Ranked from ACS 2023 5-Year
Lowest Salary Needed to Buy a Home in Colorado
The counties where an ordinary income still buys the median home outright by the 28% rule, with the whole monthly bill counted: tax, insurance, utilities and maintenance included, not just the loan payment.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Colorado ranked
| # | County | Income needed | Monthly to own | Median home |
|---|---|---|---|---|
| 1 | Crowley County | $40,000 | $929 | $106,700 |
| 2 | Baca County | $44,000 | $1,027 | $122,000 |
| 3 | Bent County | $48,500 | $1,135 | $137,900 |
| 4 | Sedgwick County | $50,500 | $1,178 | $142,700 |
| 5 | Prowers County | $52,000 | $1,217 | $150,900 |
| 6 | Kiowa County | $53,000 | $1,233 | $148,600 |
| 7 | Otero County | $55,000 | $1,284 | $160,700 |
| 8 | Conejos County | $56,000 | $1,304 | $162,100 |
| 9 | Costilla County | $58,000 | $1,354 | $171,300 |
| 10 | Cheyenne County | $63,500 | $1,486 | $187,100 |
| 11 | Saguache County | $66,500 | $1,555 | $200,000 |
| 12 | Las Animas County | $70,000 | $1,638 | $214,500 |
| 13 | Rio Grande County | $72,000 | $1,675 | $215,400 |
| 14 | Washington County | $72,500 | $1,693 | $218,300 |
| 15 | Yuma County | $72,500 | $1,687 | $215,600 |
| 16 | Alamosa County | $73,000 | $1,703 | $218,800 |
| 17 | Kit Carson County | $74,500 | $1,735 | $221,400 |
| 18 | Dolores County | $75,000 | $1,755 | $231,900 |
| 19 | Logan County | $76,000 | $1,773 | $228,100 |
| 20 | Lincoln County | $76,500 | $1,784 | $232,100 |
| 21 | Rio Blanco County | $79,500 | $1,854 | $243,400 |
| 22 | Jackson County | $80,000 | $1,870 | $250,000 |
| 23 | Huerfano County | $82,500 | $1,930 | $256,700 |
| 24 | Phillips County | $84,500 | $1,968 | $255,300 |
| 25 | Moffat County | $86,000 | $2,004 | $262,500 |
| 26 | Pueblo County | $89,500 | $2,086 | $271,800 |
| 27 | Fremont County | $91,000 | $2,129 | $282,100 |
| 28 | Montezuma County | $98,000 | $2,286 | $308,100 |
| 29 | Morgan County | $98,000 | $2,283 | $299,300 |
| 30 | Delta County | $101,000 | $2,357 | $318,000 |
| 31 | Mesa County | $111,000 | $2,594 | $349,400 |
| 32 | Custer County | $113,500 | $2,651 | $358,800 |
| 33 | Montrose County | $113,500 | $2,644 | $357,900 |
| 34 | Lake County | $126,500 | $2,951 | $401,300 |
| 35 | San Juan County | $127,000 | $2,959 | $406,900 |
| 36 | Mineral County | $129,500 | $3,021 | $413,000 |
| 37 | El Paso County | $135,500 | $3,165 | $431,000 |
| 38 | Hinsdale County | $136,000 | $3,176 | $438,800 |
| 39 | Teller County | $139,000 | $3,242 | $445,000 |
| 40 | Archuleta County | $140,500 | $3,280 | $451,400 |
| 41 | Weld County | $141,000 | $3,293 | $444,500 |
| 42 | Adams County | $147,000 | $3,429 | $458,400 |
| 43 | Park County | $152,000 | $3,541 | $489,300 |
| 44 | Garfield County | $153,500 | $3,584 | $490,600 |
| 45 | Gilpin County | $156,500 | $3,652 | $512,600 |
| 46 | Grand County | $157,000 | $3,666 | $507,200 |
| 47 | Arapahoe County | $166,000 | $3,873 | $526,000 |
| 48 | Larimer County | $167,500 | $3,905 | $532,200 |
| 49 | La Plata County | $168,000 | $3,915 | $549,100 |
| 50 | Clear Creek County | $177,000 | $4,130 | $572,800 |
| 51 | Gunnison County | $182,000 | $4,251 | $597,200 |
| 52 | Chaffee County | $182,500 | $4,258 | $598,500 |
| 53 | Denver County | $182,500 | $4,258 | $586,700 |
| 54 | San Miguel County | $186,500 | $4,348 | $613,100 |
| 55 | Jefferson County | $188,500 | $4,397 | $604,400 |
| 56 | Broomfield County | $200,000 | $4,661 | $631,600 |
| 57 | Ouray County | $203,500 | $4,745 | $670,100 |
| 58 | Elbert County | $206,000 | $4,802 | $664,600 |
| 59 | Douglas County | $211,000 | $4,924 | $674,000 |
| 60 | Boulder County | $222,500 | $5,196 | $713,900 |
| 61 | Routt County | $230,000 | $5,363 | $756,200 |
| 62 | Eagle County | $249,500 | $5,819 | $814,700 |
| 63 | Summit County | $257,000 | $5,997 | $850,700 |
| 64 | Pitkin County | $342,500 | $7,992 | $1,131,200 |
Every figure is modelled on the county's own median home with 20% down at 7.24%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Lowest Salary Needed to Buy a Home across all 3,133 US counties · Every county in Colorado