Ranked from FEMA National Risk Index
Lowest Expected Disaster Loss per Household in Utah
The counties where FEMA's expected annual loss per household is smallest. Low exposure is one of the few housing-cost advantages that never shows up in the listing price. It shows up in what an insurer actually charges, which is not the same as the insurance figure in these tables, since that is a statewide average and cannot vary by county. Expected annual loss is FEMA's National Risk Index figure for the county, divided by the number of occupied housing units the Census reports there.
Utah ranked
| # | County | Disaster loss per household | FEMA risk rating | Median home |
|---|---|---|---|---|
| 1 | Uintah County | $321 | Very Low | $270,200 |
| 2 | Carbon County | $562 | Very Low | $200,700 |
| 3 | Duchesne County | $814 | Very Low | $253,600 |
| 4 | Cache County | $900 | Relatively Low | $392,800 |
| 5 | Emery County | $1,061 | Very Low | $197,100 |
| 6 | San Juan County | $1,084 | Very Low | $189,900 |
| 7 | Davis County | $1,114 | Relatively Moderate | $470,500 |
| 8 | Weber County | $1,125 | Relatively Moderate | $389,200 |
| 9 | Tooele County | $1,148 | Relatively Low | $391,300 |
| 10 | Grand County | $1,160 | Very Low | $480,900 |
| 11 | Sevier County | $1,363 | Very Low | $274,100 |
| 12 | Morgan County | $1,378 | Very Low | $600,900 |
| 13 | Sanpete County | $1,385 | Very Low | $300,400 |
| 14 | Wasatch County | $1,393 | Very Low | $724,400 |
| 15 | Utah County | $1,472 | Relatively High | $489,200 |
| 16 | Salt Lake County | $1,492 | Relatively High | $484,500 |
| 17 | Iron County | $1,553 | Relatively Low | $342,900 |
| 18 | Box Elder County | $1,633 | Relatively Low | $357,400 |
| 19 | Millard County | $1,654 | Very Low | $246,400 |
| 20 | Wayne County | $1,693 | Very Low | $364,800 |
| 21 | Rich County | $1,982 | Very Low | $291,200 |
| 22 | Beaver County | $2,004 | Very Low | $287,600 |
| 23 | Washington County | $2,207 | Relatively Moderate | $465,600 |
| 24 | Piute County | $2,231 | Very Low | $235,400 |
| 25 | Juab County | $2,385 | Very Low | $369,800 |
| 26 | Summit County | $2,664 | Relatively Low | $1,000,400 |
| 27 | Kane County | $4,265 | Very Low | $350,900 |
| 28 | Garfield County | $5,117 | Very Low | $285,800 |
| 29 | Daggett County | $9,464 | Very Low | $242,100 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Lowest Expected Disaster Loss per Household across all 3,133 US counties · Every county in Utah