Ranked from ACS 2023 5-Year
Lowest Salary Needed to Buy a Home in Iowa
The counties where an ordinary income still buys the median home outright by the 28% rule, with the whole monthly bill counted: tax, insurance, utilities and maintenance included, not just the loan payment.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Iowa ranked
| # | County | Income needed | Monthly to own | Median home |
|---|---|---|---|---|
| 1 | Pocahontas County | $39,500 | $926 | $93,300 |
| 2 | Wayne County | $43,500 | $1,012 | $102,300 |
| 3 | Ida County | $44,500 | $1,038 | $108,800 |
| 4 | Emmet County | $45,000 | $1,054 | $106,200 |
| 5 | Audubon County | $45,500 | $1,065 | $110,400 |
| 6 | Taylor County | $45,500 | $1,058 | $109,700 |
| 7 | Keokuk County | $46,500 | $1,088 | $112,200 |
| 8 | Wright County | $46,500 | $1,089 | $109,800 |
| 9 | Decatur County | $47,000 | $1,100 | $109,500 |
| 10 | Calhoun County | $47,500 | $1,104 | $114,400 |
| 11 | Hardin County | $47,500 | $1,104 | $113,000 |
| 12 | Montgomery County | $47,500 | $1,113 | $109,900 |
| 13 | Adams County | $48,000 | $1,119 | $116,900 |
| 14 | Wapello County | $48,000 | $1,123 | $112,900 |
| 15 | Palo Alto County | $48,500 | $1,134 | $119,300 |
| 16 | Van Buren County | $48,500 | $1,127 | $118,800 |
| 17 | Appanoose County | $49,000 | $1,140 | $119,800 |
| 18 | Franklin County | $49,000 | $1,139 | $118,500 |
| 19 | Lucas County | $49,000 | $1,141 | $117,000 |
| 20 | Monona County | $49,500 | $1,152 | $122,600 |
| 21 | Osceola County | $49,500 | $1,150 | $123,800 |
| 22 | Page County | $49,500 | $1,160 | $120,000 |
| 23 | Union County | $50,500 | $1,177 | $117,800 |
| 24 | Lee County | $51,000 | $1,195 | $123,600 |
| 25 | Hancock County | $51,500 | $1,207 | $129,300 |
| 26 | Fayette County | $53,000 | $1,232 | $130,800 |
| 27 | Kossuth County | $53,000 | $1,238 | $135,100 |
| 28 | Hamilton County | $53,500 | $1,250 | $132,300 |
| 29 | Winnebago County | $53,500 | $1,249 | $132,300 |
| 30 | Cass County | $54,000 | $1,264 | $133,300 |
| 31 | Floyd County | $54,000 | $1,260 | $133,300 |
| 32 | Howard County | $54,000 | $1,255 | $133,900 |
| 33 | Sac County | $54,000 | $1,259 | $138,400 |
| 34 | Crawford County | $54,500 | $1,276 | $136,300 |
| 35 | Louisa County | $55,000 | $1,281 | $137,600 |
| 36 | Marshall County | $55,000 | $1,280 | $134,100 |
| 37 | Greene County | $55,500 | $1,294 | $140,500 |
| 38 | Monroe County | $55,500 | $1,295 | $135,900 |
| 39 | Worth County | $55,500 | $1,294 | $142,300 |
| 40 | Adair County | $56,000 | $1,310 | $140,600 |
| 41 | Des Moines County | $56,000 | $1,305 | $137,000 |
| 42 | Tama County | $56,000 | $1,312 | $139,900 |
| 43 | Webster County | $56,000 | $1,311 | $138,500 |
| 44 | Cherokee County | $56,500 | $1,315 | $145,100 |
| 45 | Mahaska County | $56,500 | $1,320 | $140,900 |
| 46 | Buena Vista County | $58,000 | $1,349 | $146,900 |
| 47 | Humboldt County | $58,000 | $1,355 | $146,900 |
| 48 | Fremont County | $58,500 | $1,361 | $147,500 |
| 49 | Davis County | $59,000 | $1,376 | $146,000 |
| 50 | Ringgold County | $59,000 | $1,379 | $150,300 |
| 51 | Henry County | $60,500 | $1,408 | $148,600 |
| 52 | O'Brien County | $60,500 | $1,409 | $158,900 |
| 53 | Shelby County | $61,000 | $1,424 | $156,200 |
| 54 | Cerro Gordo County | $61,500 | $1,438 | $154,100 |
| 55 | Clayton County | $61,500 | $1,435 | $155,700 |
| 56 | Butler County | $62,000 | $1,442 | $156,500 |
| 57 | Clinton County | $62,000 | $1,442 | $153,800 |
| 58 | Chickasaw County | $63,000 | $1,465 | $164,400 |
| 59 | Mitchell County | $63,000 | $1,471 | $164,100 |
| 60 | Clarke County | $63,500 | $1,481 | $160,200 |
| 61 | Guthrie County | $64,000 | $1,492 | $163,900 |
| 62 | Jefferson County | $64,000 | $1,493 | $161,200 |
| 63 | Harrison County | $64,500 | $1,505 | $165,300 |
| 64 | Clay County | $65,500 | $1,532 | $171,500 |
| 65 | Delaware County | $65,500 | $1,532 | $168,700 |
| 66 | Jackson County | $65,500 | $1,530 | $170,000 |
| 67 | Allamakee County | $66,000 | $1,540 | $171,900 |
| 68 | Carroll County | $66,000 | $1,545 | $175,700 |
| 69 | Buchanan County | $66,500 | $1,552 | $171,400 |
| 70 | Woodbury County | $67,500 | $1,578 | $172,000 |
| 71 | Grundy County | $68,000 | $1,584 | $180,500 |
| 72 | Muscatine County | $68,000 | $1,591 | $172,400 |
| 73 | Jasper County | $69,000 | $1,608 | $176,800 |
| 74 | Jones County | $70,500 | $1,641 | $183,400 |
| 75 | Poweshiek County | $70,500 | $1,645 | $184,200 |
| 76 | Black Hawk County | $71,500 | $1,668 | $182,400 |
| 77 | Pottawattamie County | $72,500 | $1,691 | $183,600 |
| 78 | Iowa County | $73,000 | $1,699 | $189,800 |
| 79 | Boone County | $74,000 | $1,723 | $191,200 |
| 80 | Cedar County | $75,000 | $1,755 | $199,700 |
| 81 | Benton County | $75,500 | $1,762 | $198,400 |
| 82 | Washington County | $76,000 | $1,775 | $199,600 |
| 83 | Lyon County | $78,000 | $1,824 | $215,600 |
| 84 | Bremer County | $78,500 | $1,835 | $207,200 |
| 85 | Marion County | $79,500 | $1,856 | $211,100 |
| 86 | Linn County | $80,000 | $1,866 | $204,400 |
| 87 | Plymouth County | $80,500 | $1,876 | $218,600 |
| 88 | Scott County | $81,500 | $1,906 | $212,500 |
| 89 | Dubuque County | $84,500 | $1,967 | $226,100 |
| 90 | Sioux County | $86,500 | $2,020 | $235,600 |
| 91 | Mills County | $87,000 | $2,025 | $228,700 |
| 92 | Winneshiek County | $88,000 | $2,048 | $239,000 |
| 93 | Dickinson County | $90,000 | $2,106 | $251,600 |
| 94 | Madison County | $90,500 | $2,109 | $236,900 |
| 95 | Story County | $92,000 | $2,146 | $243,600 |
| 96 | Warren County | $95,500 | $2,225 | $252,800 |
| 97 | Polk County | $96,000 | $2,243 | $248,400 |
| 98 | Johnson County | $110,000 | $2,562 | $293,100 |
| 99 | Dallas County | $122,500 | $2,854 | $333,400 |
Every figure is modelled on the county's own median home with 20% down at 7.24%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Lowest Salary Needed to Buy a Home across all 3,133 US counties · Every county in Iowa