Ranked from FEMA National Risk Index
Lowest Expected Disaster Loss per Household in Wisconsin
The counties where FEMA's expected annual loss per household is smallest. Low exposure is one of the few housing-cost advantages that never shows up in the listing price. It shows up in what an insurer actually charges, which is not the same as the insurance figure in these tables, since that is a statewide average and cannot vary by county. Expected annual loss is FEMA's National Risk Index figure for the county, divided by the number of occupied housing units the Census reports there.
Wisconsin ranked
| # | County | Disaster loss per household | FEMA risk rating | Median home |
|---|---|---|---|---|
| 1 | Sheboygan County | $732 | Relatively Low | $218,400 |
| 2 | Dane County | $741 | Relatively Moderate | $366,100 |
| 3 | Outagamie County | $764 | Relatively Low | $244,100 |
| 4 | Racine County | $806 | Relatively Moderate | $239,400 |
| 5 | Waukesha County | $829 | Relatively Moderate | $373,600 |
| 6 | Washington County | $856 | Relatively Low | $316,200 |
| 7 | Ozaukee County | $875 | Relatively Low | $368,900 |
| 8 | Milwaukee County | $879 | Relatively High | $216,500 |
| 9 | Calumet County | $890 | Very Low | $252,100 |
| 10 | Manitowoc County | $925 | Relatively Low | $172,900 |
| 11 | Walworth County | $935 | Relatively Low | $275,900 |
| 12 | Kenosha County | $939 | Relatively Moderate | $247,800 |
| 13 | Brown County | $940 | Relatively Moderate | $245,900 |
| 14 | Dodge County | $955 | Relatively Low | $218,400 |
| 15 | St. Croix County | $981 | Relatively Low | $349,700 |
| 16 | Door County | $1,019 | Relatively Low | $305,800 |
| 17 | Kewaunee County | $1,022 | Very Low | $208,900 |
| 18 | Fond du Lac County | $1,026 | Relatively Low | $209,800 |
| 19 | Winnebago County | $1,047 | Relatively Moderate | $208,600 |
| 20 | Grant County | $1,048 | Relatively Low | $186,300 |
| 21 | La Crosse County | $1,062 | Relatively Low | $243,200 |
| 22 | Waupaca County | $1,063 | Relatively Low | $192,800 |
| 23 | Iowa County | $1,084 | Very Low | $248,100 |
| 24 | Rock County | $1,100 | Relatively Moderate | $215,900 |
| 25 | Eau Claire County | $1,108 | Relatively Low | $242,400 |
| 26 | Green County | $1,140 | Relatively Low | $236,900 |
| 27 | Pierce County | $1,191 | Very Low | $308,600 |
| 28 | Chippewa County | $1,192 | Relatively Low | $237,700 |
| 29 | Portage County | $1,211 | Relatively Low | $230,400 |
| 30 | Jefferson County | $1,214 | Relatively Low | $253,800 |
| 31 | Polk County | $1,221 | Relatively Low | $241,200 |
| 32 | Buffalo County | $1,230 | Very Low | $197,600 |
| 33 | Wood County | $1,234 | Relatively Low | $168,100 |
| 34 | Bayfield County | $1,251 | Very Low | $228,100 |
| 35 | Ashland County | $1,259 | Very Low | $160,500 |
| 36 | Dunn County | $1,279 | Relatively Low | $226,200 |
| 37 | Sauk County | $1,297 | Relatively Low | $242,400 |
| 38 | Iron County | $1,306 | Very Low | $155,200 |
| 39 | Marathon County | $1,316 | Relatively Moderate | $205,500 |
| 40 | Pepin County | $1,323 | Very Low | $196,100 |
| 41 | Douglas County | $1,329 | Relatively Low | $190,400 |
| 42 | Barron County | $1,341 | Relatively Low | $198,300 |
| 43 | Oconto County | $1,350 | Relatively Low | $212,000 |
| 44 | Washburn County | $1,373 | Very Low | $207,900 |
| 45 | Waushara County | $1,376 | Relatively Low | $186,000 |
| 46 | Clark County | $1,392 | Relatively Low | $163,800 |
| 47 | Price County | $1,396 | Very Low | $146,000 |
| 48 | Taylor County | $1,414 | Very Low | $186,500 |
| 49 | Oneida County | $1,424 | Relatively Low | $227,500 |
| 50 | Lincoln County | $1,534 | Relatively Low | $177,700 |
| 51 | Shawano County | $1,560 | Relatively Low | $179,100 |
| 52 | Jackson County | $1,574 | Relatively Low | $186,900 |
| 53 | Trempealeau County | $1,614 | Relatively Low | $203,300 |
| 54 | Burnett County | $1,641 | Relatively Low | $215,500 |
| 55 | Monroe County | $1,669 | Relatively Low | $197,200 |
| 56 | Rusk County | $1,675 | Very Low | $152,000 |
| 57 | Vilas County | $1,720 | Relatively Low | $270,700 |
| 58 | Green Lake County | $1,748 | Relatively Low | $206,300 |
| 59 | Langlade County | $1,757 | Relatively Low | $145,800 |
| 60 | Lafayette County | $1,796 | Very Low | $182,100 |
| 61 | Richland County | $1,886 | Relatively Low | $182,800 |
| 62 | Marquette County | $1,956 | Relatively Low | $201,100 |
| 63 | Vernon County | $2,080 | Relatively Low | $210,600 |
| 64 | Adams County | $2,104 | Relatively Low | $184,500 |
| 65 | Columbia County | $2,120 | Relatively Moderate | $258,700 |
| 66 | Crawford County | $2,142 | Relatively Low | $175,100 |
| 67 | Menominee County | $2,184 | Very Low | $97,000 |
| 68 | Marinette County | $2,215 | Relatively Low | $154,600 |
| 69 | Juneau County | $2,250 | Relatively Low | $165,200 |
| 70 | Sawyer County | $2,749 | Relatively Low | $223,300 |
| 71 | Forest County | $2,981 | Relatively Low | $170,000 |
| 72 | Florence County | $8,324 | Relatively Low | $170,000 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Lowest Expected Disaster Loss per Household across all 3,133 US counties · Every county in Wisconsin