Ranked from FEMA National Risk Index
Lowest Expected Disaster Loss per Household in Wyoming
The counties where FEMA's expected annual loss per household is smallest. Low exposure is one of the few housing-cost advantages that never shows up in the listing price. It shows up in what an insurer actually charges, which is not the same as the insurance figure in these tables, since that is a statewide average and cannot vary by county. Expected annual loss is FEMA's National Risk Index figure for the county, divided by the number of occupied housing units the Census reports there.
Wyoming ranked
| # | County | Disaster loss per household | FEMA risk rating | Median home |
|---|---|---|---|---|
| 1 | Sweetwater County | $690 | Very Low | $242,900 |
| 2 | Natrona County | $978 | Relatively Low | $260,400 |
| 3 | Laramie County | $985 | Relatively Low | $324,900 |
| 4 | Uinta County | $1,059 | Very Low | $255,400 |
| 5 | Albany County | $1,088 | Relatively Low | $322,100 |
| 6 | Fremont County | $1,255 | Relatively Low | $252,700 |
| 7 | Campbell County | $1,398 | Relatively Low | $266,400 |
| 8 | Park County | $1,504 | Relatively Low | $374,200 |
| 9 | Platte County | $1,510 | Very Low | $248,900 |
| 10 | Niobrara County | $1,588 | Very Low | $194,200 |
| 11 | Weston County | $1,696 | Very Low | $214,000 |
| 12 | Converse County | $1,703 | Very Low | $269,700 |
| 13 | Johnson County | $1,725 | Very Low | $296,000 |
| 14 | Washakie County | $1,789 | Very Low | $188,600 |
| 15 | Goshen County | $1,884 | Very Low | $234,600 |
| 16 | Sheridan County | $1,909 | Relatively Low | $352,200 |
| 17 | Big Horn County | $2,036 | Very Low | $198,200 |
| 18 | Carbon County | $2,103 | Very Low | $214,500 |
| 19 | Crook County | $2,178 | Very Low | $276,800 |
| 20 | Sublette County | $2,180 | Very Low | $350,100 |
| 21 | Hot Springs County | $2,238 | Very Low | $214,400 |
| 22 | Lincoln County | $2,285 | Relatively Low | $334,500 |
| 23 | Teton County | $4,296 | Relatively Low | $1,371,900 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Lowest Expected Disaster Loss per Household across all 3,133 US counties · Every county in Wyoming