Ranked from ACS 2023 5-Year
Lowest Salary Needed to Buy a Home in Arizona
The counties where an ordinary income still buys the median home outright by the 28% rule, with the whole monthly bill counted: tax, insurance, utilities and maintenance included, not just the loan payment.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Arizona ranked
| # | County | Income needed | Monthly to own | Median home |
|---|---|---|---|---|
| 1 | Apache County | $31,000 | $723 | $68,500 |
| 2 | La Paz County | $45,500 | $1,063 | $117,600 |
| 3 | Greenlee County | $49,500 | $1,156 | $136,300 |
| 4 | Navajo County | $65,500 | $1,532 | $186,100 |
| 5 | Yuma County | $69,000 | $1,608 | $195,700 |
| 6 | Graham County | $70,000 | $1,638 | $202,700 |
| 7 | Cochise County | $72,500 | $1,687 | $207,400 |
| 8 | Santa Cruz County | $75,000 | $1,749 | $216,100 |
| 9 | Gila County | $83,500 | $1,945 | $247,000 |
| 10 | Mohave County | $84,500 | $1,977 | $253,200 |
| 11 | Pima County | $97,500 | $2,281 | $286,900 |
| 12 | Pinal County | $102,500 | $2,391 | $312,100 |
| 13 | Yavapai County | $125,500 | $2,926 | $392,900 |
| 14 | Coconino County | $132,000 | $3,081 | $413,200 |
| 15 | Maricopa County | $132,500 | $3,087 | $414,700 |
Every figure is modelled on the county's own median home with 20% down at 7.24%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Lowest Salary Needed to Buy a Home across all 3,133 US counties · Every county in Arizona