Ranked from ACS 2023 5-Year
Lowest Salary Needed to Buy a Home in Arkansas
The counties where an ordinary income still buys the median home outright by the 28% rule, with the whole monthly bill counted: tax, insurance, utilities and maintenance included, not just the loan payment.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Arkansas ranked
| # | County | Income needed | Monthly to own | Median home |
|---|---|---|---|---|
| 1 | Lafayette County | $33,500 | $778 | $74,600 |
| 2 | Phillips County | $34,000 | $796 | $76,200 |
| 3 | Lee County | $34,500 | $800 | $77,900 |
| 4 | Monroe County | $35,500 | $830 | $82,200 |
| 5 | Nevada County | $37,000 | $860 | $85,700 |
| 6 | Clay County | $37,500 | $876 | $88,100 |
| 7 | Jackson County | $37,500 | $874 | $87,300 |
| 8 | Prairie County | $37,500 | $879 | $87,500 |
| 9 | St. Francis County | $37,500 | $875 | $87,700 |
| 10 | Ashley County | $38,000 | $888 | $88,800 |
| 11 | Desha County | $38,000 | $888 | $89,100 |
| 12 | Chicot County | $38,500 | $896 | $90,500 |
| 13 | Lawrence County | $38,500 | $896 | $91,100 |
| 14 | Sharp County | $40,000 | $929 | $94,600 |
| 15 | Bradley County | $40,500 | $946 | $97,000 |
| 16 | Calhoun County | $40,500 | $943 | $97,300 |
| 17 | Dallas County | $40,500 | $947 | $98,200 |
| 18 | Woodruff County | $40,500 | $946 | $96,800 |
| 19 | Ouachita County | $41,000 | $961 | $99,600 |
| 20 | Hempstead County | $41,500 | $965 | $100,200 |
| 21 | Poinsett County | $41,500 | $973 | $101,200 |
| 22 | Cross County | $43,000 | $998 | $104,000 |
| 23 | Fulton County | $43,500 | $1,014 | $107,200 |
| 24 | Jefferson County | $43,500 | $1,020 | $106,000 |
| 25 | Lincoln County | $43,500 | $1,012 | $106,100 |
| 26 | Searcy County | $44,000 | $1,022 | $108,100 |
| 27 | Scott County | $44,500 | $1,036 | $110,900 |
| 28 | Sevier County | $45,000 | $1,049 | $111,700 |
| 29 | Little River County | $45,500 | $1,062 | $113,400 |
| 30 | Mississippi County | $46,500 | $1,087 | $115,800 |
| 31 | Pike County | $46,500 | $1,084 | $115,400 |
| 32 | Union County | $46,500 | $1,080 | $114,700 |
| 33 | Randolph County | $47,000 | $1,092 | $118,100 |
| 34 | Franklin County | $47,500 | $1,104 | $118,800 |
| 35 | Independence County | $48,000 | $1,121 | $120,500 |
| 36 | Polk County | $48,000 | $1,126 | $122,600 |
| 37 | Van Buren County | $48,000 | $1,125 | $122,300 |
| 38 | Izard County | $48,500 | $1,137 | $122,100 |
| 39 | Cleveland County | $49,000 | $1,146 | $123,400 |
| 40 | Johnson County | $49,500 | $1,155 | $124,800 |
| 41 | Drew County | $50,000 | $1,165 | $127,800 |
| 42 | Hot Spring County | $50,000 | $1,172 | $127,900 |
| 43 | Logan County | $50,000 | $1,167 | $126,900 |
| 44 | Perry County | $50,500 | $1,184 | $129,300 |
| 45 | Arkansas County | $51,000 | $1,189 | $129,400 |
| 46 | Yell County | $51,500 | $1,198 | $131,300 |
| 47 | Montgomery County | $52,000 | $1,218 | $136,000 |
| 48 | Howard County | $52,500 | $1,230 | $135,400 |
| 49 | Conway County | $53,000 | $1,242 | $137,000 |
| 50 | Columbia County | $54,500 | $1,272 | $141,700 |
| 51 | Clark County | $56,500 | $1,323 | $147,100 |
| 52 | Stone County | $56,500 | $1,313 | $149,400 |
| 53 | Miller County | $57,500 | $1,337 | $148,200 |
| 54 | Grant County | $59,000 | $1,375 | $154,500 |
| 55 | Crittenden County | $59,500 | $1,387 | $155,100 |
| 56 | Madison County | $59,500 | $1,387 | $157,800 |
| 57 | Marion County | $60,000 | $1,400 | $158,400 |
| 58 | White County | $60,000 | $1,404 | $159,600 |
| 59 | Greene County | $61,000 | $1,425 | $162,200 |
| 60 | Pope County | $61,500 | $1,432 | $161,700 |
| 61 | Baxter County | $62,000 | $1,446 | $165,400 |
| 62 | Boone County | $63,500 | $1,484 | $169,300 |
| 63 | Sebastian County | $63,500 | $1,476 | $166,000 |
| 64 | Crawford County | $64,000 | $1,489 | $170,000 |
| 65 | Cleburne County | $65,000 | $1,514 | $174,600 |
| 66 | Garland County | $66,000 | $1,535 | $176,400 |
| 67 | Newton County | $66,000 | $1,537 | $178,800 |
| 68 | Carroll County | $69,000 | $1,610 | $186,300 |
| 69 | Lonoke County | $69,000 | $1,611 | $184,100 |
| 70 | Craighead County | $73,000 | $1,706 | $198,700 |
| 71 | Pulaski County | $75,000 | $1,752 | $199,600 |
| 72 | Faulkner County | $77,500 | $1,804 | $211,300 |
| 73 | Saline County | $78,000 | $1,819 | $211,700 |
| 74 | Washington County | $95,000 | $2,211 | $266,000 |
| 75 | Benton County | $101,500 | $2,368 | $285,100 |
Every figure is modelled on the county's own median home with 20% down at 7.24%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Lowest Salary Needed to Buy a Home across all 3,133 US counties · Every county in Arkansas