Ranked from ACS 2023 5-Year
Lowest Salary Needed to Buy a Home in Iowa
The counties where an ordinary income still buys the median home outright by the 28% rule, with the whole monthly bill counted: tax, insurance, utilities and maintenance included, not just the loan payment.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Iowa ranked
| # | County | Income needed | Monthly to own | Median home |
|---|---|---|---|---|
| 1 | Pocahontas County | $38,000 | $892 | $93,300 |
| 2 | Wayne County | $42,000 | $976 | $102,300 |
| 3 | Ida County | $43,000 | $1,000 | $108,800 |
| 4 | Emmet County | $43,500 | $1,018 | $106,200 |
| 5 | Taylor County | $43,500 | $1,020 | $109,700 |
| 6 | Audubon County | $44,000 | $1,027 | $110,400 |
| 7 | Keokuk County | $45,000 | $1,050 | $112,200 |
| 8 | Wright County | $45,000 | $1,051 | $109,800 |
| 9 | Calhoun County | $45,500 | $1,065 | $114,400 |
| 10 | Decatur County | $45,500 | $1,063 | $109,500 |
| 11 | Hardin County | $45,500 | $1,065 | $113,000 |
| 12 | Montgomery County | $46,000 | $1,075 | $109,900 |
| 13 | Adams County | $46,500 | $1,079 | $116,900 |
| 14 | Van Buren County | $46,500 | $1,087 | $118,800 |
| 15 | Wapello County | $46,500 | $1,085 | $112,900 |
| 16 | Appanoose County | $47,000 | $1,100 | $119,800 |
| 17 | Franklin County | $47,000 | $1,099 | $118,500 |
| 18 | Lucas County | $47,000 | $1,101 | $117,000 |
| 19 | Palo Alto County | $47,000 | $1,094 | $119,300 |
| 20 | Monona County | $47,500 | $1,111 | $122,600 |
| 21 | Osceola County | $47,500 | $1,109 | $123,800 |
| 22 | Page County | $48,000 | $1,119 | $120,000 |
| 23 | Union County | $48,500 | $1,137 | $117,800 |
| 24 | Lee County | $49,500 | $1,154 | $123,600 |
| 25 | Hancock County | $50,000 | $1,165 | $129,300 |
| 26 | Fayette County | $51,000 | $1,189 | $130,800 |
| 27 | Kossuth County | $51,000 | $1,193 | $135,100 |
| 28 | Hamilton County | $51,500 | $1,206 | $132,300 |
| 29 | Winnebago County | $51,500 | $1,206 | $132,300 |
| 30 | Floyd County | $52,000 | $1,216 | $133,300 |
| 31 | Howard County | $52,000 | $1,211 | $133,900 |
| 32 | Sac County | $52,000 | $1,214 | $138,400 |
| 33 | Cass County | $52,500 | $1,221 | $133,300 |
| 34 | Crawford County | $53,000 | $1,231 | $136,300 |
| 35 | Louisa County | $53,000 | $1,236 | $137,600 |
| 36 | Marshall County | $53,000 | $1,236 | $134,100 |
| 37 | Greene County | $53,500 | $1,249 | $140,500 |
| 38 | Monroe County | $53,500 | $1,251 | $135,900 |
| 39 | Worth County | $53,500 | $1,248 | $142,300 |
| 40 | Adair County | $54,000 | $1,264 | $140,600 |
| 41 | Des Moines County | $54,000 | $1,261 | $137,000 |
| 42 | Cherokee County | $54,500 | $1,268 | $145,100 |
| 43 | Mahaska County | $54,500 | $1,274 | $140,900 |
| 44 | Tama County | $54,500 | $1,267 | $139,900 |
| 45 | Webster County | $54,500 | $1,266 | $138,500 |
| 46 | Buena Vista County | $56,000 | $1,302 | $146,900 |
| 47 | Humboldt County | $56,000 | $1,307 | $146,900 |
| 48 | Fremont County | $56,500 | $1,314 | $147,500 |
| 49 | Davis County | $57,000 | $1,329 | $146,000 |
| 50 | Ringgold County | $57,000 | $1,331 | $150,300 |
| 51 | O'Brien County | $58,000 | $1,358 | $158,900 |
| 52 | Henry County | $58,500 | $1,360 | $148,600 |
| 53 | Shelby County | $59,000 | $1,375 | $156,200 |
| 54 | Butler County | $59,500 | $1,392 | $156,500 |
| 55 | Cerro Gordo County | $59,500 | $1,389 | $154,100 |
| 56 | Clayton County | $59,500 | $1,386 | $155,700 |
| 57 | Clinton County | $59,500 | $1,393 | $153,800 |
| 58 | Chickasaw County | $60,500 | $1,413 | $164,400 |
| 59 | Mitchell County | $61,000 | $1,419 | $164,100 |
| 60 | Clarke County | $61,500 | $1,430 | $160,200 |
| 61 | Guthrie County | $61,500 | $1,441 | $163,900 |
| 62 | Jefferson County | $62,000 | $1,442 | $161,200 |
| 63 | Harrison County | $62,500 | $1,453 | $165,300 |
| 64 | Allamakee County | $63,500 | $1,487 | $171,900 |
| 65 | Clay County | $63,500 | $1,478 | $171,500 |
| 66 | Delaware County | $63,500 | $1,480 | $168,700 |
| 67 | Jackson County | $63,500 | $1,477 | $170,000 |
| 68 | Buchanan County | $64,000 | $1,499 | $171,400 |
| 69 | Carroll County | $64,000 | $1,490 | $175,700 |
| 70 | Grundy County | $65,500 | $1,528 | $180,500 |
| 71 | Woodbury County | $65,500 | $1,524 | $172,000 |
| 72 | Muscatine County | $66,000 | $1,537 | $172,400 |
| 73 | Jasper County | $66,500 | $1,553 | $176,800 |
| 74 | Jones County | $68,000 | $1,584 | $183,400 |
| 75 | Poweshiek County | $68,000 | $1,588 | $184,200 |
| 76 | Black Hawk County | $69,000 | $1,612 | $182,400 |
| 77 | Pottawattamie County | $70,000 | $1,634 | $183,600 |
| 78 | Iowa County | $70,500 | $1,640 | $189,800 |
| 79 | Boone County | $71,500 | $1,665 | $191,200 |
| 80 | Cedar County | $72,500 | $1,694 | $199,700 |
| 81 | Benton County | $73,000 | $1,702 | $198,400 |
| 82 | Washington County | $73,500 | $1,714 | $199,600 |
| 83 | Lyon County | $75,500 | $1,759 | $215,600 |
| 84 | Bremer County | $76,000 | $1,772 | $207,200 |
| 85 | Marion County | $77,000 | $1,792 | $211,100 |
| 86 | Linn County | $77,500 | $1,804 | $204,400 |
| 87 | Plymouth County | $77,500 | $1,810 | $218,600 |
| 88 | Scott County | $79,000 | $1,842 | $212,500 |
| 89 | Dubuque County | $81,500 | $1,899 | $226,100 |
| 90 | Sioux County | $83,500 | $1,950 | $235,600 |
| 91 | Mills County | $84,000 | $1,956 | $228,700 |
| 92 | Winneshiek County | $84,500 | $1,977 | $239,000 |
| 93 | Dickinson County | $87,000 | $2,031 | $251,600 |
| 94 | Madison County | $87,500 | $2,038 | $236,900 |
| 95 | Story County | $89,000 | $2,074 | $243,600 |
| 96 | Warren County | $92,000 | $2,151 | $252,800 |
| 97 | Polk County | $93,000 | $2,170 | $248,400 |
| 98 | Johnson County | $106,000 | $2,477 | $293,100 |
| 99 | Dallas County | $118,000 | $2,759 | $333,400 |
Every figure is modelled on the county's own median home with 20% down at 6.76%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Lowest Salary Needed to Buy a Home across all 3,133 US counties · Every county in Iowa