Ranked from ACS 2023 5-Year
Lowest Salary Needed to Buy a Home in Colorado
The counties where an ordinary income still buys the median home outright by the 28% rule, with the whole monthly bill counted: tax, insurance, utilities and maintenance included, not just the loan payment.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Colorado ranked
| # | County | Income needed | Monthly to own | Median home |
|---|---|---|---|---|
| 1 | Crowley County | $38,500 | $901 | $106,700 |
| 2 | Baca County | $42,500 | $996 | $122,000 |
| 3 | Bent County | $47,000 | $1,099 | $137,900 |
| 4 | Sedgwick County | $49,000 | $1,141 | $142,700 |
| 5 | Prowers County | $50,500 | $1,178 | $150,900 |
| 6 | Kiowa County | $51,000 | $1,194 | $148,600 |
| 7 | Otero County | $53,000 | $1,242 | $160,700 |
| 8 | Conejos County | $54,000 | $1,262 | $162,100 |
| 9 | Costilla County | $56,000 | $1,310 | $171,300 |
| 10 | Cheyenne County | $61,500 | $1,437 | $187,100 |
| 11 | Saguache County | $64,500 | $1,504 | $200,000 |
| 12 | Las Animas County | $68,000 | $1,582 | $214,500 |
| 13 | Rio Grande County | $69,500 | $1,619 | $215,400 |
| 14 | Washington County | $70,000 | $1,637 | $218,300 |
| 15 | Yuma County | $70,000 | $1,631 | $215,600 |
| 16 | Alamosa County | $70,500 | $1,646 | $218,800 |
| 17 | Kit Carson County | $72,000 | $1,677 | $221,400 |
| 18 | Dolores County | $72,500 | $1,695 | $231,900 |
| 19 | Logan County | $73,500 | $1,714 | $228,100 |
| 20 | Lincoln County | $74,000 | $1,724 | $232,100 |
| 21 | Rio Blanco County | $77,000 | $1,791 | $243,400 |
| 22 | Jackson County | $77,500 | $1,806 | $250,000 |
| 23 | Huerfano County | $80,000 | $1,864 | $256,700 |
| 24 | Phillips County | $81,500 | $1,902 | $255,300 |
| 25 | Moffat County | $83,000 | $1,936 | $262,500 |
| 26 | Pueblo County | $86,500 | $2,016 | $271,800 |
| 27 | Fremont County | $88,000 | $2,056 | $282,100 |
| 28 | Montezuma County | $94,500 | $2,206 | $308,100 |
| 29 | Morgan County | $94,500 | $2,205 | $299,300 |
| 30 | Delta County | $97,500 | $2,275 | $318,000 |
| 31 | Mesa County | $107,500 | $2,504 | $349,400 |
| 32 | Custer County | $109,500 | $2,558 | $358,800 |
| 33 | Montrose County | $109,500 | $2,551 | $357,900 |
| 34 | Lake County | $122,000 | $2,847 | $401,300 |
| 35 | San Juan County | $122,500 | $2,854 | $406,900 |
| 36 | Mineral County | $125,000 | $2,914 | $413,000 |
| 37 | El Paso County | $131,000 | $3,054 | $431,000 |
| 38 | Hinsdale County | $131,500 | $3,063 | $438,800 |
| 39 | Teller County | $134,000 | $3,127 | $445,000 |
| 40 | Archuleta County | $135,500 | $3,163 | $451,400 |
| 41 | Weld County | $136,000 | $3,178 | $444,500 |
| 42 | Adams County | $142,000 | $3,310 | $458,400 |
| 43 | Park County | $146,500 | $3,414 | $489,300 |
| 44 | Garfield County | $148,000 | $3,457 | $490,600 |
| 45 | Gilpin County | $151,000 | $3,520 | $512,600 |
| 46 | Grand County | $151,500 | $3,535 | $507,200 |
| 47 | Arapahoe County | $160,000 | $3,737 | $526,000 |
| 48 | La Plata County | $161,500 | $3,773 | $549,100 |
| 49 | Larimer County | $161,500 | $3,767 | $532,200 |
| 50 | Clear Creek County | $170,500 | $3,982 | $572,800 |
| 51 | Gunnison County | $175,500 | $4,097 | $597,200 |
| 52 | Chaffee County | $176,000 | $4,103 | $598,500 |
| 53 | Denver County | $176,000 | $4,106 | $586,700 |
| 54 | San Miguel County | $179,500 | $4,190 | $613,100 |
| 55 | Jefferson County | $181,500 | $4,240 | $604,400 |
| 56 | Broomfield County | $193,000 | $4,498 | $631,600 |
| 57 | Ouray County | $196,000 | $4,571 | $670,100 |
| 58 | Elbert County | $198,500 | $4,631 | $664,600 |
| 59 | Douglas County | $203,500 | $4,750 | $674,000 |
| 60 | Boulder County | $215,000 | $5,012 | $713,900 |
| 61 | Routt County | $221,500 | $5,168 | $756,200 |
| 62 | Eagle County | $240,500 | $5,609 | $814,700 |
| 63 | Summit County | $247,500 | $5,777 | $850,700 |
| 64 | Pitkin County | $330,000 | $7,700 | $1,131,200 |
Every figure is modelled on the county's own median home with 20% down at 6.76%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Lowest Salary Needed to Buy a Home across all 3,133 US counties · Every county in Colorado