Ranked from ACS 2023 5-Year
Lowest Salary Needed to Buy a Home in Alabama
The counties where an ordinary income still buys the median home outright by the 28% rule, with the whole monthly bill counted: tax, insurance, utilities and maintenance included, not just the loan payment.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Alabama ranked
| # | County | Income needed | Monthly to own | Median home |
|---|---|---|---|---|
| 1 | Bullock County | $35,000 | $814 | $79,400 |
| 2 | Lowndes County | $35,500 | $824 | $80,600 |
| 3 | Sumter County | $36,000 | $844 | $84,100 |
| 4 | Wilcox County | $36,500 | $846 | $84,200 |
| 5 | Greene County | $37,500 | $870 | $86,400 |
| 6 | Perry County | $37,500 | $871 | $87,700 |
| 7 | Macon County | $40,000 | $937 | $95,700 |
| 8 | Dallas County | $40,500 | $943 | $97,400 |
| 9 | Butler County | $41,000 | $953 | $99,700 |
| 10 | Conecuh County | $41,500 | $963 | $101,300 |
| 11 | Marengo County | $42,000 | $982 | $103,400 |
| 12 | Marion County | $42,000 | $981 | $104,300 |
| 13 | Crenshaw County | $43,500 | $1,012 | $108,400 |
| 14 | Barbour County | $44,000 | $1,027 | $109,900 |
| 15 | Choctaw County | $44,000 | $1,022 | $111,800 |
| 16 | Coosa County | $44,000 | $1,031 | $111,800 |
| 17 | Lamar County | $44,000 | $1,032 | $112,700 |
| 18 | Winston County | $44,000 | $1,027 | $110,500 |
| 19 | Monroe County | $45,500 | $1,057 | $114,900 |
| 20 | Fayette County | $47,000 | $1,098 | $121,200 |
| 21 | Geneva County | $47,000 | $1,094 | $120,200 |
| 22 | Pickens County | $47,500 | $1,112 | $123,300 |
| 23 | Escambia County | $48,000 | $1,119 | $122,700 |
| 24 | Clarke County | $48,500 | $1,136 | $126,400 |
| 25 | Hale County | $48,500 | $1,137 | $126,300 |
| 26 | Dale County | $49,500 | $1,157 | $129,100 |
| 27 | Franklin County | $49,500 | $1,150 | $128,000 |
| 28 | Bibb County | $50,000 | $1,168 | $132,600 |
| 29 | Chambers County | $50,000 | $1,167 | $129,700 |
| 30 | Walker County | $50,000 | $1,165 | $131,100 |
| 31 | DeKalb County | $51,500 | $1,203 | $135,500 |
| 32 | Talladega County | $52,500 | $1,223 | $137,900 |
| 33 | Covington County | $53,000 | $1,241 | $142,500 |
| 34 | Chilton County | $53,500 | $1,250 | $142,300 |
| 35 | Clay County | $53,500 | $1,254 | $144,700 |
| 36 | Cleburne County | $54,000 | $1,258 | $144,200 |
| 37 | Tallapoosa County | $54,000 | $1,265 | $144,800 |
| 38 | Jackson County | $54,500 | $1,271 | $145,800 |
| 39 | Pike County | $55,000 | $1,289 | $149,000 |
| 40 | Henry County | $55,500 | $1,289 | $147,800 |
| 41 | Calhoun County | $56,000 | $1,309 | $149,500 |
| 42 | Lawrence County | $56,000 | $1,305 | $150,700 |
| 43 | Washington County | $56,000 | $1,311 | $152,800 |
| 44 | Russell County | $57,000 | $1,330 | $152,300 |
| 45 | Etowah County | $59,000 | $1,382 | $160,600 |
| 46 | Montgomery County | $59,000 | $1,380 | $160,100 |
| 47 | Colbert County | $59,500 | $1,390 | $161,600 |
| 48 | Cherokee County | $61,000 | $1,422 | $165,900 |
| 49 | Blount County | $61,500 | $1,436 | $169,700 |
| 50 | Houston County | $64,000 | $1,494 | $178,000 |
| 51 | Cullman County | $64,500 | $1,505 | $180,500 |
| 52 | Coffee County | $65,000 | $1,516 | $180,300 |
| 53 | Mobile County | $65,000 | $1,511 | $176,600 |
| 54 | Randolph County | $65,500 | $1,524 | $184,000 |
| 55 | Marshall County | $66,000 | $1,544 | $183,400 |
| 56 | Lauderdale County | $67,000 | $1,560 | $185,800 |
| 57 | Morgan County | $69,000 | $1,607 | $193,000 |
| 58 | Autauga County | $70,000 | $1,630 | $197,900 |
| 59 | Elmore County | $74,500 | $1,736 | $213,600 |
| 60 | St. Clair County | $76,000 | $1,777 | $218,500 |
| 61 | Jefferson County | $80,500 | $1,876 | $224,900 |
| 62 | Tuscaloosa County | $81,000 | $1,886 | $233,700 |
| 63 | Lee County | $84,000 | $1,956 | $238,700 |
| 64 | Limestone County | $87,000 | $2,032 | $255,100 |
| 65 | Madison County | $92,000 | $2,143 | $267,800 |
| 66 | Baldwin County | $96,500 | $2,255 | $287,000 |
| 67 | Shelby County | $101,500 | $2,372 | $298,700 |
Every figure is modelled on the county's own median home with 20% down at 6.76%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Lowest Salary Needed to Buy a Home across all 3,133 US counties · Every county in Alabama