Ranked from ACS 2023 5-Year
Lowest Salary Needed to Buy a Home in Georgia
The counties where an ordinary income still buys the median home outright by the 28% rule, with the whole monthly bill counted: tax, insurance, utilities and maintenance included, not just the loan payment.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Georgia ranked
| # | County | Income needed | Monthly to own | Median home |
|---|---|---|---|---|
| 1 | Stewart County | $28,500 | $662 | $53,000 |
| 2 | Wheeler County | $33,000 | $773 | $74,600 |
| 3 | Wilcox County | $33,000 | $767 | $71,200 |
| 4 | Atkinson County | $34,000 | $793 | $76,300 |
| 5 | Taliaferro County | $34,000 | $792 | $73,100 |
| 6 | Warren County | $35,000 | $815 | $78,000 |
| 7 | Appling County | $35,500 | $827 | $81,400 |
| 8 | Jenkins County | $35,500 | $832 | $81,100 |
| 9 | Taylor County | $36,000 | $841 | $82,900 |
| 10 | Calhoun County | $36,500 | $854 | $82,200 |
| 11 | Emanuel County | $38,000 | $885 | $88,200 |
| 12 | Hancock County | $38,000 | $881 | $87,400 |
| 13 | Macon County | $38,000 | $890 | $87,000 |
| 14 | Clinch County | $38,500 | $902 | $86,300 |
| 15 | Johnson County | $38,500 | $903 | $91,200 |
| 16 | Randolph County | $38,500 | $898 | $90,900 |
| 17 | Wilkinson County | $38,500 | $897 | $90,800 |
| 18 | Brantley County | $39,500 | $923 | $91,800 |
| 19 | Clay County | $39,500 | $922 | $92,500 |
| 20 | Jefferson County | $39,500 | $922 | $93,100 |
| 21 | Webster County | $39,500 | $917 | $92,200 |
| 22 | Turner County | $40,500 | $949 | $95,200 |
| 23 | Chattooga County | $41,000 | $952 | $98,700 |
| 24 | Treutlen County | $41,000 | $958 | $98,400 |
| 25 | Chattahoochee County | $41,500 | $971 | $99,800 |
| 26 | Dooly County | $41,500 | $966 | $96,400 |
| 27 | Quitman County | $42,000 | $982 | $103,000 |
| 28 | Twiggs County | $42,500 | $991 | $104,500 |
| 29 | Bacon County | $43,000 | $1,005 | $104,100 |
| 30 | Burke County | $44,000 | $1,022 | $107,800 |
| 31 | Dodge County | $44,000 | $1,032 | $108,700 |
| 32 | Irwin County | $44,000 | $1,022 | $105,300 |
| 33 | Ware County | $44,000 | $1,022 | $106,500 |
| 34 | Wilkes County | $44,000 | $1,022 | $105,000 |
| 35 | Jeff Davis County | $44,500 | $1,035 | $109,300 |
| 36 | Mitchell County | $44,500 | $1,038 | $105,500 |
| 37 | Telfair County | $44,500 | $1,041 | $108,200 |
| 38 | Echols County | $45,500 | $1,064 | $112,600 |
| 39 | Terrell County | $45,500 | $1,066 | $111,500 |
| 40 | Elbert County | $46,000 | $1,078 | $114,600 |
| 41 | Seminole County | $46,000 | $1,078 | $111,600 |
| 42 | Worth County | $46,000 | $1,072 | $112,400 |
| 43 | Ben Hill County | $46,500 | $1,086 | $114,600 |
| 44 | Berrien County | $46,500 | $1,083 | $115,200 |
| 45 | Montgomery County | $47,000 | $1,102 | $118,200 |
| 46 | Washington County | $47,000 | $1,096 | $115,600 |
| 47 | Baker County | $47,500 | $1,107 | $120,100 |
| 48 | Charlton County | $47,500 | $1,103 | $119,000 |
| 49 | Marion County | $47,500 | $1,104 | $122,100 |
| 50 | Colquitt County | $48,000 | $1,116 | $121,400 |
| 51 | Cook County | $48,000 | $1,123 | $123,000 |
| 52 | Brooks County | $48,500 | $1,133 | $118,100 |
| 53 | Coffee County | $49,000 | $1,140 | $125,700 |
| 54 | Crisp County | $49,000 | $1,141 | $120,800 |
| 55 | Glascock County | $49,000 | $1,138 | $122,800 |
| 56 | Miller County | $49,000 | $1,145 | $118,300 |
| 57 | Tattnall County | $49,000 | $1,138 | $122,400 |
| 58 | Screven County | $49,500 | $1,154 | $122,300 |
| 59 | Sumter County | $50,000 | $1,169 | $122,300 |
| 60 | Toombs County | $50,000 | $1,167 | $127,100 |
| 61 | Early County | $50,500 | $1,173 | $130,100 |
| 62 | Talbot County | $50,500 | $1,181 | $127,200 |
| 63 | Pierce County | $51,500 | $1,198 | $132,100 |
| 64 | Bleckley County | $52,500 | $1,222 | $132,900 |
| 65 | Dougherty County | $52,500 | $1,229 | $129,200 |
| 66 | Laurens County | $52,500 | $1,220 | $137,400 |
| 67 | Candler County | $53,000 | $1,238 | $135,600 |
| 68 | Grady County | $53,000 | $1,237 | $136,500 |
| 69 | Evans County | $54,500 | $1,267 | $139,700 |
| 70 | Crawford County | $55,000 | $1,281 | $144,800 |
| 71 | Pulaski County | $55,000 | $1,286 | $144,300 |
| 72 | Tift County | $55,000 | $1,280 | $143,100 |
| 73 | Decatur County | $56,000 | $1,301 | $146,200 |
| 74 | Wayne County | $56,000 | $1,311 | $149,800 |
| 75 | Upson County | $56,500 | $1,320 | $149,500 |
| 76 | Schley County | $57,500 | $1,345 | $152,900 |
| 77 | McDuffie County | $58,000 | $1,356 | $155,100 |
| 78 | Heard County | $58,500 | $1,370 | $161,000 |
| 79 | Meriwether County | $58,500 | $1,363 | $154,600 |
| 80 | Franklin County | $59,500 | $1,384 | $160,600 |
| 81 | Baldwin County | $60,500 | $1,410 | $164,700 |
| 82 | Dade County | $60,500 | $1,407 | $166,600 |
| 83 | Polk County | $60,500 | $1,409 | $163,500 |
| 84 | Lanier County | $61,000 | $1,421 | $161,100 |
| 85 | Lincoln County | $61,000 | $1,421 | $163,600 |
| 86 | Richmond County | $61,000 | $1,419 | $163,300 |
| 87 | Stephens County | $62,000 | $1,447 | $168,200 |
| 88 | Murray County | $62,500 | $1,456 | $173,300 |
| 89 | Bibb County | $63,000 | $1,467 | $165,800 |
| 90 | McIntosh County | $63,500 | $1,477 | $173,900 |
| 91 | Walker County | $63,500 | $1,480 | $173,900 |
| 92 | Jones County | $65,000 | $1,511 | $174,600 |
| 93 | Muscogee County | $66,500 | $1,549 | $182,300 |
| 94 | Liberty County | $67,000 | $1,566 | $180,200 |
| 95 | Thomas County | $67,000 | $1,568 | $185,300 |
| 96 | Bulloch County | $69,000 | $1,606 | $191,600 |
| 97 | Troup County | $69,000 | $1,609 | $187,800 |
| 98 | Peach County | $69,500 | $1,621 | $186,100 |
| 99 | Floyd County | $70,000 | $1,628 | $194,100 |
| 100 | Clayton County | $70,500 | $1,645 | $194,500 |
| 101 | Whitfield County | $70,500 | $1,640 | $198,900 |
| 102 | Lowndes County | $71,000 | $1,659 | $197,900 |
| 103 | Madison County | $71,000 | $1,662 | $198,800 |
| 104 | Oglethorpe County | $71,000 | $1,661 | $198,700 |
| 105 | Hart County | $71,500 | $1,671 | $206,500 |
| 106 | Spalding County | $71,500 | $1,672 | $196,600 |
| 107 | Long County | $72,000 | $1,677 | $196,500 |
| 108 | Gordon County | $72,500 | $1,693 | $205,600 |
| 109 | Lamar County | $73,000 | $1,704 | $201,400 |
| 110 | Houston County | $73,500 | $1,719 | $205,600 |
| 111 | Habersham County | $74,000 | $1,724 | $212,000 |
| 112 | Catoosa County | $75,000 | $1,751 | $214,200 |
| 113 | Haralson County | $75,000 | $1,752 | $210,400 |
| 114 | Putnam County | $77,500 | $1,812 | $222,000 |
| 115 | Carroll County | $78,500 | $1,832 | $227,500 |
| 116 | Jasper County | $78,500 | $1,826 | $219,700 |
| 117 | Butts County | $80,500 | $1,873 | $227,800 |
| 118 | Lee County | $81,500 | $1,899 | $226,900 |
| 119 | Newton County | $82,500 | $1,929 | $233,300 |
| 120 | Camden County | $83,000 | $1,938 | $233,900 |
| 121 | Monroe County | $84,000 | $1,954 | $243,200 |
| 122 | Banks County | $86,000 | $2,002 | $251,700 |
| 123 | Effingham County | $86,500 | $2,024 | $245,300 |
| 124 | Rockdale County | $88,000 | $2,055 | $256,600 |
| 125 | Barrow County | $88,500 | $2,070 | $255,200 |
| 126 | White County | $89,000 | $2,082 | $262,200 |
| 127 | Bartow County | $90,000 | $2,096 | $262,200 |
| 128 | Fannin County | $90,000 | $2,098 | $274,600 |
| 129 | Douglas County | $90,500 | $2,111 | $262,200 |
| 130 | Glynn County | $91,000 | $2,120 | $268,300 |
| 131 | Rabun County | $91,000 | $2,127 | $272,600 |
| 132 | Union County | $91,000 | $2,120 | $272,600 |
| 133 | Gilmer County | $91,500 | $2,135 | $278,900 |
| 134 | Pike County | $93,000 | $2,165 | $265,700 |
| 135 | Lumpkin County | $94,000 | $2,194 | $277,200 |
| 136 | Clarke County | $94,500 | $2,204 | $271,900 |
| 137 | Chatham County | $95,000 | $2,215 | $273,300 |
| 138 | Harris County | $96,500 | $2,250 | $278,700 |
| 139 | Henry County | $96,500 | $2,249 | $277,400 |
| 140 | Pickens County | $97,500 | $2,275 | $289,600 |
| 141 | Columbia County | $98,500 | $2,303 | $287,400 |
| 142 | Paulding County | $99,000 | $2,315 | $289,000 |
| 143 | Towns County | $101,000 | $2,354 | $311,900 |
| 144 | Walton County | $102,500 | $2,388 | $300,500 |
| 145 | Hall County | $106,000 | $2,469 | $313,600 |
| 146 | Bryan County | $107,000 | $2,501 | $317,100 |
| 147 | Jackson County | $107,000 | $2,494 | $312,700 |
| 148 | Coweta County | $108,500 | $2,531 | $321,900 |
| 149 | Morgan County | $108,500 | $2,531 | $323,100 |
| 150 | DeKalb County | $113,000 | $2,639 | $331,400 |
| 151 | Greene County | $113,500 | $2,650 | $342,200 |
| 152 | Dawson County | $116,000 | $2,703 | $351,900 |
| 153 | Gwinnett County | $118,500 | $2,759 | $345,700 |
| 154 | Cobb County | $123,000 | $2,872 | $373,700 |
| 155 | Cherokee County | $128,000 | $2,990 | $389,800 |
| 156 | Fayette County | $134,000 | $3,129 | $405,600 |
| 157 | Oconee County | $139,000 | $3,245 | $425,100 |
| 158 | Fulton County | $143,500 | $3,350 | $431,200 |
| 159 | Forsyth County | $160,500 | $3,747 | $493,800 |
Every figure is modelled on the county's own median home with 20% down at 6.76%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Lowest Salary Needed to Buy a Home across all 3,133 US counties · Every county in Georgia