Ranked from ACS 2023 5-Year
Lowest Salary Needed to Buy a Home in Illinois
The counties where an ordinary income still buys the median home outright by the 28% rule, with the whole monthly bill counted: tax, insurance, utilities and maintenance included, not just the loan payment.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Illinois ranked
| # | County | Income needed | Monthly to own | Median home |
|---|---|---|---|---|
| 1 | Alexander County | $29,000 | $674 | $58,700 |
| 2 | Pulaski County | $34,000 | $798 | $81,000 |
| 3 | Gallatin County | $37,500 | $874 | $84,700 |
| 4 | Franklin County | $38,500 | $897 | $87,700 |
| 5 | Hardin County | $38,500 | $904 | $91,700 |
| 6 | Lawrence County | $40,000 | $936 | $95,500 |
| 7 | Saline County | $40,500 | $943 | $92,900 |
| 8 | Clay County | $41,000 | $958 | $94,300 |
| 9 | Vermilion County | $41,000 | $961 | $92,900 |
| 10 | Edgar County | $41,500 | $964 | $95,700 |
| 11 | Edwards County | $41,500 | $972 | $97,500 |
| 12 | Greene County | $41,500 | $963 | $94,400 |
| 13 | White County | $42,500 | $986 | $100,100 |
| 14 | Cass County | $43,000 | $1,007 | $95,500 |
| 15 | Pike County | $43,000 | $1,000 | $100,100 |
| 16 | Scott County | $43,000 | $998 | $101,700 |
| 17 | Marion County | $43,500 | $1,013 | $100,100 |
| 18 | Henderson County | $44,000 | $1,022 | $101,600 |
| 19 | Montgomery County | $44,000 | $1,031 | $102,200 |
| 20 | Wabash County | $44,000 | $1,023 | $103,900 |
| 21 | Stark County | $44,500 | $1,035 | $103,500 |
| 22 | Warren County | $44,500 | $1,038 | $101,300 |
| 23 | Hamilton County | $45,000 | $1,051 | $108,800 |
| 24 | Perry County | $45,000 | $1,050 | $105,200 |
| 25 | Richland County | $45,000 | $1,049 | $106,600 |
| 26 | Fulton County | $46,000 | $1,068 | $102,500 |
| 27 | Knox County | $46,000 | $1,073 | $104,900 |
| 28 | Schuyler County | $46,000 | $1,073 | $106,200 |
| 29 | Wayne County | $46,000 | $1,072 | $109,400 |
| 30 | McDonough County | $46,500 | $1,079 | $103,500 |
| 31 | Hancock County | $47,000 | $1,094 | $108,400 |
| 32 | Mason County | $47,000 | $1,100 | $106,100 |
| 33 | Christian County | $47,500 | $1,108 | $112,100 |
| 34 | Crawford County | $47,500 | $1,108 | $113,700 |
| 35 | Fayette County | $47,500 | $1,113 | $114,700 |
| 36 | Massac County | $48,500 | $1,137 | $118,000 |
| 37 | Carroll County | $49,500 | $1,152 | $113,500 |
| 38 | Cumberland County | $49,500 | $1,160 | $117,700 |
| 39 | Jefferson County | $50,000 | $1,161 | $118,400 |
| 40 | Ford County | $51,000 | $1,194 | $118,100 |
| 41 | Clark County | $51,500 | $1,197 | $123,100 |
| 42 | Moultrie County | $51,500 | $1,206 | $121,500 |
| 43 | Jasper County | $52,000 | $1,218 | $122,900 |
| 44 | Macoupin County | $52,000 | $1,210 | $126,100 |
| 45 | Bureau County | $52,500 | $1,226 | $121,900 |
| 46 | Coles County | $52,500 | $1,224 | $121,900 |
| 47 | De Witt County | $52,500 | $1,223 | $124,200 |
| 48 | Macon County | $52,500 | $1,228 | $121,800 |
| 49 | Jackson County | $53,000 | $1,235 | $125,000 |
| 50 | Logan County | $53,000 | $1,235 | $125,900 |
| 51 | Shelby County | $53,000 | $1,235 | $130,400 |
| 52 | Union County | $53,000 | $1,235 | $131,700 |
| 53 | Iroquois County | $53,500 | $1,243 | $125,400 |
| 54 | Randolph County | $53,500 | $1,254 | $134,100 |
| 55 | Morgan County | $54,000 | $1,263 | $128,700 |
| 56 | Whiteside County | $54,000 | $1,265 | $125,800 |
| 57 | Bond County | $56,000 | $1,308 | $133,100 |
| 58 | Livingston County | $56,500 | $1,319 | $131,500 |
| 59 | Stephenson County | $56,500 | $1,315 | $127,500 |
| 60 | Brown County | $57,000 | $1,326 | $142,200 |
| 61 | Johnson County | $58,000 | $1,354 | $148,200 |
| 62 | Marshall County | $58,000 | $1,351 | $137,800 |
| 63 | Mercer County | $58,000 | $1,358 | $139,300 |
| 64 | Douglas County | $58,500 | $1,369 | $142,600 |
| 65 | Williamson County | $59,000 | $1,382 | $145,600 |
| 66 | Henry County | $60,500 | $1,412 | $145,300 |
| 67 | Washington County | $61,500 | $1,433 | $149,800 |
| 68 | Adams County | $62,000 | $1,448 | $155,900 |
| 69 | Pope County | $62,000 | $1,446 | $165,300 |
| 70 | Rock Island County | $62,000 | $1,449 | $144,700 |
| 71 | Lee County | $63,500 | $1,486 | $155,100 |
| 72 | Peoria County | $64,500 | $1,506 | $152,600 |
| 73 | LaSalle County | $65,000 | $1,514 | $154,900 |
| 74 | Putnam County | $66,000 | $1,545 | $167,800 |
| 75 | Winnebago County | $67,000 | $1,558 | $155,100 |
| 76 | Calhoun County | $67,500 | $1,577 | $174,000 |
| 77 | Jersey County | $67,500 | $1,575 | $168,800 |
| 78 | Madison County | $68,000 | $1,592 | $167,900 |
| 79 | Tazewell County | $68,000 | $1,590 | $164,500 |
| 80 | Piatt County | $69,000 | $1,612 | $173,200 |
| 81 | St. Clair County | $69,500 | $1,623 | $168,800 |
| 82 | Sangamon County | $69,500 | $1,620 | $170,300 |
| 83 | Effingham County | $70,000 | $1,629 | $179,800 |
| 84 | Menard County | $70,500 | $1,644 | $179,300 |
| 85 | Clinton County | $72,500 | $1,687 | $180,500 |
| 86 | Ogle County | $74,500 | $1,743 | $184,100 |
| 87 | Jo Daviess County | $76,000 | $1,779 | $193,900 |
| 88 | Kankakee County | $76,500 | $1,786 | $185,700 |
| 89 | Woodford County | $79,000 | $1,848 | $193,800 |
| 90 | Boone County | $81,500 | $1,903 | $198,600 |
| 91 | McLean County | $81,500 | $1,901 | $198,300 |
| 92 | Champaign County | $82,500 | $1,925 | $205,100 |
| 93 | DeKalb County | $96,000 | $2,241 | $231,900 |
| 94 | Monroe County | $101,000 | $2,352 | $265,600 |
| 95 | Grundy County | $101,500 | $2,371 | $259,200 |
| 96 | McHenry County | $116,500 | $2,714 | $286,900 |
| 97 | Cook County | $117,500 | $2,744 | $305,200 |
| 98 | Will County | $119,000 | $2,774 | $298,000 |
| 99 | Kane County | $121,000 | $2,827 | $303,000 |
| 100 | Kendall County | $121,000 | $2,827 | $298,900 |
| 101 | Lake County | $133,500 | $3,111 | $326,600 |
| 102 | DuPage County | $143,500 | $3,353 | $374,100 |
Every figure is modelled on the county's own median home with 20% down at 7.24%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Lowest Salary Needed to Buy a Home across all 3,133 US counties · Every county in Illinois