Ranked from FEMA National Risk Index
Lowest Expected Disaster Loss per Household in Nebraska
The counties where FEMA's expected annual loss per household is smallest. Low exposure is one of the few housing-cost advantages that never shows up in the listing price. It shows up in what an insurer actually charges, which is not the same as the insurance figure in these tables, since that is a statewide average and cannot vary by county. Expected annual loss is FEMA's National Risk Index figure for the county, divided by the number of occupied housing units the Census reports there.
Nebraska ranked
| # | County | Disaster loss per household | FEMA risk rating | Median home |
|---|---|---|---|---|
| 1 | Lancaster County | $873 | Relatively Moderate | $258,900 |
| 2 | Douglas County | $995 | Relatively High | $245,800 |
| 3 | Sarpy County | $1,105 | Relatively Moderate | $287,600 |
| 4 | Lincoln County | $1,157 | Relatively Low | $183,100 |
| 5 | Dawes County | $1,262 | Very Low | $146,500 |
| 6 | Cass County | $1,456 | Very Low | $247,200 |
| 7 | Hall County | $1,577 | Relatively Low | $207,900 |
| 8 | Dakota County | $1,581 | Very Low | $168,100 |
| 9 | Richardson County | $1,630 | Very Low | $96,500 |
| 10 | Keith County | $1,634 | Very Low | $157,000 |
| 11 | Scotts Bluff County | $1,639 | Relatively Low | $161,400 |
| 12 | Gage County | $1,646 | Very Low | $167,100 |
| 13 | Washington County | $1,681 | Very Low | $278,300 |
| 14 | Otoe County | $1,720 | Very Low | $185,000 |
| 15 | Holt County | $1,732 | Very Low | $152,000 |
| 16 | Hooker County | $1,740 | Very Low | $85,400 |
| 17 | Saunders County | $1,779 | Very Low | $241,100 |
| 18 | Nemaha County | $1,828 | Very Low | $125,100 |
| 19 | Red Willow County | $1,852 | Very Low | $143,500 |
| 20 | Box Butte County | $1,860 | Very Low | $161,100 |
| 21 | Madison County | $1,897 | Relatively Low | $196,000 |
| 22 | Buffalo County | $1,903 | Relatively Low | $236,800 |
| 23 | Garfield County | $1,927 | Very Low | $144,900 |
| 24 | Seward County | $2,044 | Very Low | $232,400 |
| 25 | Cherry County | $2,165 | Very Low | $136,000 |
| 26 | Grant County | $2,194 | Very Low | $113,900 |
| 27 | Rock County | $2,199 | Very Low | $124,400 |
| 28 | Thomas County | $2,227 | Very Low | $113,000 |
| 29 | Logan County | $2,246 | Very Low | $160,000 |
| 30 | Brown County | $2,248 | Very Low | $100,200 |
| 31 | Sheridan County | $2,255 | Very Low | $102,900 |
| 32 | Pawnee County | $2,267 | Very Low | $74,800 |
| 33 | Dodge County | $2,276 | Relatively Low | $188,100 |
| 34 | Adams County | $2,300 | Relatively Low | $185,800 |
| 35 | Kimball County | $2,373 | Very Low | $109,900 |
| 36 | Saline County | $2,401 | Very Low | $180,700 |
| 37 | Platte County | $2,423 | Relatively Low | $207,800 |
| 38 | Johnson County | $2,458 | Very Low | $131,500 |
| 39 | Wayne County | $2,464 | Very Low | $203,700 |
| 40 | Custer County | $2,493 | Very Low | $160,500 |
| 41 | Dawson County | $2,607 | Relatively Low | $157,800 |
| 42 | McPherson County | $2,683 | Very Low | $124,200 |
| 43 | Jefferson County | $2,702 | Very Low | $117,600 |
| 44 | Dixon County | $2,712 | Very Low | $141,400 |
| 45 | Cheyenne County | $2,717 | Very Low | $129,100 |
| 46 | Cedar County | $2,734 | Very Low | $175,500 |
| 47 | Deuel County | $2,847 | Very Low | $97,200 |
| 48 | Pierce County | $2,927 | Very Low | $182,700 |
| 49 | Butler County | $2,936 | Very Low | $165,700 |
| 50 | Knox County | $2,957 | Very Low | $116,900 |
| 51 | Hitchcock County | $3,008 | Very Low | $88,800 |
| 52 | Burt County | $3,027 | Very Low | $125,400 |
| 53 | Loup County | $3,135 | Very Low | $120,700 |
| 54 | Keya Paha County | $3,154 | Very Low | $108,800 |
| 55 | Stanton County | $3,263 | Very Low | $184,300 |
| 56 | Antelope County | $3,331 | Very Low | $116,900 |
| 57 | Chase County | $3,334 | Very Low | $178,700 |
| 58 | Thurston County | $3,432 | Very Low | $105,100 |
| 59 | Colfax County | $3,465 | Very Low | $128,800 |
| 60 | Perkins County | $3,478 | Very Low | $149,200 |
| 61 | Dundy County | $3,501 | Very Low | $118,200 |
| 62 | Blaine County | $3,621 | Very Low | $102,100 |
| 63 | Garden County | $3,703 | Very Low | $95,500 |
| 64 | Frontier County | $3,966 | Very Low | $138,800 |
| 65 | Arthur County | $4,039 | Very Low | $188,800 |
| 66 | Morrill County | $4,240 | Very Low | $112,000 |
| 67 | Sioux County | $4,245 | Very Low | $141,700 |
| 68 | Fillmore County | $4,486 | Very Low | $131,200 |
| 69 | Boyd County | $4,502 | Very Low | $104,000 |
| 70 | Merrick County | $4,510 | Relatively Low | $168,000 |
| 71 | York County | $4,517 | Relatively Low | $175,900 |
| 72 | Phelps County | $4,544 | Very Low | $173,300 |
| 73 | Howard County | $4,582 | Very Low | $205,200 |
| 74 | Cuming County | $4,594 | Relatively Low | $174,900 |
| 75 | Nuckolls County | $4,766 | Very Low | $90,900 |
| 76 | Hayes County | $4,786 | Very Low | $112,800 |
| 77 | Valley County | $4,931 | Very Low | $122,200 |
| 78 | Kearney County | $5,203 | Very Low | $218,300 |
| 79 | Boone County | $5,840 | Relatively Low | $164,700 |
| 80 | Hamilton County | $5,842 | Very Low | $238,700 |
| 81 | Polk County | $6,048 | Very Low | $177,800 |
| 82 | Banner County | $6,076 | Very Low | $166,300 |
| 83 | Thayer County | $6,098 | Very Low | $106,200 |
| 84 | Sherman County | $6,309 | Very Low | $135,000 |
| 85 | Nance County | $6,374 | Very Low | $122,800 |
| 86 | Furnas County | $6,734 | Relatively Low | $91,800 |
| 87 | Franklin County | $6,881 | Very Low | $99,100 |
| 88 | Gosper County | $7,925 | Very Low | $202,700 |
| 89 | Greeley County | $8,041 | Very Low | $87,800 |
| 90 | Clay County | $8,146 | Relatively Low | $146,300 |
| 91 | Harlan County | $8,638 | Very Low | $147,200 |
| 92 | Wheeler County | $8,801 | Very Low | $135,900 |
| 93 | Webster County | $9,156 | Relatively Low | $102,000 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Lowest Expected Disaster Loss per Household across all 3,133 US counties · Every county in Nebraska