | $38,500 | $904 | $92,300 |
| 18 | Floyd County | $39,000 | $906 | $93,300 |
| 19 | Elliott County | $40,000 | $932 | $97,400 |
| 20 | Webster County | $41,000 | $957 | $97,600 |
| 21 | Butler County | $42,000 | $981 | $105,500 |
| 22 | Metcalfe County | $42,000 | $977 | $103,100 |
| 23 | Pike County | $42,000 | $985 | $104,200 |
| 24 | Carlisle County | $43,000 | $1,000 | $104,700 |
| 25 | Jackson County | $43,000 | $998 | $107,000 |
| 26 | Morgan County | $43,000 | $1,001 | $106,000 |
| 27 | Lawrence County | $43,500 | $1,010 | $108,100 |
| 28 | Menifee County | $43,500 | $1,018 | $111,500 |
| 29 | Knox County | $44,000 | $1,023 | $109,200 |
| 30 | Union County | $44,000 | $1,026 | $109,000 |
| 31 | Bath County | $44,500 | $1,042 | $111,800 |
| 32 | Caldwell County | $44,500 | $1,035 | $113,500 |
| 33 | Clinton County | $44,500 | $1,041 | $114,000 |
| 34 | Estill County | $44,500 | $1,039 | $111,900 |
| 35 | Ohio County | $44,500 | $1,043 | $113,400 |
| 36 | Crittenden County | $45,000 | $1,055 | $115,700 |
| 37 | Fleming County | $45,500 | $1,066 | $115,200 |
| 38 | Livingston County | $45,500 | $1,066 | $116,300 |
| 39 | Monroe County | $46,000 | $1,079 | $116,300 |
| 40 | Rockcastle County | $46,000 | $1,073 | $119,300 |
| 41 | Green County | $46,500 | $1,085 | $118,900 |
| 42 | Nicholas County | $46,500 | $1,084 | $119,600 |
| 43 | Bracken County | $47,000 | $1,096 | $116,400 |
| 44 | Wayne County | $47,000 | $1,100 | $121,700 |
| 45 | Whitley County | $47,000 | $1,100 | $120,600 |
| 46 | Muhlenberg County | $47,500 | $1,109 | $121,300 |
| 47 | Carter County | $48,000 | $1,123 | $126,100 |
| 48 | Robertson County | $48,000 | $1,122 | $123,400 |
| 49 | Johnson County | $48,500 | $1,133 | $125,300 |
| 50 | Hart County | $49,000 | $1,139 | $124,600 |
| 51 | Cumberland County | $49,500 | $1,154 | $128,600 |
| 52 | Boyd County | $50,500 | $1,175 | $126,300 |
| 53 | Carroll County | $50,500 | $1,178 | $129,800 |
| 54 | Hopkins County | $50,500 | $1,178 | $128,800 |
| 55 | Adair County | $51,500 | $1,207 | $134,800 |
| 56 | Ballard County | $51,500 | $1,207 | $132,900 |
| 57 | Casey County | $51,500 | $1,204 | $135,700 |
| 58 | Edmonson County | $52,000 | $1,209 | $136,600 |
| 59 | Hancock County | $52,500 | $1,228 | $137,600 |
| 60 | Graves County | $53,000 | $1,237 | $139,000 |
| 61 | Greenup County | $53,000 | $1,240 | $135,300 |
| 62 | Breckinridge County | $53,500 | $1,247 | $141,400 |
| 63 | Lincoln County | $53,500 | $1,246 | $139,300 |
| 64 | Powell County | $53,500 | $1,251 | $142,400 |
| 65 | Laurel County | $54,000 | $1,260 | $143,400 |
| 66 | McLean County | $55,000 | $1,286 | $145,600 |
| 67 | Russell County | $55,500 | $1,295 | $148,200 |
| 68 | Christian County | $56,500 | $1,317 | $149,200 |
| 69 | Logan County | $56,500 | $1,323 | $151,500 |
| 70 | Rowan County | $57,500 | $1,346 | $155,900 |
| 71 | Todd County | $58,000 | $1,357 | $157,400 |
| 72 | Mason County | $58,500 | $1,368 | $157,500 |
| 73 | Pulaski County | $58,500 | $1,361 | $156,300 |
| 74 | Grayson County | $59,000 | $1,378 | $160,100 |
| 75 | Marion County | $59,500 | $1,387 | $158,700 |
| 76 | Pendleton County | $60,500 | $1,412 | $160,800 |
| 77 | Taylor County | $61,000 | $1,425 | $163,700 |
| 78 | Montgomery County | $61,500 | $1,430 | $163,800 |
| 79 | Owen County | $61,500 | $1,439 | $165,000 |
| 80 | Barren County | $62,000 | $1,450 | $166,900 |
| 81 | Henderson County | $62,500 | $1,462 | $165,700 |
| 82 | Washington County | $62,500 | $1,459 | $168,300 |
| 83 | Gallatin County | $63,500 | $1,480 | $169,400 |
| 84 | Trimble County | $63,500 | $1,487 | $172,700 |
| 85 | Allen County | $64,000 | $1,494 | $176,300 |
| 86 | Marshall County | $64,500 | $1,499 | $173,700 |
| 87 | Larue County | $65,000 | $1,515 | $177,500 |
| 88 | Calloway County | $66,500 | $1,548 | $181,200 |
| 89 | Lyon County | $66,500 | $1,548 | $183,600 |
| 90 | Henry County | $67,500 | $1,571 | $181,300 |
| 91 | McCracken County | $67,500 | $1,570 | $182,900 |
| 92 | Grant County | $68,000 | $1,588 | $185,500 |
| 93 | Garrard County | $68,500 | $1,597 | $186,800 |
| 94 | Daviess County | $69,000 | $1,611 | $185,800 |
| 95 | Harrison County | $69,000 | $1,606 | $188,900 |
| 96 | Trigg County | $69,000 | $1,609 | $192,000 |
| 97 | Mercer County | $70,000 | $1,634 | $189,700 |
| 98 | Simpson County | $70,500 | $1,649 | $195,700 |
| 99 | Meade County | $71,000 | $1,656 | $195,000 |
| 100 | Clark County | $72,000 | $1,681 | $197,900 |
| 101 | Franklin County | $73,000 | $1,705 | $198,700 |
| 102 | Boyle County | $74,000 | $1,722 | $200,700 |
| 103 | Hardin County | $74,500 | $1,736 | $205,900 |
| 104 | Bourbon County | $76,500 | $1,784 | $211,600 |
| 105 | Anderson County | $77,500 | $1,806 | $213,200 |
| 106 | Madison County | $79,500 | $1,852 | $220,700 |
| 107 | Nelson County | $81,000 | $1,887 | $224,100 |
| 108 | Kenton County | $83,500 | $1,952 | $227,500 |
| 109 | Bullitt County | $84,500 | $1,970 | $233,700 |
| 110 | Jefferson County | $85,500 | $1,997 | $237,200 |
| 111 | Warren County | $85,500 | $1,995 | $242,600 |
| 112 | Campbell County | $86,500 | $2,018 | $234,500 |
| 113 | Jessamine County | $87,500 | $2,039 | $245,100 |
| 114 | Boone County | $91,000 | $2,127 | $253,200 |
| 115 | Scott County | $92,500 | $2,162 | $264,200 |
| 116 | Woodford County | $95,000 | $2,221 | $270,400 |
| 117 | Fayette County | $97,000 | $2,268 | $272,100 |
| 118 | Shelby County | $98,000 | $2,290 | $277,500 |
| 119 | Spencer County | $103,500 | $2,416 | $297,600 |
| 120 | Oldham County | $131,000 | $3,054 | $375,000 |
Every figure is modelled on the county's own median home with 20% down at 7.24%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Lowest Salary Needed to Buy a Home across all 3,133 US counties · Every county in Kentucky