Ranked from ACS 2023 5-Year
Lowest Salary Needed to Buy a Home in Florida
The counties where an ordinary income still buys the median home outright by the 28% rule, with the whole monthly bill counted: tax, insurance, utilities and maintenance included, not just the loan payment.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Florida ranked
| # | County | Income needed | Monthly to own | Median home |
|---|---|---|---|---|
| 1 | Dixie County | $40,000 | $937 | $96,900 |
| 2 | Holmes County | $41,000 | $951 | $101,400 |
| 3 | Taylor County | $41,000 | $960 | $100,200 |
| 4 | Madison County | $43,500 | $1,014 | $105,900 |
| 5 | Hamilton County | $44,500 | $1,034 | $110,400 |
| 6 | Jackson County | $44,500 | $1,042 | $113,900 |
| 7 | Glades County | $47,000 | $1,093 | $114,800 |
| 8 | Liberty County | $47,000 | $1,101 | $117,600 |
| 9 | Lafayette County | $50,500 | $1,178 | $131,600 |
| 10 | Calhoun County | $51,000 | $1,185 | $134,000 |
| 11 | Hardee County | $51,500 | $1,206 | $129,400 |
| 12 | Putnam County | $56,000 | $1,311 | $147,300 |
| 13 | Gadsden County | $57,000 | $1,332 | $154,700 |
| 14 | Washington County | $57,000 | $1,335 | $156,000 |
| 15 | DeSoto County | $58,000 | $1,350 | $151,500 |
| 16 | Union County | $59,000 | $1,376 | $160,400 |
| 17 | Suwannee County | $60,000 | $1,399 | $160,900 |
| 18 | Levy County | $62,500 | $1,464 | $171,400 |
| 19 | Bradford County | $65,000 | $1,516 | $180,300 |
| 20 | Highlands County | $65,000 | $1,522 | $177,900 |
| 21 | Okeechobee County | $66,000 | $1,534 | $179,000 |
| 22 | Columbia County | $68,000 | $1,586 | $186,400 |
| 23 | Gilchrist County | $69,000 | $1,610 | $191,000 |
| 24 | Hendry County | $69,500 | $1,619 | $189,700 |
| 25 | Jefferson County | $71,500 | $1,665 | $198,800 |
| 26 | Wakulla County | $76,500 | $1,786 | $216,300 |
| 27 | Citrus County | $78,000 | $1,825 | $223,200 |
| 28 | Marion County | $78,500 | $1,837 | $220,800 |
| 29 | Baker County | $79,000 | $1,844 | $225,000 |
| 30 | Escambia County | $81,500 | $1,905 | $234,200 |
| 31 | Gulf County | $82,000 | $1,909 | $235,700 |
| 32 | Hernando County | $84,500 | $1,975 | $240,700 |
| 33 | Polk County | $84,500 | $1,974 | $240,000 |
| 34 | Franklin County | $88,000 | $2,052 | $254,300 |
| 35 | Pasco County | $93,000 | $2,166 | $265,800 |
| 36 | Bay County | $94,500 | $2,209 | $276,900 |
| 37 | Alachua County | $95,500 | $2,223 | $266,800 |
| 38 | Duval County | $96,000 | $2,236 | $274,900 |
| 39 | Volusia County | $97,000 | $2,260 | $278,000 |
| 40 | Clay County | $97,500 | $2,275 | $281,500 |
| 41 | Leon County | $98,000 | $2,282 | $279,800 |
| 42 | Lake County | $100,000 | $2,334 | $287,900 |
| 43 | Charlotte County | $102,000 | $2,380 | $291,000 |
| 44 | Santa Rosa County | $102,500 | $2,389 | $302,100 |
| 45 | Brevard County | $104,000 | $2,432 | $304,400 |
| 46 | Indian River County | $107,500 | $2,512 | $314,700 |
| 47 | St. Lucie County | $107,500 | $2,504 | $305,800 |
| 48 | Pinellas County | $109,000 | $2,544 | $319,000 |
| 49 | Okaloosa County | $109,500 | $2,551 | $324,800 |
| 50 | Osceola County | $109,500 | $2,549 | $317,600 |
| 51 | Lee County | $112,500 | $2,623 | $326,300 |
| 52 | Flagler County | $114,000 | $2,665 | $333,400 |
| 53 | Hillsborough County | $114,500 | $2,677 | $333,300 |
| 54 | Nassau County | $119,000 | $2,776 | $351,100 |
| 55 | Seminole County | $120,500 | $2,812 | $357,300 |
| 56 | Sumter County | $121,500 | $2,841 | $356,000 |
| 57 | Orange County | $122,000 | $2,844 | $358,300 |
| 58 | Manatee County | $122,500 | $2,859 | $359,800 |
| 59 | Walton County | $123,000 | $2,873 | $376,400 |
| 60 | Sarasota County | $126,000 | $2,944 | $373,100 |
| 61 | Broward County | $131,000 | $3,058 | $380,400 |
| 62 | Martin County | $131,000 | $3,058 | $386,500 |
| 63 | Palm Beach County | $138,500 | $3,236 | $407,300 |
| 64 | Miami-Dade County | $143,500 | $3,349 | $425,400 |
| 65 | St. Johns County | $153,000 | $3,565 | $457,600 |
| 66 | Collier County | $160,000 | $3,731 | $486,800 |
| 67 | Monroe County | $230,000 | $5,363 | $723,800 |
Every figure is modelled on the county's own median home with 20% down at 6.76%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Lowest Salary Needed to Buy a Home across all 3,133 US counties · Every county in Florida