Ranked from ACS 2023 5-Year
Lowest Salary Needed to Buy a Home in Florida
The counties where an ordinary income still buys the median home outright by the 28% rule, with the whole monthly bill counted: tax, insurance, utilities and maintenance included, not just the loan payment.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Florida ranked
| # | County | Income needed | Monthly to own | Median home |
|---|---|---|---|---|
| 1 | Dixie County | $41,000 | $961 | $96,900 |
| 2 | Holmes County | $42,000 | $976 | $101,400 |
| 3 | Taylor County | $42,000 | $984 | $100,200 |
| 4 | Madison County | $44,500 | $1,040 | $105,900 |
| 5 | Hamilton County | $45,500 | $1,061 | $110,400 |
| 6 | Jackson County | $46,000 | $1,070 | $113,900 |
| 7 | Glades County | $48,000 | $1,121 | $114,800 |
| 8 | Liberty County | $48,500 | $1,130 | $117,600 |
| 9 | Calhoun County | $52,000 | $1,219 | $134,000 |
| 10 | Lafayette County | $52,000 | $1,211 | $131,600 |
| 11 | Hardee County | $53,000 | $1,238 | $129,400 |
| 12 | Putnam County | $58,000 | $1,348 | $147,300 |
| 13 | Gadsden County | $58,500 | $1,370 | $154,700 |
| 14 | Washington County | $59,000 | $1,374 | $156,000 |
| 15 | DeSoto County | $59,500 | $1,387 | $151,500 |
| 16 | Union County | $60,500 | $1,416 | $160,400 |
| 17 | Suwannee County | $61,500 | $1,439 | $160,900 |
| 18 | Levy County | $64,500 | $1,507 | $171,400 |
| 19 | Bradford County | $67,000 | $1,561 | $180,300 |
| 20 | Highlands County | $67,000 | $1,567 | $177,900 |
| 21 | Okeechobee County | $67,500 | $1,579 | $179,000 |
| 22 | Columbia County | $70,000 | $1,633 | $186,400 |
| 23 | Gilchrist County | $71,000 | $1,658 | $191,000 |
| 24 | Hendry County | $71,500 | $1,667 | $189,700 |
| 25 | Jefferson County | $73,500 | $1,715 | $198,800 |
| 26 | Wakulla County | $79,000 | $1,841 | $216,300 |
| 27 | Citrus County | $80,500 | $1,881 | $223,200 |
| 28 | Marion County | $81,000 | $1,893 | $220,800 |
| 29 | Baker County | $81,500 | $1,901 | $225,000 |
| 30 | Escambia County | $84,000 | $1,964 | $234,200 |
| 31 | Gulf County | $84,500 | $1,969 | $235,700 |
| 32 | Polk County | $87,000 | $2,034 | $240,000 |
| 33 | Hernando County | $87,500 | $2,036 | $240,700 |
| 34 | Franklin County | $90,500 | $2,116 | $254,300 |
| 35 | Pasco County | $95,500 | $2,234 | $265,800 |
| 36 | Bay County | $97,500 | $2,279 | $276,900 |
| 37 | Alachua County | $98,000 | $2,290 | $266,800 |
| 38 | Duval County | $99,000 | $2,306 | $274,900 |
| 39 | Volusia County | $100,000 | $2,330 | $278,000 |
| 40 | Clay County | $100,500 | $2,346 | $281,500 |
| 41 | Leon County | $101,000 | $2,353 | $279,800 |
| 42 | Lake County | $103,000 | $2,407 | $287,900 |
| 43 | Charlotte County | $105,000 | $2,453 | $291,000 |
| 44 | Santa Rosa County | $105,500 | $2,466 | $302,100 |
| 45 | Brevard County | $107,500 | $2,509 | $304,400 |
| 46 | St. Lucie County | $110,500 | $2,581 | $305,800 |
| 47 | Indian River County | $111,000 | $2,592 | $314,700 |
| 48 | Osceola County | $112,500 | $2,630 | $317,600 |
| 49 | Pinellas County | $112,500 | $2,625 | $319,000 |
| 50 | Okaloosa County | $113,000 | $2,634 | $324,800 |
| 51 | Lee County | $116,000 | $2,706 | $326,300 |
| 52 | Flagler County | $118,000 | $2,749 | $333,400 |
| 53 | Hillsborough County | $118,500 | $2,762 | $333,300 |
| 54 | Nassau County | $123,000 | $2,866 | $351,100 |
| 55 | Seminole County | $124,500 | $2,903 | $357,300 |
| 56 | Sumter County | $125,500 | $2,931 | $356,000 |
| 57 | Orange County | $126,000 | $2,935 | $358,300 |
| 58 | Manatee County | $126,500 | $2,950 | $359,800 |
| 59 | Walton County | $127,000 | $2,969 | $376,400 |
| 60 | Sarasota County | $130,500 | $3,039 | $373,100 |
| 61 | Broward County | $135,000 | $3,155 | $380,400 |
| 62 | Martin County | $135,500 | $3,156 | $386,500 |
| 63 | Palm Beach County | $143,000 | $3,340 | $407,300 |
| 64 | Miami-Dade County | $148,000 | $3,457 | $425,400 |
| 65 | St. Johns County | $158,000 | $3,682 | $457,600 |
| 66 | Collier County | $165,000 | $3,855 | $486,800 |
| 67 | Monroe County | $238,000 | $5,549 | $723,800 |
Every figure is modelled on the county's own median home with 20% down at 7.24%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Lowest Salary Needed to Buy a Home across all 3,133 US counties · Every county in Florida