Ranked from ACS 2023 5-Year
Lowest Salary Needed to Buy a Home in Alabama
The counties where an ordinary income still buys the median home outright by the 28% rule, with the whole monthly bill counted: tax, insurance, utilities and maintenance included, not just the loan payment.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Alabama ranked
| # | County | Income needed | Monthly to own | Median home |
|---|---|---|---|---|
| 1 | Bullock County | $35,500 | $834 | $79,400 |
| 2 | Lowndes County | $36,000 | $844 | $80,600 |
| 3 | Sumter County | $37,000 | $865 | $84,100 |
| 4 | Wilcox County | $37,000 | $867 | $84,200 |
| 5 | Greene County | $38,000 | $892 | $86,400 |
| 6 | Perry County | $38,500 | $893 | $87,700 |
| 7 | Macon County | $41,000 | $960 | $95,700 |
| 8 | Dallas County | $41,500 | $968 | $97,400 |
| 9 | Butler County | $42,000 | $978 | $99,700 |
| 10 | Conecuh County | $42,500 | $988 | $101,300 |
| 11 | Marengo County | $43,000 | $1,008 | $103,400 |
| 12 | Marion County | $43,000 | $1,007 | $104,300 |
| 13 | Crenshaw County | $44,500 | $1,039 | $108,400 |
| 14 | Barbour County | $45,000 | $1,055 | $109,900 |
| 15 | Choctaw County | $45,000 | $1,050 | $111,800 |
| 16 | Winston County | $45,000 | $1,055 | $110,500 |
| 17 | Coosa County | $45,500 | $1,059 | $111,800 |
| 18 | Lamar County | $45,500 | $1,060 | $112,700 |
| 19 | Monroe County | $46,500 | $1,085 | $114,900 |
| 20 | Geneva County | $48,000 | $1,124 | $120,200 |
| 21 | Fayette County | $48,500 | $1,128 | $121,200 |
| 22 | Pickens County | $49,000 | $1,143 | $123,300 |
| 23 | Escambia County | $49,500 | $1,150 | $122,700 |
| 24 | Clarke County | $50,000 | $1,168 | $126,400 |
| 25 | Hale County | $50,000 | $1,168 | $126,300 |
| 26 | Franklin County | $50,500 | $1,183 | $128,000 |
| 27 | Dale County | $51,000 | $1,190 | $129,100 |
| 28 | Bibb County | $51,500 | $1,201 | $132,600 |
| 29 | Chambers County | $51,500 | $1,200 | $129,700 |
| 30 | Walker County | $51,500 | $1,198 | $131,100 |
| 31 | DeKalb County | $53,000 | $1,237 | $135,500 |
| 32 | Talladega County | $54,000 | $1,258 | $137,900 |
| 33 | Covington County | $54,500 | $1,277 | $142,500 |
| 34 | Chilton County | $55,000 | $1,286 | $142,300 |
| 35 | Clay County | $55,500 | $1,290 | $144,700 |
| 36 | Cleburne County | $55,500 | $1,294 | $144,200 |
| 37 | Jackson County | $56,000 | $1,308 | $145,800 |
| 38 | Tallapoosa County | $56,000 | $1,301 | $144,800 |
| 39 | Henry County | $57,000 | $1,327 | $147,800 |
| 40 | Pike County | $57,000 | $1,326 | $149,000 |
| 41 | Calhoun County | $57,500 | $1,347 | $149,500 |
| 42 | Lawrence County | $57,500 | $1,343 | $150,700 |
| 43 | Washington County | $58,000 | $1,349 | $152,800 |
| 44 | Russell County | $58,500 | $1,368 | $152,300 |
| 45 | Etowah County | $61,000 | $1,422 | $160,600 |
| 46 | Montgomery County | $61,000 | $1,420 | $160,100 |
| 47 | Colbert County | $61,500 | $1,431 | $161,600 |
| 48 | Cherokee County | $63,000 | $1,464 | $165,900 |
| 49 | Blount County | $63,500 | $1,479 | $169,700 |
| 50 | Houston County | $66,000 | $1,539 | $178,000 |
| 51 | Cullman County | $66,500 | $1,550 | $180,500 |
| 52 | Mobile County | $66,500 | $1,556 | $176,600 |
| 53 | Coffee County | $67,000 | $1,562 | $180,300 |
| 54 | Randolph County | $67,500 | $1,571 | $184,000 |
| 55 | Marshall County | $68,000 | $1,591 | $183,400 |
| 56 | Lauderdale County | $69,000 | $1,607 | $185,800 |
| 57 | Morgan County | $71,000 | $1,656 | $193,000 |
| 58 | Autauga County | $72,000 | $1,681 | $197,900 |
| 59 | Elmore County | $76,500 | $1,790 | $213,600 |
| 60 | St. Clair County | $78,500 | $1,833 | $218,500 |
| 61 | Jefferson County | $83,000 | $1,933 | $224,900 |
| 62 | Tuscaloosa County | $83,500 | $1,946 | $233,700 |
| 63 | Lee County | $86,500 | $2,017 | $238,700 |
| 64 | Limestone County | $90,000 | $2,097 | $255,100 |
| 65 | Madison County | $94,500 | $2,211 | $267,800 |
| 66 | Baldwin County | $100,000 | $2,328 | $287,000 |
| 67 | Shelby County | $105,000 | $2,448 | $298,700 |
Every figure is modelled on the county's own median home with 20% down at 7.24%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Lowest Salary Needed to Buy a Home across all 3,133 US counties · Every county in Alabama