Ranked from FEMA National Risk Index
Lowest Expected Disaster Loss per Household in Kansas
The counties where FEMA's expected annual loss per household is smallest. Low exposure is one of the few housing-cost advantages that never shows up in the listing price. It shows up in what an insurer actually charges, which is not the same as the insurance figure in these tables, since that is a statewide average and cannot vary by county. Expected annual loss is FEMA's National Risk Index figure for the county, divided by the number of occupied housing units the Census reports there.
Where does yours land?
Every county in America is somewhere on this scale, including the one you live in.
Kansas ranked
| # | County | Disaster loss per household | FEMA risk rating | Median home |
|---|---|---|---|---|
| 1 | Douglas County | $927 | Relatively Low | $281,600 |
| 2 | Shawnee County | $1,000 | Relatively Moderate | $170,400 |
| 3 | Johnson County | $1,049 | Relatively High | $366,000 |
| 4 | Riley County | $1,083 | Relatively Low | $231,200 |
| 5 | Wyandotte County | $1,118 | Relatively Moderate | $152,700 |
| 6 | Leavenworth County | $1,159 | Relatively Low | $260,600 |
| 7 | Sedgwick County | $1,248 | Relatively High | $190,700 |
| 8 | Geary County | $1,283 | Very Low | $165,000 |
| 9 | Ellis County | $1,314 | Very Low | $211,100 |
| 10 | Miami County | $1,320 | Relatively Low | $277,700 |
| 11 | Lyon County | $1,325 | Relatively Low | $142,200 |
| 12 | Saline County | $1,452 | Relatively Low | $171,900 |
| 13 | Linn County | $1,476 | Very Low | $164,500 |
| 14 | Franklin County | $1,511 | Relatively Low | $187,400 |
| 15 | Jackson County | $1,512 | Very Low | $193,600 |
| 16 | Harvey County | $1,524 | Very Low | $173,300 |
| 17 | Anderson County | $1,537 | Very Low | $147,900 |
| 18 | Allen County | $1,544 | Very Low | $100,400 |
| 19 | Jefferson County | $1,551 | Very Low | $200,800 |
| 20 | Ford County | $1,582 | Relatively Low | $132,700 |
| 21 | Atchison County | $1,607 | Very Low | $147,900 |
| 22 | Seward County | $1,634 | Very Low | $134,000 |
| 23 | McPherson County | $1,653 | Very Low | $198,400 |
| 24 | Clay County | $1,686 | Very Low | $149,600 |
| 25 | Butler County | $1,691 | Relatively Low | $199,600 |
| 26 | Osage County | $1,702 | Very Low | $142,800 |
| 27 | Crawford County | $1,720 | Relatively Low | $122,400 |
| 28 | Pottawatomie County | $1,735 | Very Low | $223,000 |
| 29 | Reno County | $1,758 | Relatively Low | $125,000 |
| 30 | Bourbon County | $1,775 | Very Low | $107,600 |
| 31 | Finney County | $1,788 | Relatively Low | $191,100 |
| 32 | Barton County | $1,801 | Relatively Low | $117,200 |
| 33 | Russell County | $1,880 | Very Low | $106,400 |
| 34 | Neosho County | $1,887 | Very Low | $101,200 |
| 35 | Sumner County | $1,910 | Relatively Low | $118,700 |
| 36 | Marshall County | $1,917 | Very Low | $119,500 |
| 37 | Brown County | $1,924 | Very Low | $111,100 |
| 38 | Dickinson County | $1,997 | Relatively Low | $148,500 |
| 39 | Cloud County | $2,019 | Very Low | $96,300 |
| 40 | Cowley County | $2,025 | Relatively Low | $111,600 |
| 41 | Nemaha County | $2,066 | Very Low | $196,100 |
| 42 | Montgomery County | $2,124 | Relatively Low | $92,100 |
| 43 | Cherokee County | $2,195 | Relatively Low | $99,400 |
| 44 | Thomas County | $2,196 | Very Low | $165,900 |
| 45 | Wallace County | $2,239 | Very Low | $94,200 |
| 46 | Labette County | $2,261 | Relatively Low | $92,100 |
| 47 | Woodson County | $2,275 | Very Low | $77,100 |
| 48 | Doniphan County | $2,276 | Very Low | $121,200 |
| 49 | Wilson County | $2,288 | Very Low | $93,900 |
| 50 | Graham County | $2,381 | Very Low | $88,800 |
| 51 | Coffey County | $2,397 | Very Low | $139,500 |
| 52 | Trego County | $2,556 | Very Low | $115,400 |
| 53 | Cheyenne County | $2,580 | Very Low | $119,300 |
| 54 | Marion County | $2,610 | Very Low | $114,400 |
| 55 | Wabaunsee County | $2,610 | Very Low | $178,200 |
| 56 | Sherman County | $2,629 | Very Low | $126,300 |
| 57 | Morris County | $2,687 | Very Low | $120,900 |
| 58 | Logan County | $2,697 | Very Low | $116,600 |
| 59 | Rice County | $2,827 | Very Low | $105,500 |
| 60 | Ottawa County | $2,854 | Very Low | $164,100 |
| 61 | Washington County | $2,895 | Very Low | $106,100 |
| 62 | Ellsworth County | $3,045 | Very Low | $116,300 |
| 63 | Grant County | $3,123 | Very Low | $146,200 |
| 64 | Greenwood County | $3,273 | Very Low | $82,600 |
| 65 | Norton County | $3,305 | Very Low | $106,300 |
| 66 | Rush County | $3,398 | Very Low | $79,300 |
| 67 | Rawlins County | $3,560 | Very Low | $99,400 |
| 68 | Gove County | $3,608 | Very Low | $119,000 |
| 69 | Kingman County | $3,613 | Very Low | $107,400 |
| 70 | Republic County | $3,640 | Very Low | $76,000 |
| 71 | Chautauqua County | $3,755 | Very Low | $63,300 |
| 72 | Rooks County | $3,836 | Very Low | $90,000 |
| 73 | Elk County | $3,917 | Very Low | $60,900 |
| 74 | Mitchell County | $4,009 | Very Low | $109,600 |
| 75 | Harper County | $4,011 | Very Low | $77,300 |
| 76 | Ness County | $4,051 | Very Low | $85,400 |
| 77 | Decatur County | $4,124 | Very Low | $78,500 |
| 78 | Kearny County | $4,140 | Very Low | $152,500 |
| 79 | Lincoln County | $4,169 | Very Low | $92,600 |
| 80 | Morton County | $4,186 | Very Low | $95,600 |
| 81 | Lane County | $4,290 | Very Low | $119,000 |
| 82 | Osborne County | $4,339 | Very Low | $84,700 |
| 83 | Phillips County | $4,416 | Very Low | $94,700 |
| 84 | Pawnee County | $4,432 | Very Low | $102,400 |
| 85 | Chase County | $4,468 | Very Low | $106,200 |
| 86 | Stevens County | $4,509 | Very Low | $124,500 |
| 87 | Pratt County | $4,662 | Relatively Low | $114,500 |
| 88 | Scott County | $4,772 | Relatively Low | $170,100 |
| 89 | Hamilton County | $4,833 | Very Low | $119,700 |
| 90 | Haskell County | $5,060 | Very Low | $154,800 |
| 91 | Stafford County | $5,077 | Very Low | $96,700 |
| 92 | Sheridan County | $5,152 | Very Low | $152,000 |
| 93 | Smith County | $5,229 | Very Low | $91,000 |
| 94 | Clark County | $5,340 | Very Low | $78,400 |
| 95 | Meade County | $5,380 | Very Low | $122,000 |
| 96 | Wichita County | $5,405 | Very Low | $98,700 |
| 97 | Greeley County | $5,424 | Very Low | $108,900 |
| 98 | Gray County | $5,502 | Very Low | $174,700 |
| 99 | Stanton County | $5,656 | Very Low | $64,200 |
| 100 | Edwards County | $6,017 | Very Low | $70,500 |
| 101 | Jewell County | $6,035 | Very Low | $62,100 |
| 102 | Kiowa County | $6,304 | Very Low | $152,400 |
| 103 | Hodgeman County | $6,805 | Very Low | $92,700 |
| 104 | Comanche County | $7,480 | Very Low | $59,900 |
| 105 | Barber County | $7,815 | Very Low | $92,700 |
Every figure is modelled on the county's own median home with 20% down at 7.03%. Property tax and electricity are county and state specific; homeowners insurance uses the NAIC average premium for that state, which ranges from 0.16% of home value in Hawaii to 1.16% in Oklahoma. Maintenance and water are national estimates. Full methodology.
Nationwide
Lowest Expected Disaster Loss per Household across all 3,133 US counties · Every county in Kansas